Received this after TWO changes to our Liberty Mutual policy

| November 23, 2015

As I mentioned to my Liberty Mutual agent … “at least I know what my premiums are paying for – mailings!” It is hard to believe that removing Taylor’s car from our policy and adding the X5 could generate 14 multipage envelopes of policy information? That said, our annual auto policy renews in November… so […]

Fixing a skylight leak leads to replacing the roof on our home

| November 16, 2015

Several of the homes in our neighborhood had some hail damage this summer … ours included. We had damage to the sky light area of our mud room and water has been seeping in when the wind is just right. Unfortunately our insurance would not pay the entire roof OR the entire repairs that we […]

Borrowing money at low rates when emergencies arise

| September 9, 2015

I’m a Dave Ramsey advocate for the most part and prefer not to borrow money for anything other than a home. Unfortunately that’s challenging for most people as well as yours truly a few items in the past. Brenda and I borrowed when starting and expanding our small business, for the occasional new car (a […]

Liberty Mutual Auto Insurance: Loyalty rewarded–NOT!

| November 29, 2014

I received a letter from Liberty Mutual, my auto insurance company, earlier this month “appreciating my loyalty”  … until I looked at the details – Eligible in 2019 — hmm, must be a mistake? So … I first called the number on the bottom of the letter and reached the corporate folks so that they […]

What a racket: The great insurance pricing scam

| November 6, 2013

I had a somewhat frustrating day dealing with insurance policies and realized that we’ve been overpaying for a very long time … unless I’m missing something?  It started with a simple phone call to verify that a 15 year term life insurance policy was indeed expired. A call to the Select Quote people confirmed I […]

Move along, nothing to see here.

| May 22, 2013

Hmm, perhaps we are alone in having to make significant changes in our health care coverage this year … not to mention paying more for less? “If you already have health insurance through your job … nothing in this plan will require you or your employer to change your coverage or your doctor. Let me […]

Your health care plan: Spouses may no longer be covered

| February 25, 2013

The negative implication of “big government’s Obamacare” is just beginning to be felt by those with health care coverage and businesses are squirming to adapt to the pages of new regulations. One of the latest money saving measures is that of “dropping spousal coverage” – I’m just guessing, but I suspect it will be unpopular? […]

Basement woes–we should just get a big dumpster

| February 8, 2013

   What a mess! As we continue the “dry out” process for the basement after the failed BlueMax water pipe, our piles of basement stored possessions is making me rethink the material lifestyle we live. From Barbie dolls to “antique” computer gear … why did we buy so much and why are we packing up […]

What will the economic cost of Hurricane Irene be?

| August 26, 2011

As the east coast waits for hurricane Irene to unleash its torrent of wind, rain and surge, the financial markets are analyzing the cost to insurance companies, taxpayers and eventually insurers (in higher premiums). Some suggest that Irene could make it into the top five list due to the forecasted impact of heavily populated east […]

Big Business and the Obama Administration at War

| May 11, 2010

Who to believe … those evil capitalist insurance companies [sarcasm] trying to balance customer satisfaction while remaining competitive and profitable … or the Obama administration and congressional Democrats orchestrating leftists policies on America? Hmm … a rotten choice to be sure.- see Battle Plan below. Read Angela Braly’s letter to President Obama With the Obama […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.