Retirement planning, hoeing rows and the root of all kinds of evil

| May 27, 2017

We’re not their yet … but we’ve been doing a little more thinking about retirement and how many more years of work it is going to be at a comfortable level when we no long punch the proverbial time clock. Brenda and I are not in harmony quite yet, as one of us would prefer […]

Saving money takes discipline – 20 ideas on Fox Business.com

| April 22, 2017

My favorite news network shared 20 excellent tips for saving money (by Daniel Kline, who writes for the Motley Fool). I highlight a favorite below. Saving money takes discipline It means forgoing things you want and making tough choices, which can be tough in our consumption-focused society. However, saving money can make it easier to […]

Cheap oil, negative returns and a confused Fed

| February 11, 2016

Markets took a wild ride today on very weak economies around the globe and oil dropping to nearly $26/barrel. UAE minister hinted at OPEC talking about production cuts, the markets Aftercame back from its lows. The pain was particularly hard on banks as monetary policies in more nations move into negative returns (negative interest rates) […]

Life skills for the long haul: 8 Financial Decisions

| February 5, 2016

Some simple financial steps, 8 to be exact, to follow from Money were shared this month and they are worth reading and remembering. I’ll post below in case they disappear … but you should read it here. 1. Save More for Retirement How much money will you need each year to enjoy a happy and […]

Borrowing money at low rates when emergencies arise

| September 9, 2015

I’m a Dave Ramsey advocate for the most part and prefer not to borrow money for anything other than a home. Unfortunately that’s challenging for most people as well as yours truly a few items in the past. Brenda and I borrowed when starting and expanding our small business, for the occasional new car (a […]

Who says Greece is too small to impact world markets?

| June 30, 2015

Seems like about every article I read pointed to the fact that Greece’s economy is only “half the size of Ohio” and that we are insulated from the turmoil over this game of chicken they are playing with the IMF and pending $1.73B payment default. Still traders on Monday in about every market decided this […]

US debt limit going up again-Maybe we need bigger currency?

| January 1, 2012

Hmm … not that I have any of these, but it was interesting to know just what the largest currency denomination was … $100,000, but it was retired as well as other bills  over $100. Seeing that our nation’s debt limit will soon rise yet again, maybe we need to bring back bigger currency denominations? […]

Archive: 10 Biggest Money Wasters (2011 edition)

| June 15, 2011

Saw this and thought it might be good to talk about with my kids … or add to that Life Lessons Learned advice book I’ve always talked about writing. 10 Biggest Money Wasters CNN Money lists the 10 biggest money wasters as follows: ATM fees Lottery tickets Gourmet coffee Cigarettes Infomercial impulse buys Brand-name groceries […]

Beware of funny money showing up in Butler County Ohio

| September 22, 2010

Having worked with ink and paper for most of my working life, I pay attention to counterfeiting with a bit more interest than most. An article in the local Pulse Journal reported on businesses finding “washed” small denomination bills being counterfeited and passed as larger bills. These fake bills are often used in drug deals […]

Consumers beware: Plastic Money regulations will impact you

| February 22, 2010

If you are like me, you like having a regular routine to start the day; for me it’s the newspaper, the Gordon Deal podcast, a large cup of coffee and review of my email inbox, although I won’t encourage the large cup of coffee. Today, one of the lead stories in the news pertains to […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.