Interesting: How much would you spend on an engagement ring?

| November 11, 2017

In a financial discussion regarding saving money and cost of living for millennials, someone mentioned that in today’s world of equality, men are still expected to give an engagement ring. We’ve come a long way from the cigar band ring or spending the cliché "three months of salary." In 2016, the average being spent for […]

If Detroit is the canary in the coalmine for pubic pensions …

| August 5, 2013

… what about employees and retirees of private companies – those who still have a pension plan? Almost everyone realizes that public pensions are going to remain a major problem for our country, but not as many realize just how underfunded pensions are for most large corporations. A report published by S&P Dow Jones shows […]

Intel (INTC) has been a costly stock for long term investors

| July 18, 2013

Intel (INTC) has been a core “buy and hold” technology stock for many independent investors over the past decade or so, but a long hard look at returns makes that strategy puzzling. Back in the day, if you wanted to be in “technology,” INTC was a must have stock, particularly if you believed in personal […]

With tax uncertainty, how do we plan for retirement?

| February 22, 2012

The tax season is upon us and many take this opportunity to take account of our retirement strategy (at least those who are thinking ahead). Years ago … in the days of the company pension, confidence in Social Security and Medicare and the assumption that one would retire at 65 after a lifetime career with […]

Investing: Looking 10 years out by looking back, but “Yikes!”

| December 5, 2011

While many of us managing our personal retirement plans may have moved to cash in recent years, there is a time to anticipate an end to a recession (at least traditionally) and a reason to reconsider equities once again. Usually it pays to monitor those who have a proven track record when it comes to […]

If the dollar is worth less, is the economy really improving?

| April 29, 2011

Call me a negative Nellie, but one has to wonder if we are really seeing much of an economic recovery? With prices rising, inflation looming (if not already here) and the buying power of the dollar severely weakened over the past year, how will Americans perceive those elected and appointed to guide the United States […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.