RichC | August 11, 2019
As the cost of education, health care, cars, etc. goes up, it should be no surprise our financing habits change in order to pay for priorities like higher education … or luxuries like newer and more reliable cars. Paying for semi-essentials is significantly more expensive than in the past and we now extend paying for […]
RichC | August 7, 2019
Way too often our citizens in cities and communities across the country suffer at the hands of criminals and most notably disturbed individuals in our society. The topic rises to the top of the political news when there is a mass-killing and the weapon is a semi-automatic firearm and the target are ordinary people living […]
RichC | July 10, 2019
Oh for the good ol’ days when we read cereal boxes in the morning and just wanted the trinket inside or collected box tops while learning “delayed gratification.” Kids online: ”81% of the world’s children and 92% of US children now have an online presence before they turn 2. In the US, 95% of […]
RichC | July 7, 2019
As a grandparent, I so enjoyed how technology has been able to keep our family connected. Perhaps it is not unlike remembering my mother talking with her parents daily on the “wired” telephone after we moved “so far away” for back in the day when families often remained in the same neighborhoods and cities where […]
RichC | June 21, 2019
Taylor is my millennial antagonist when it comes to discussing politics, investing and both government and personal finances. We both enjoy debating, so it’s cool most of the time. He is also a product of his generation just as I am of mine. We view the role and expanse of government differently when it comes […]
RichC | May 23, 2019
I had several hobbies as a teenager, but photography was one that I thought might lead to a career. It “sort of did” since it opened the doors to eventually starting a printing and publishing company. When studying photography, several names of recognized photographers were published in the magazines and books. One French photographer that […]
RichC | May 5, 2019
Every student learns just how big and important the Mississippi River is in our country. From transporting materials from the America’s breadbasket to markets throughout the country and beyond … to draining the snowmelt and rainfall off the land so it can be cultivated (was reminded of this with all the flooding this spring). It […]
RichC | May 2, 2019
A tweet from an online friend and an automotive journalist reminded me (Throwback Thursday) that my photography hobby helped me adapt to a new high school back in the mid-1970s when we moved from the Toledo area to Sidney, Ohio. It was at a time when friends were already made and connecting with others was […]
RichC | April 9, 2019
There aren’t many things that makes a mom and dad prouder than realizing their parenting efforts have paid off. We are now regularly seeing our children as productive professional adults and realizing that our being positive examples, and prioritizing school and providing a college education, has paid off. Besides Katelyn and husband Drew being accomplished […]
RichC | March 24, 2019
Maybe it is my age … or just the latest swing to the radical left by Democrats staging themselves for a presidential primary to challenge President Trump in 2020 … but this whole anti-free market socialist tilt has me concerned for the direction of our country. It is no longer the political quarrel over the […]
RichC | February 25, 2019
Average White Band performing in 2013 – Wikimedia Highlighting this band seems a bit out of my character for Music Monday (except for being 1970’s music), but hearing “Pick Up The Pieces” by the Average White Band in the car on SiriusXM triggered a good memory. My Ohio Northern University roommate Jerry Moody was a […]
RichC | February 13, 2019
For those of us who grew up working on cars pre-Internet, the Haynes Manuals were one of the “go-to” sources on how to fix automobiles … or at least a particular brand and model of car. Last week John Haynes, the founder of the publishing company, passed away at 80 years old. Although I also […]
RichC | January 17, 2019
One of my favorite YouTube channels is Engineering Explained and in this video car guru and mechanical engineer Jason Fenske explains just how BMW used water injection to increase power at full throttle and high manifold pressures. Great stuff. And if this kind of "automotive engineering stuff" interests you and you like aviation like me, […]
RichC | December 13, 2018
While this article (PDF version) may not necessarily garner front page news, it is something I wanted to read and archive because it was researched and published by my nephew Aaron Howard. Well done. The consequences of altered flowering dates due to climate change can be severe, especially for plants that rely on coordinated flower […]
RichC | November 13, 2018
After Monday’s selloff (see below), what lies ahead for the U.S. economy? That thought has some of seriously thinking the next economic downturn could come sooner rather than as expected … later. The sell off … "again" … has me wondering if we are prepared for the next recession? Is the U.S., or the world, […]
RichC | November 8, 2018
My brother Ron and his wife are making the most of his early retirement and sent me a few photos from their trip to Hawaii this week. That is one trip I’m glad we took with our kids when we seemed to be able to find more time – as the saying goes, "time flies." […]
RichC | June 19, 2018
I generally do not read longer Facebook posts, but while scanning a few friends comments on Father’s Day remembering their dads, Kathy Pangborn (good friend and neighbor of my inlaws) reposted a story that had me remembering the different father-types that I knew. Neither my mother or father-in-laws’ or mother or fathers’ parents (my grandparents) […]
RichC | March 10, 2018
A simple explanation of crony capitalism in this Prageru video, but a challenging to stop corruption that exists with politicians running governments.
RichC | January 25, 2018
Throwback Thursday #TBT photos usually have to do with oneself or at least something from our own lifetime. I’m archiving a unique photo of this great American leader (the first known of him in 1840), as I wanted to save it to my blog. Most of us study our US Presidents in school, but usually […]
RichC | December 19, 2017
Although I have the traditional conservative view that one’s gender is in our DNA and one that we are born with, I understand there are those who differ. Let’s at least try to agree as a nation that we should at least protect young kids and early teens from the irreparable damage parents and doctor […]
RichC | December 16, 2017
With all the buzz around Bitcoin and bubbles, the really big financial crisis being somewhat overlooked is Student Loan Debt. The number of Americans struggling to pay back the money they borrowed for their education is mindboggling. The WSJ reported that Nearly 5 Million Americans are in Default on their Student Loans … and there […]
RichC | November 9, 2017
So this looks like a nondescript photo of an older brick building (click for larger photo)… which it WAS, before being turned into Armstrong Student Center. Back in 1981-82, I was a replacement instructor at Miami University in the college town of Oxford, Ohio for a professor on sabbatical. I moved into his office in […]
RichC | September 22, 2017
The Ken Burns and Lynn Novick 10 part documentary THE VIETNAM WAR airing each night this past week on PBS has been eye opening even for someone who "thought" they knew their Vietnam history. I’ve read a lot of books over the years and lived through most of the war stateside in real time (to […]
RichC | August 27, 2017
RichC | January 26, 2017
My answer: Rarely does the pendulum find the middle. Neither the fiscal or social policy balancing coming from Washington DC makes much sense to me. There have to be moderates who see validity in each others positions? Rather than the black and white collisions between the liberal Democrats and the conservative Republicans’ points of view, […]
RichC | December 15, 2016
Forgiving debt and bankruptcy options aren’t new, but those of us who strive to "play by the rules" often feel like suckers when it comes to bureaucrats playing fast and free with tax dollars … or with OPM. While it is understandable that our society wants to be compassionate and lend a helping hand to […]
RichC | November 4, 2016
The pile of new electrical parts in my photo likely doesn’t mean much to those who don’t enjoy tinkering with computer and robotic projects, but for me a novice in programming computers gadgets, it is an chance to learn on the cheap. With the budget Raspberry Pi and Pine64 computers, beginners of “all ages” have […]
RichC | July 29, 2016
It has been a while since I’ve seen one of these, but once I figured out what it was, the memory of Jerusalem Elementary School and Mrs. Fell came rushing back. I still remember her taped up wooden paddle as it slammed intimidatingly on the the desks at the front of the class in order […]
RichC | June 3, 2016
The Howard side of the family gathered in Atlanta for the high school graduation of my youngest niece Sarah Gerber this past week. The party was on Memorial Day and graduation for the Lambert High School class of 2016 the day after. Brenda‘s sister Ann and her family live in a northeastern suburb that is […]
RichC | January 20, 2016
Americans are flooding the government with appeals to have their student loans forgiven on the grounds that schools deceived them with false promises of a well-paying career. Source: Thousands Apply to U.S. to Forgive Their Student Loans, Saying Schools Defrauded Them
RichC | September 2, 2015
Let me start off that I have been abundantly blessed and thankfully to this point I haven’t faced the need for “therapy,” as the many versions of the below tee-shirt make light of. In my case was fortunate to be born to loving parents who emulated what it was to be a great mother and […]
RichC | May 3, 2015
Brenda and I knew the good news when we were on vacation last week that Taylor received an offer from Clermont County, Ohio … although Taylor didn’t yet returned to Williston North Dakota to submit his resignation properly (therefore no public blog post). On Friday, Taylor submitted his letter and verbal resignation to his superiors […]
RichC | April 2, 2015
If you are interested in or an alum, you’ll love visiting Miami University in this way …
RichC | January 28, 2015
After 6-years of saving $2,500 each year on our “unchanged plan” or greatly improved “21st century” Obamacare health care plan, Democrats in congress and President Obama have made it possible for average Americans to have now amassed $15,000 (6 yrs x $2500) … no thanks to those Republicans voting against it (#sarcasm). And since getting […]
RichC | December 14, 2014
A discussion between the host and guest on CNBC this week concluded that instead of saving college students money on their student loans that the government was using the repayments in other areas amounting to BILLIONS of dollars – ie. $19 billion for deficit reduction and Obamacare! It seems the take-over by the Federal Direct […]
RichC | November 2, 2014
Who would have thought that as a Reagan conservative I would be referencing the the 1970 Graham Nash song and lyrics as a warning to “teach your children well” (or children to teach parents, as the song goes) when it comes to the U.S. Constitution and the Bill of Rights (do you remember when Walter Mondale […]
RichC | September 6, 2014
A very telling graph discloses three things (see story in Fortune) : A college graduate will on average make $1 million more than a worker with a high school degree over the course of his lifetime … even though the cost of education has gone higher. Wages across the board, adjusted for inflation to 2013 […]
RichC | August 25, 2014
Uncommon brilliance from a voice “for” the common man … that would be Mike Rowe. His answer to a reader Facebook post from earlier this month is worth reading. Off The Wall Interesting conversation over on the wall. It was started by a guy called Jayson LaVictorie, who has posted a few thousand words about […]
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