FaceTime is a Great Time for both Annalyn and her Bompa

Posted By on April 23, 2017

My week would not be complete with out a FaceTime AnnalynFacetime170419video lunch break with my daughter Katelyn and Annalyn (this one is from last Thursday and she starting to talk … or "coo" if that is the correct term?)

coo
Katelyn seems very happy being  mom and at home taking care of Annalyn. She is enjoying these first 7 weeks and making the most of her time off.

As it is with most new parents, I’m know it is both a big adjustment from life without children, to wondering how they can leave to go back to work? Thankfully "time" is in their favor in negotiating moving to a new city for Drew and Katelyn.  Katelyn’s current plan to return to working at a new pediatric practice is September … and even then maybe fewer hours, depending on patient load. It sure sounds perfect from the "been there, done that" book of experience!

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Saving money takes discipline – 20 ideas on Fox Business.com

Posted By on April 22, 2017

My favorite news network shared 20 excellent tips for saving money (by Daniel Kline, who writes for the Motley Fool). I highlight a favorite below.

Stepsinsaving

Saving money takes discipline

It means forgoing things you want and making tough choices, which can be tough in our consumption-focused society. However, saving money can make it easier to get what you really want, whether it’s buying your dream house, starting a business, or retiring early. Whatever it may be, having cash in the bank (or invested wisely) brings you closer to that goal.

To that end, below is a list of 20 ways to boost your savings in a big way. Some are tougher to achieve than others, and you’ll need to weigh the necessary sacrifice against the return. For example, if your morning latte brings you joy (or keeps you sane), then it may be worth the $5 it costs.The same is true of anything on this list.

1. Pay off your credit card debt

For every $1,000 you have in credit card debt at an annual percentage rate (APR) of 15%, you pay $12.50 per month. If you carry $7,000 in credit card debt over the course of the year, you will spend $1,050 on interest payments. That’s money being burned. It does not lower your debt; it’s simply the cost of borrowing on a credit card. If you pay a higher APR, the picture gets even worse, and the value of paying off the debt becomes even higher.

2. Trade your latte for coffee

While making coffee at home by the pot saves the most money, it also involves a bit of hassle, and perhaps you enjoy the experience of visiting a coffee house as much as the coffee itself. But if you substitute a $5 latte for a $2 cup of coffee five days a week, you’ll save $780 a year. If you’re a seven-day-a week coffee buyer, you will save $1,092.

3. Keep your car longer

Most car payments are over $100 a month, so not having to make that payment would save you at least $1,200 a year. In general, people take a car loan over three, four, five, or maybe even six years. In many cases, when the loan has been paid off, Saving-Moneythe car remains in good condition. If that’s the case, even if you want a new car, it’s sensible not to get one. The challenge is holding on to your car as long as it’s in good shape but selling it before it begins to need expensive repairs.A trusted mechanic can help you make this decision.

4. Put $3 a day in the bank

It may sound silly, but if you save $3 a day, 365 days a year, you will end up with $1,095 in the bank. Most people won’t actually set three physical dollars aside each day, but breaking down a larger goal into small pieces can make it more manageable. In this case, saving $1,000 may seem a bit daunting, but most people can picture putting $3 aside each day.

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Granite arrives: One step closer to having a usable kitchen again

Posted By on April 21, 2017

Here’s a quick slideshow of photos updating the granite countertops to our kitchen remodel after they were installed this past week. Thankfully every measurement was “spot on” and the install went without a hitch (the photos make them look a lot darker than they really are).

A couple photos show a sample of the new contemporary counter height stool that arrived. After about an hour of assembly, I hefted it up from the workshop to see what it would look like (it is heavy!). We like the look and comfort, with a high back and thicker seat, and yet the neutral gray color blends well with the stainless steel appliances and does not overly stand out.

Both Brenda and I are happy with the look and functionality … as well at the excellent work in the cutting and polishing of the granite slabs; we are looking forward to cooking and eating a few meals back in the kitchen again.

It is always a nightmare when servers go down

Posted By on April 20, 2017

My apology for ignoring the blog these last couple of days, but duty calls when servers and networks go down for my clients … yes, for MyDesultoryBlog too. I’m red-eyed and frazzled, but hopefully by the end of the weekend all will return to normal on new hardware, but we’ll see as the tweaks continue.

Reading Predictably Irrational on a Kindle and some humor

Posted By on April 19, 2017

PredictablyIrationalDanArielyMy friend Jeff and I try to get together for a Friday lunch once or twice a month. We often discuss work, politics and management, particularly as it relates to his job and potential advancement … although we recognized the limited number of years for that second part. Anyway, one of the books he is reading and wanted me to read so we could discuss was Dan Ariely‘s Predictably Irrational (knowing I would like it). As with many ebooks nowadays, they can be challenging to loan out — amazonkindlequotePIthat was the case with his Amazon Kindle version, which he was reading on his iPad and does not off the 2-week loan option. So he offered to loan me his older first generation Kindle e-Ink version which I haven’t read from in years … I think the last time was a Nook ebook reader and was 7-years ago when I borrowed my daughter’s Barnes and Noble Nook reader? Anyway, I had forgotten just how much I enjoyed reading with out a glare or being comfortable reading in bright sunlight. On top of that, holding "even his old Kindle" made me realized how heavy reading from an iPad Air2 (with a Brydge keyboard) can be. Using his Kindle appealed to me enough to take up a digital author/publisher who follows my business and had offered me a Kindle if I would edit and promote his writing on my blog and social networks (just in case you see something on MyDesultoryBlog).

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A three day reprieve on Tax Day, but …

Posted By on April 18, 2017

… the IRS bite feels just the same.

Music Monday: Another year and more Van Morrison

Posted By on April 17, 2017

VanMorrisonLive

Likely Brown Eyed Girl is one of the all time favorite tunes for more than just my generation … no matter who’s version it is. The original 1967 version is hard to beat since it was written and record by Van Morrisonalthough I’m quite fond of VanMorrison_1970HeadshotJimmy Buffett’s 1983 recording (YouTube) too.

  Brown Eyed Girl | Van Morrison – 1967

As the subject line hints … the "again" … has to do with a mention on the blog a couple of years ago (different songs). Here’s another favorite – the 1970 recording Domino.

  Domino | Van Morrison – 1970

The 70+ year old Irish singer-songwriter is still going strong and both records and tours regularly having 36 albums to his name — his latest "Keep Me Singing." Few performers are in his league or have their own channel on MY Pandora app!

keepmesinging

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.