A crazy week post midterm election and for the stock market

| November 12, 2022

Well … the hopeful political “red wave” did not happen (at least from a conservative perspective). If we are to be generous, it could be viewed as a “small ripple” … but the results of the election as of this post are not fully counted even yet. Does that seem odd in our evolved and […]

We are thinking about retirement … in a few years!

| December 15, 2021

As Christmas cards arrive and the 15th of December hits, it is time to start winding down my business year and thinking about 2022 (BTW, we mailed our cards this week). One thing I have noticed this year is that more cards are from people who are now retired or are retiring. Hm … does […]

How much do babysitters get paid in 2015?

| March 25, 2015

Nationally the pay for babysitters is up in 2015 according to care.com as reported on CNBC this morning. When the reports indicate that wage growth is stagnent and inflation is at bay, they obviously don't have kids to take care of …

Be sure to accurately factor inflation when retirement planning

| July 28, 2014

I regularly eyeball the government’s reported CPI inflation data (although question the applicability for real living in America?), and am concerned for those planning or already retired living on their “conservatively” invested savings. Many that I’ve talked with moved to cash positions after the 2008 recession or moved to much more conservative investments. Others hold […]

How much farther can Americans stretch their dollars?

| June 18, 2014

Ukraine continues to be under siege, SE Asia and Africa have unstable countries, Afghanistan will most likely go back to Taliban control, Iraq is imploding … but European markets are said to be in “recovery” and U.S. stock indices continue setting new highs and generating overly inflated annual returns for those “fully” invested (since when […]

Inflation up. Wages and salaries stagnant. (except government)

| October 23, 2011

The new CPI numbers (Consumer Price Index) released by the government verify what most balancing family budgets already know … inflation is taking a bigger bite out of incomes. Most private sector workers feel fortunate just to be employed and have seen their take-home pay and benefits stagnate or retreat. Everyone I know has had […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
My Desultory Blog