Obamacare, Target, Neiman Marcus, etc and Identity Theft

| January 19, 2014

The much publicized Obamacare, Target and Neiman Marcus security issues are an in-your-face reminder (receive my email from Target last week) that individuals need to be wary and take precautions with their financial, medical and personal identity information. Having been through the nightmare of ID theft back in the 1990s, before companies or banks were […]

How’s your credit score doing? Check out CreditKarma.com

| December 5, 2010

Most people realize it is important it is to keep an eye on what the big three credit reporting agencies say about one’s personal credit history … particularly in this age of identity theft. (Equifax, Transunion and Experian) So, if you haven’t requested your once-a-year free report, do it now and be sure your credit […]

The confusing world of Credit Scores

| November 29, 2009

I’ve blogged couple times on identity theft and credit reports and I thought was relatively up-to-date on on how credit reporting and ‘credit scoring’ works … but I was wrong.  I didn’t realize that the three major credit collecting and reporting companies all have their own “credit scoring system” on top of the relatively popular […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.