It seems inevitable gasoline and diesel taxes will go up

| June 13, 2017

There was a time when I thought I could count on Republicans who now control the House of Representatives, Senate and Whitehouse in Washington DC to reduce taxes — how naïve of me. The latest going around is how "gasoline and diesel taxes haven’t been increase in years and how they need to go up […]

Rethinking our National Debt while still encouraging growth

| June 4, 2017

From a small business perspective, excessive debt is near the top for reasons entrepreneurs fail in business. In my experience there are bankers and leasers with terms in the lenders favor, but not in the borrower’s favor. Bankruptcies are harmful not only to the person and family going through the ordeal, but on the creditors […]

A three day reprieve on Tax Day, but …

| April 18, 2017

… the IRS bite feels just the same.

It is time to get serious about working on and filing taxes

| April 2, 2017

The beginning of April is one of my least favorite times of the year … tax time … but for a couple reasons, next year should be better. This is the last FULL year to file for MomH and her trust return. We should see lower tax rates for 2017 (if retroactive?) Republicans are advocating to simplify […]

Federal Income Taxes – what changes are in store for 2017?

| February 16, 2017

Unless you’ve had your head in the sand pile, you know that there is a shake-up happening in Washington DC since the election of President Donald Trump and his taking office less than 1 month ago. Much of the economic optimism seen by new records on Wall Street, job incentives and both interest rates and […]

The morning or mourning after: Trump wins, Clinton concedes

| November 9, 2016

Everybody thinks they are an economist … including me!

| October 16, 2016

I love simplicity … so when tossing around political footballs, I generally join the team that at least "attempts" to simplify government and taxes. I’m not naïve enough to believe it will ever happen or even work well, but after filing personal (for friends and family), organizations and business taxes for years, it would sure […]

A new book to read from Fox News host Juan Williams

| April 21, 2016

I would have put the title of the book in the subject line, BUT it is a long one: We the People: The Modern Day Figures Who Have Reshaped and Affirmed the Founding Fathers’ Vision of America … whew! Title aside, I’m really looking forward to readings Juan Williams thoughts on the impact on America […]

Learning the New American way of Life in the Obamaconomy

| February 8, 2016

It is well past time that we elect representatives with a little more commonsense than the ones who churned out “feel good” public assistance help from Washington DC and many state houses. They love handing out “other people’s money.”  Perhaps they think of themselves as do-gooders and either, don’t see or don’t care, that  the […]

How are you doing in the Obama economy?

| September 23, 2015

No doubt the American Dream is slipping away from the middle class, but a quick look a few graphs below depicts an even more dismal image of a nation in decline. Is it too late to turn our country around? Let’s hope not!   Unfortunately too many regulations, thousands of laws, taxes on taxes and […]

Counties in Ohio continue to stealthily raise Sales Taxes

| July 27, 2015

Small business owners who regularly collect sales tax on their goods and services might not be quite as enamored with the “economic rebound” being boasted about in Ohio. While I do support Gov John Kasich and realized he does not have direct impact on counties needing to find more tax revenue, the tax shifting in […]

Top 20% of Earners Pay 84% of Income Tax #WSJ

| May 8, 2015

The bigger the federal government grows and the longer the tenticles reach into business and personal lives, the slower our country grows. What will it take for Americans to recognize that our country grows and lifts every citizen when the ambitious and innovative are not thwarted by Uncle Sam at every turn?  Besides limiting the […]

Did you know? The ONLINE Ohio DMV is #1 in the country

| March 13, 2015

It is the time of year I need to pay the $54.88 (ST $31 + Local $20 + service fee) to renew my Ohio registration fee for each vehicle and affix the tiny stickers to my aging metal license plate. The process in recent years is far easier with the online registration (so long as […]

How about putting ALL that health care savings into a 529 plan?

| January 28, 2015

After 6-years of saving $2,500 each year on our “unchanged plan” or greatly improved “21st century” Obamacare health care plan, Democrats in congress and President Obama have made it possible for average Americans to have now amassed $15,000 (6 yrs x $2500) … no thanks to those Republicans voting against it (#sarcasm). And since getting […]

Pension plans continue to fall behind as stock market gains

| January 10, 2015

One would think that a “rising tide lifts all boats” when it comes to gains for financial markets, but that is not the case for conservatively managed U.S. pension funds. The strong stock market returns during 2013 and 2014 have helped most individual investors recover from the 2008 financial collapse, so as long as they […]

Do you know what your student loan repayments are used for?

| December 14, 2014

A discussion between the host and guest on CNBC this week concluded that instead of saving college students money on their student loans that the government was using the repayments in other areas amounting to BILLIONS of dollars – ie. $19 billion for deficit reduction and Obamacare!  It seems the take-over by the Federal Direct […]

The State–Obama Democrats vs Kennedy Democrats

| December 9, 2014

One wonders if today’s Democrats blindly following President Barack Obama and his administration’s goal of “fundamentally transforming the United States of America” even remember what it was like to support a leader who understood our democracy?John F. Kennedy knew what it was to believe and fight for the words and principles which founded this country. […]

Obamacare remarks from Jonathan Gruber draw media scrutiny

| November 15, 2014

Some of the political hot-potato news this past week was related to self described “off the cuff” comments from MIT’s Jonathan Gruber a respected health economist. He helped craft President Obama’s health care law and was captured on video commenting about the “stupidity of the American voter” and suggesting the law was passed dishonestly (NYTimes). […]

Teach your children well–the correct U.S. Constitution perhaps?

| November 2, 2014

Who would have thought that as a Reagan conservative I would be referencing the the 1970  Graham Nash song and lyrics as a warning to “teach your children well” (or children to teach parents, as the song goes) when it comes to the U.S. Constitution and the Bill of Rights (do you remember when Walter Mondale […]

Does a generous welfare benefit create a work disincentive?

| July 10, 2014

I listened to a debate on CNBC on Wednesday morning featuring Princeton economics professor Alan Krueger discussing the problems of long term unemployment which lead to Joe Kernen suggesting there are financial disincentives to taking entry level jobs … the kind of work the unemployed need to gain experience. Krueger discounted that people weigh the […]

Over-regulation deters small business entrepreneurship

| May 11, 2014

Fox Business anchor Stuart Varney comment, in between his entertaining persiflage with Don Imus, struck a chord with me as he highlighted the failures of the Obama administration’s big  government policies — regulations that are killing small business entrepreneurs. Stuart Varney with Don Imus (MP3) – May 2014 As someone who started a someone “traditional” […]

Michael Bloomberg on the Feds actions and wealth inequality

| May 2, 2014

Love him or hate him, billionaire “business magnate, politician and philanthropist” Michael Bloomberg clearly understands the effect the Federal Reserve has when it comes to pumping money into the economy. So simple and so true when it comes to who benefits the most from government trying to solve business and wealth inequity problems. He is […]

Happy Tax Day — April 15th! Where does the money go?

| April 15, 2014

Heritage.org

If you hate paying taxes, move to Wyoming or Alaska

| March 23, 2014

Wallethub compared how average families from each state when it comes to paying taxes … how does your state look? According to their color coded map, the brighter red your state, the more you pay; conversely, the greener your state, the lower your taxes, and brown puts you somewhere in the middle. If you hate […]

Don’t forget to “spring forward” for DST this weekend

| March 8, 2014

We’ve changed the Federal DST law quite a few time (surprised me) and I learned a few more things about Daylight Saving time this week … starting with that there isn’t an “s” on the end of “Saving” … duh! Daylight Saving time, or its abbreviation "DST" was an idea first proposed by Benjamin Franklin […]

Balancing liberty and big over-reaching government

| February 15, 2014

Although I have a libertarian slant to my political philosophy, the wars and struggles in the Middle East demonstrate why our country need to maintain the appropriate balance between freedom and over reaching government. An article in the WSJ on Friday is a reminder that the threat from terrorists, cartels, gangs and other countries is […]

More on what the Obama administration chooses to shutdown

| October 6, 2013

In a previous post, I commented on the Obama administration choosing to shutdown U.S. memorials and parks in what many perceived as unnecessary. It is obviously that it is purely politics when it requires more federal workers and costs more to close sites like the World War II Memorial and the Lincoln Memorial (never closed […]

Citizens unnecessarily annoyed during government shutdown

| October 3, 2013

Although I’m not a big fan of the “goings on” in Washington DC, particularly the current government shutdown … but I’m really frustrated to see political elements doing their darnedest to make it even more uncomfortable for everyone. Most news watchers are aware of the brouhaha over the WW2 Memorial this past Wednesday, where World […]

The government shuts down and they are not even talking

| October 1, 2013

Once again our dysfunctional federal government reared its ugly head and made many of us wonder why we continue to send money to Washington DC?  The taxpayer continues to be squeezed by our bloated bureaucrats who can’t seem live on the nearly trillion dollars we send them each year — it’s ridiculous!   From my […]

Our Federal Government: more waste, fraud and abuse

| August 26, 2013

Wasteful government spending is nothing new, nor is the corruption and abuse by companies and recipients siphoning off our hard earned tax dollars. What is new is a much bigger federal government and the addition of bunches of new programs and the seeming disregard for responsible oversight that comes with a “bigger government.” It is […]

What Obamacare will cost if you are in your 20s or 30s

| July 27, 2013

The question posed by the WSJ this past week was “will the young and give up disposable income to pay for health insurance” or with they pay the penalty until it becomes too expensive? It has been difficult to explicate the complex and questionably titled “Affordable Care Act” – Obamacare to many who are politically […]

Big government policies = slow economy and no jobs

| July 7, 2013

Having a recent college graduated living at home and looking to start his career gives me intimate insight on what young adults and their parents are facing. The frustration exacerbates the strong opinions regarding the new health care law and the economic policies put in place by the federal government under the leadership of President […]

What do you know about Social Security Disability?

| April 11, 2013

If you are the average healthy American who is working or independently seeking a job, you might be as unknowledgeable as I am when it comes to knowing anything about government benefits. I’ve generally assumed that those who are “disabled” are not capable of functioning or were disabled on the job due injury. What I […]

Pitiful. Bureaucratic incompetence is part of the problem

| April 5, 2013

We’re hardly sputtering along when it comes to getting Americans back to work. One wonders why we bother to spend so much money on government when our over compensated bureaucrats only add to the problem. If it were not so frustrating and painful, government’s adding “programs,” meddling with tax rates and monetary policy and out […]

A country founded by geniuses, but run by idiots

| March 28, 2013

A filler blog post … just heavily forwarded “Food For Thought” email. If you can get arrested for hunting or fishing without a license, but not for being in the country illegally …you might live in a country founded by geniuses but run by idiots. If you have to get your parents’ permission to go […]

Are you prepared for catastrophic spending cuts? [sarcasm]

| February 27, 2013

I find it difficult to listen to “the sky is falling” coming from special interest groups with the politicians looking out for them … or for that matter President Obama “crying wolf” once again. If it is so difficult to trim a few percent federal budget (something that was suppose to be done several years […]

Political thoughts from the past are surprisingly apropos

| February 24, 2013

Every once in a while, actually a lot lately, someone will include something from the past in their books, articles or blog which reminds me of the challenges we face in becoming independent thinkers. A couple sailing friends of mine who have and are currently living a life out of the mainstream and shared a […]

It is embarrassing that they work for us …

| February 21, 2013

Really … something has to change in Washington DC. We’re borrowing TRILLIONS, yet the President jets around playing golf while the first lady and family heads to Colorado on vacation. Sure it only MILLIONS … In the another branch of our govenment, they pass reams of laws, bicker about raising more revenue (taxing us), pretend […]

Targeted federal governments cuts or the March 1st sequester

| February 14, 2013

The coming government cuts, either by choice or sequester and their economic impact is bound to be felt by all of us. The President for his part Tuesday night in the State of the Union address offered a warning, but little that addressed the ominous across the board cuts coming on March 1st if nothing […]

The answer to our spending problem is to “broaden the base”

| January 16, 2013

It is becoming increasingly clear the the answer the federal government’s excessive spending is to “broaden the base” … but before the attacks from Democrats begin, let me clarify my reasoning (highlighted below) and explain. The current debate in Washington DC is whether to address the deficit (and mounting debt) by raising taxes on the […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.