A “Rule of Thumb” for ACH Bank/Brokerage Timing

| June 27, 2026

For those needing to coordinate banking and brokerage activities, I found this helpful. For most established accounts in 2026: Bank-to-bank transfer: 1–2 business days Bank-to-brokerage: 2–4 business days Brokerage-to-bank: 1–3 business days * If you’re moving money regularly between the same institutions, you can often learn the exact pattern. For example, many investors know that […]

Huntington Bank and their 24-Hour Grace Overdraft Fee Relief

| March 31, 2018

I’ve been around long see banking change from daily dealing with a local banker that I knew by name … who also knew me (and my business) by name … to just a drive up teller window or ATM to the latest technology of snapping pics of checks and tapping on a smartphone. I sort […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
My Desultory Blog