The confusing world of Credit Scores


November 29, 2009

I’ve blogged couple times on identity theft and credit reports and I thought was relatively up-to-date on on how credit reporting and ‘credit scoring’ works … but I was wrong.  I didn’t realize that the three major credit collecting and reporting companies all have their own “credit scoring system” on top of the relatively popular […]

Credit Reports, Credit Scores & Credit Bureaus


February 25, 2008

Having dealt with an identity theft issue about 5 years ago, I’ve been a bit more attentive to what is being reported on my credit report. Once a year around tax time I pull my own credit report and review the items being reported. (haven’t opted for a ‘pay for’ monitoring service just yet) This […]

Financial wisdom – Double Cash Back Credit Card from Citi


September 24, 2015

Just in case you are the type of responsible credit card user who pays off the balance each month and has excellent FICO scores, you might want to consider using the Citi Double Cash Card. It is a no annual fee credit card and pays a total of 2% on purchases … I think that […]

What is and are the criteria for a good FICO credit score?


December 2, 2014

In talking with a long time customer today about shopping and using credit cards, the subject of FICO scores came up since they are printed each month on Discover Card statements (nice touch Discover). He ask me what a good score was and I “sort of” knew that over 700 was good and thought 760 […]

How’s your credit score doing? Check out CreditKarma.com


December 5, 2010

Most people realize it is important it is to keep an eye on what the big three credit reporting agencies say about one’s personal credit history … particularly in this age of identity theft. (Equifax, Transunion and Experian) So, if you haven’t requested your once-a-year free report, do it now and be sure your credit […]

Texas takes the top spot for business in CNBC’s ranking


July 10, 2012

A down day for the markets after slowing earning from big companies like Cummins and Alcoa … but it was the day CNBC announces the top states for business. Of course it is no surprise that Texas was the top state for the 3rd time in 6 years. The other states to make the top […]

Narcissism Epidemic Spreads Among College Students


March 23, 2010

Interesting … Narcissism Epidemic Spreads Among College Students A generation of Americans could enter the workforce with an unfounded sense of entitlement. Are you spending too much time in front of the mirror? According to a new study, American students are growing more narcissistic (link to video). THE GIST: Data shows a significant increase in […]

Exciting Bearcat win over Pitt after Christmas tree shopping


December 5, 2009

It was the first day of ice for our small lake and time to take my annual trip to pick out a large-ish Christmas tree. Usually this is done with my son who argues that the tree isn’t big enough, but this year the ‘duty’ fell on to my shoulders alone. Pressure … already knowing […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
My Desultory Blog