How much longer can sustained economic growth continue?

| April 17, 2018

Have you filed your income tax return yet? 2017 returns are due today! While catching up on some reading while out of town this week, Jim Glassman, Head Economist at JPMorgan Chase, had me pondering (and tweeting) about the length of sustained growth that might be possible after the recession. He, and many others, have […]

Disruptors in the health care business – then and now #TBT

| April 5, 2018

From the inside I have watched the disruption in healthcare for decades now. Early on it was Brenda and our somewhat laughable attempt in thinking we could start an independent mail order pharmacy, this was in the early 1990s. We looked at leasing property and duplicating existing “store” pharmacy components of a drugstore and at […]

Old May Fly Walleye fishing lures that need to be tossed or sold

| March 27, 2018

While cleaning out old Consolidated Printing and Publishing files and boxes stored in our basement, I ran across about 50 May Fly Lures made by a charter fishing company. We printed and packaged these in batches on demand for Darrel Rowh’s side company Misty Blue Tackle and a note on the box indicated these were […]

TechFriday: Loving the SiriusXM streaming app

| February 9, 2018

As a Fox Business addicted viewer, I keep a live-feed running much of the day just as others do for music, talk radio or sports. One of the challenges is that it isn’t convenient or available, especially in a low bandwidth, "just" audio feed … unless I’m in the car and listening on SiriusXM Radio. […]

Turning around General Electric $GE and trade tariffs

| January 24, 2018

As GE stock continues getting battered (although a 4.48% bounce back today), quite a few investors have been waiting for the bad news to end and new management direction to bring this huge ship back on course. (I’ve been buying, and selling) It is likely be too soon to expect things to change, but General […]

It really does not take that much talent

| January 20, 2018

Probably should have been posted as a New Year’s resolution, but this works for ALL and at ALL times in life and career.

TechFriday: Servers, webhosting, pricing and performance

| January 19, 2018

Besides my personally server and fading Raspberry Pi server projects (just too small), I been using several different companies to host Internet connected servers for Consolidated Printing and Publishing’s customers – traditional servers and virtual Droplets. Having used a variety of dedicated servers and virtual shared machines over the years since first getting into archiving […]

Once again disgusted with my cable and Internet provider

| January 12, 2018

Last spring I was so disgusted with the Time Warner to Spectrum change for cable and Internet along with their price increase that I switched to Cincinnati Bell Fioptics. The painful rewiring and equipment switch worked to my favor and lower the bill with the help of a representative that handled everything as if he […]

Katelyn & Drew are rekindling my connection to Toledo, Ohio

| December 28, 2017

My daughter and son-in-law, who moved back to Ohio in 2017, send me occasional updates from my "birth" city and the surrounding area. This past week the Toledo Blade reflected on 2017 in the "glass city" with its Finding Nellie illustration and included the Promedica Promenade Park revitalization … with Drew’s dad dancing in the […]

The rise of Bitcoin – Just call it Tulip Mania or Speculative Fever

| November 30, 2017

As someone who had an early interest in cryptocurrency as a replacement for product and services exchange, the recent rise of Bitcoin is nothing more than frightening. Supply and demand obviously has traders of this public ledger block chain protected transaction “currency” excited and like all manias, is concerning since eventually trading profits will be […]

Financial Friday: Income tax simplification #taxcuts #taxreform

| November 3, 2017

On Thursday, the long awaited Republican tax reform plan finally saw the light of day after most political and financial watchers haggled over the unknown details most of this year. President Trump has made tax reform and cuts as his centerpiece agenda as essential to growing the economy and stimulating job and wage growth for […]

Why be cautious with such hot financial markets, corporate tax cuts around the corner and the promise of tax reform?

| October 13, 2017

The early 1980s were challenging as manufacturing headed overseas, inflation ate up the buying power of every dollar and the cost to borrow was at an all time high. In fact, Brenda and I were giddy to have acquired a 12% mortgage on our first house in 1982 because our friends were applying for new […]

Which corporations stand to benefit the most with a 20% tax rate?

| October 4, 2017

A little bit of research highlights which of the Dow 30 companies benefit from corporate tax reform and which one are currently better at working the existing complex tax code. Company Ticker Median effective income-tax rate – past five reported quarters UnitedHealth Group Inc. US:UNH 40% Home Depot Inc. US:HD 36% Verizon Communications Inc. US:VZ […]

Answering questions on the Motley Fool Industry Focus podcast

| September 21, 2017

Tuned into Motley Fool’s Industry Focus podcast this week talking about how drugmakers get patents and drug trials through the FDA. The Q & A segment was  helpful for those looking to understand the process and pitfalls before adding shares of these companies to their portfolios.   Motley Fool Industry Focus Podcast (mp3) | 9/20/2017 […]

An interview with Dr Francis Collins triggered a book order

| September 14, 2017

While driving this week I had a opportunity to scan through a few SiriusXM stations and picked up on part of a Bloomberg interview between philanthropist David Rubenstein and National Institutes of Health director Dr. Francis Collins (looked up the video so I could listen to the entire interview later – below).  Dr Collins seemed […]

Can Twitter management better monetize the company?

| September 2, 2017

For the fun of it, I ran a lightly responded to Twitter poll (200+ votes and nearly 40,000 views) with an idea that could generate some subscription based income for $TWTR – yes I would like to see the stock price rise too. My purpose was to see just how many users would be interested […]

Stock trades and boat woes – some plans work out, others do not

| August 31, 2017

As the title and Robert Burns suggest, "the best laid plans of mice and men often go awry." Here are a couple Thursday lunchtime updates. On the upside, the Ford ($F) trades from a week ago continue to pan out and I exited half of my position on Thursday morning to book profits (for those […]

Seattle-based Amazon creating 1000 new jobs with a fulfillment center in Monroe, Ohio (between Dayton and Cincinnati)

| August 30, 2017

Good news for our neck of the woods … Amazon will open a new fulfillment center in a Monroe industrial park near Interstate 75, bringing 1,000 new jobs to the region, the state announced Wednesday. The specific location of Amazon’s latest investment in Ohio was not disclosed, but it will be the closest location for […]

Fed’s Yellen says economy steady .. more hikes, bond wind down

| July 12, 2017

The United States is healthy enough to absorb further gradual rate increases and the slow wind down of the massive bond portfolio accumulated by the Federal Reserve during the financial crisis, Fed Chair Janet Yellen said in prepared testimony to be delivered to Congress Wednesday morning. Source: Fed’s Yellen says economy steady enough for more […]

TechFriday: Yahoo and Google adopt new look to ire of users

| July 7, 2017

Complaining is getting me nowhere … but those of us old school users of Yahoo and Google continue to be frustrated to see both companies going down the "design for smartphone – card look format" to their pages, even for large display computers. YAHOO A few weeks ago Yahoo Finance forced all users to give […]

Rethinking our National Debt while still encouraging growth

| June 4, 2017

From a small business perspective, excessive debt is near the top for reasons entrepreneurs fail in business. In my experience there are bankers and leasers with terms in the lenders favor, but not in the borrower’s favor. Bankruptcies are harmful not only to the person and family going through the ordeal, but on the creditors […]

Spinning Fork: Our favorite restaurant and reminiscing

| May 9, 2017

Rarely do I endorse many establishments on the blog, but Spinning Fork in Fairfield, Ohio is not a problem for me. The casual family owned Italian restaurant has been our favorite since 1995, although it was in a different location a bit further north on Dixie Highway/ Route 4. Besides the excellent food, the friendly […]

Netflix ratings system to thumbs up or down. Who is next?

| April 9, 2017

Survey and ratings systems are a pet peeve of mine ever since finding out many places that use a rating scale (like 1- 5 or 0 – 10), will only count a perfect score as suitable to reward, complement or evaluate service, products and employees in a positive way. I’ve even stopped trying to offer […]

A couple of banks running like well oiled machines #sarcasm

| April 6, 2017

The banking giant Chase is not alone in their inefficiency — they mailed me a 1 cent check by first class mail (below) — since local Fifth Third Bank continues to send me a paper statement a decade after trying to close an old 529 college savings account. I’m not sure how many dollars have […]

So much for economical tax preparation software this year

| March 26, 2017

Two years ago, Intuit’s Turbo Tax software tried their "money grab" in attempted to strong-arming their long-time and new customers into paying substantial more to use their software to file their 2014 taxes. The CEO took to the Internet and made an apology and stepped up to Intuit’s greedy "mistake." One would think that competitors […]

TechFriday: Lots of hype, lots of early backers for MAGFAST

| March 24, 2017

A couple years ago I backed Seymour Segnit’s ThingCharger project and was very pleased with the “plug-charger” gizmos. After learning from his previous launch, the sharp marketer is giving a new “system project” a try. Take two, if you will. This time he has added and improved the earlier design and added a “kit” worth […]

FoxBusiness is growing because of talent like Maria Bartiromo

| March 2, 2017

This kind of interview and polite exchange with Jason Furman is what make Maria Bartiromo one of the best in the business … and why FoxBusiness is beating CNBC. They are now the business news powerhouse … not to mention their sister channel FoxNews had more viewers than any other network during President Trump’s speech […]

Internet distractions, the dotcom boom, locks and fish ladders

| February 23, 2017

Likely I am not the only one who gets distracted when researching something on the Internet. This past weekend it was the Ballard Locks in Washington State that caught my eye and stole about an hour of my attention and time. Once upon a time, we contemplated a move to Seattle during the late 1990s […]

Federal Income Taxes – what changes are in store for 2017?

| February 16, 2017

Unless you’ve had your head in the sand pile, you know that there is a shake-up happening in Washington DC since the election of President Donald Trump and his taking office less than 1 month ago. Much of the economic optimism seen by new records on Wall Street, job incentives and both interest rates and […]

AGM Automotive Batteries and what one can learn on hold

| February 11, 2017

The BMW X5 35d has been having issues starting when cold which seems likely due to a new Exide FP-AGML5/49 Edge Group L-5/49 Flat Plate AGM battery. I’ve gone great lengths to rule out almost everything other than the battery, and decided it must be a weak cell or defect in the new battery itself. […]

TechFriday or maybe Tesla Friday as production shuts down

| February 10, 2017

This was going to be a normal Tech Friday post, but instead it will marry the automotive technology leader Tesla with a bit of news on their higher-volume / lower priced Model 3 sedan due out this summer. The company stated that all was on schedule for meeting their targeted July production date and they […]

Apple is sitting pretty again after reporting earnings

| February 1, 2017

After the stock market closed yesterday, Apple $AAPL reported their fiscal first quarter earning and shocked even the most bullish in the crowd. Their iPhone 7 sales help them deliver record earning, no doubt due to Samsung’s battery issues (Android users switching to Apple iOS). Considering Apple make a lot more than phones, it is […]

Can the Federal Government find political balance?

| January 26, 2017

My answer: Rarely does the pendulum find the middle. Neither the fiscal or social policy balancing coming from Washington DC makes much sense to me. There have to be moderates who see validity in each others positions? Rather than the black and white collisions between the liberal Democrats and the conservative Republicans’ points of view, […]

The Elio Motors confusing reservation structure

| January 16, 2017

The Elio came up in a discussion and the question came up, "how much will it really cost?" That’s when I realized just how confusing the low price point could be. Gone is the much marketed $6800 car as the current reservation price is $7300 … at least for about 1000 more orders. There is […]

CVS Generic Competitor to EpiPen for $109.99

| January 12, 2017

CVS is now selling a rival, generic version of Mylan’s EpiPen at about a sixth of its price, just months after the maker of the life-saving allergy treatment was eviscerated before Congress because of its soaring cost to consumers.The drugstore chain says it will charge $109.99 for a two-pack of the authorized generic version of […]

Semi-enjoying my shoe debate with Clarks consumer services

| December 29, 2016

One month ago I inquired as to the "tongue creep" on a pair of Clarks Desert Boots that were a gift. Occasionally I will give a company feedback if there is something positive or negative so they know they are pleasing a customer or disappointing one. I sent a image as requested to the consumer […]

Investing to and past DOW 20,000 under a President Trump

| December 23, 2016

We still have a week of trading before closing the books on 2016, but those last few DJIA psychological points to 20,000 have proven evasive. Thursday’s 23 point decline, after the steady climb since the election, has a few gurus thinking the Trump Rally may be ahead of itself?  Some are looking at current corporate […]

Online contact forms are not always what they seem

| December 22, 2016

Speed kills … and being rushed can make people do stupid things, that would be me in this case. I was in a hurry to get a HVAC replacement estimate after scavengering parts off of one furnace to keep the other running — both need to be replaced. While researching gas furnaces and air conditioner […]

How much longer will the Trump Rally last?

| December 5, 2016

The exuberance is everyway if you listen to the talking heads on cable business news shows as all but "one" component of Pres-Elect Donald Trump’s platform is good for business, jobs and the economy. Unfortunately it is the component that the media and Twittersphere is currently focused on … a 35% tariff on U.S. companies […]

Tinkering with a new Lenovo Windows 10 notebook computer

| November 19, 2016

I just couldn’t pass up burning my $280 Best Buy credit on a new mid-level Windows  10 Lenovo Yoga notebook computer. It is going to take some time tweaking it before I’m comfortable with it, but I decided that a new MacBook Pro was not in the cards for me (too expensive and missing so […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.