RichC | May 10, 2025
At the heart of President Donald Trump’s economic vision is a renewed commitment to American manufacturing. Central to this goal is the strategic use of tariffs—not as instruments of isolation, but as tools to encourage domestic production, protect American workers, and reestablish the United States as a global industrial leader. The Trump team views tariffs […]
RichC | May 1, 2025
The Federal Reserve finds itself walking a tightrope as new data released this week points to a troubling mix: slower economic growth and higher inflation during the first quarter of 2025. It’s a combination that could eventually force the Fed to prioritize one of its dual mandates—either keeping inflation in check or supporting employment—at the […]
RichC | April 17, 2025
In “Go Woke, Go Broke: The Inside Story of the Radicalization of Corporate America,” veteran financial journalist Charles Gasparino offers a critical examination of the increasing influence of progressive ideologies within major U.S. corporations. Drawing on insider interviews and extensive reporting, Gasparino argues that corporate leaders have shifted focus from traditional business objectives to embracing […]
RichC | April 9, 2025
Posting a late afternoon blog addition since I would be remiss to not mention the stock market rocketing after the Trump administration announced a “pause” with 75 countries wanting to negotiate tariffs and non-tariff barriers with the U.S. The notable holdout at this point is China … but the financial markets took all of this […]
RichC | April 5, 2025
The Trump tariffs that have been long in the making and took hold on April 2nd, “Liberation Day” (he first talked about them in the 1980s). Not everyone is as sure or as comfortable with them as U.S. President Donald J. Trump. Still, most of us recognize that the industry that built this country in […]
RichC | April 3, 2025
Although I have a personal opinion on just how trade between countries “should” function (free trade), I also realize there’s really no such thing in the real world. There are those who believe companies in the United States end up holding the short straw when exporting their products overseas … due to a variety of […]
RichC | March 18, 2025
After the January inauguration of President Trump and the confirmation of his cabinet, there was an immediate change to trade policies that included tariffs … often viewed as protectionist or at minimum leveling and reshaping the relationships with key trading partners. This month the U.S. levied 25% tariffs on steel and aluminum imports from Canada, […]
RichC | January 19, 2025
At least the Wall Street Journal’s year in review summary didn’t add up the total amount of time I likely wasted reading WSJ online … BUT obviously reading 507 articles in 2024 took a little bit of my time … and I definitely posted plenty of references on MDB. I’m not sure knowing which days […]
RichC | January 17, 2025
The current handful of pre-order Magfast products that arrived last year … from an order years ago … are working just fine. In fact, I’ve enjoyed using them since the first thingCharger nearly a decade ago. In the course of 2016 thingCHARGER had a series of financial challenges and as a result ceased operations in […]
RichC | January 4, 2025
After four years of inflation impacting everything Americans need and want, the optimism for improvement might not come all that easily to the next administration. Wages are struggling to keep up with prices, and although the Fed has started an easing cycle with rate cuts, everyday citizens don’t see that when it comes to necessities […]
RichC | September 6, 2024
Europe and their big government overreaches in restricting personal liberty by American standards, but that same heavy handedness often does more that the U.S. to protect an individual’s privacy from Big Tech and their sweeping data collection machines. Ever since social media and cloud-oriented companies desired to take ownership of their users data, it has […]
RichC | August 16, 2024
It is about time that our questionable Cincinnati Bell router is being updated by the aquiring company AltaFiber to an Eero device (similar to at the condo). It will hopefully improve and keep our home Internet connections a bit more stable. I’ve really never complained much since adding the Mesh system to the “cheap” Zytel […]
RichC | August 6, 2024
As an amateur market follower, I have watched economic indicators that signal boom and bust cycles for years. One of the more insightful signals is the spread between treasury yields (inverted yield curve) … especially the 10 and 2 year treasuries. An inversion has been a good indicator of a recession … as posted a […]
RichC | August 3, 2024
As a provider of fair priced gadgets for the last decade, the company Wyze has impressed me … that is until recently. As their product mix expanded, their quality control and hodgepodge marketing has started to slip a bit. After the “socket cam” on a garage lamp failed in June, I called to check on […]
RichC | June 23, 2024
Brenda and I have been asked several times recently … “are you retired?” The most recent for me was at my yearly wellness physical by my PCP. I’m not really sure how to answer the question since there hasn’t really been a definitive “we are retiring” moment for either of us. I “work from home” […]
RichC | May 25, 2024
No matter how I set the trigger, our friendly cardinal regularly triggers a warning on our Wyze Cam. He is enjoyable to watch and so I really don’t mind it. On the other hand, I DO MIND the price increases hitting Americans at the gas pump, grocery store and restaurants … not to mention nearly […]
RichC | May 11, 2024
As someone who has spent their career in printing and publishing, I should know this, but why do so many creative people and graphic designers make reading magazines and some newspapers so painfully difficult? The typography in some is ridiculous. I enjoy reading in the evening when my eyes are tired and the lighting is […]
RichC | April 13, 2024
Iran has threatened to retaliate for an attack in Damascus, Syria, that Tehran said was an Israeli airstrike on a diplomatic building. The strike killed several top Iranian military officials, including a senior member of the Islamic Revolutionary Guard Corps’ elite Quds Force. According to the WSJ on Friday, “the U.S. rushed warships into position […]
RichC | March 28, 2024
As we approach another presidential election in November 2024 (it is still a long way off) … I find myself wishing we had Ronald Reagan on the ballot. I’ve yet to decide whether he put my political ideology into words, or if his political desires and presidency formed the positions I hold today? Whatever, this is […]
RichC | March 27, 2024
My friend Jeff has been busy traveling for business for the first half of 2024 and I “think” is scheduled to be in some 20 countries doing cybersecurity audits. I’m having a challenging time keeping up with his whereabouts, but do know after some time in Southeast Asia and New Zealand (video below) that he […]
RichC | March 2, 2024
Hm … Tesla is the cost for Chinese to buy its popular Model Y in China, while raising them in the U.S. — an interesting business move??? Tesla raised the price of its Model Y rear-wheel drive and long-range vehicles in the U.S. by $1,000 to $43,990 and $48,990, respectively … while Chinese consumers buying […]
RichC | February 17, 2024
As an entrepreneur who has owned a business that sells in several Ohio counties and collects sales taxes (all counties are different), I do monitor the steady sales tax percentage increase over the decades of doing business. It is also interesting to know how managing a business in Ohio compares to other states (click map […]
RichC | January 29, 2024
Often the bumper music on business television shows catches my ear and triggers a Music Monday idea. That was the case with the 1996 song “Follow You Down” by Gin Blossoms on The Big Money Show with hosts Jackie DeAngelis, Taylor Riggs and a personal favorite personality, Brian Brenberg. Here’s a YouTube Official Video of […]
RichC | January 10, 2024
Should I be a whiner or just a grumpy old man who stay quiet? My day generally starts with coffee and a Nature Valley Honey and Oats granola bar. Last week I started chewing and felt something sharp in my mouth after taking a bite and found a piece of plastic. Hm, did it come […]
RichC | December 17, 2023
My buddy Jeff and I enjoy debating and learning from each other while sharing what we are reading. We are far from experts on anything (I should speak for myself), but that doesn’t stop us from opining. HA! Last week with the Federal Reserve “pausing” on interest rate hikes with inflation coming down and semi-telegraphed […]
RichC | September 1, 2023
Samsung announced another “high screen real estate” monitor for those who like to plaster a lot of content on a single screen … or more that likely, play games … but besides ogling this massive 57 inch wide display, it is definitely not something I need these days. There was once a time that I […]
RichC | August 24, 2023
While visiting with my extended family at my Uncle Sonny’s Celebration of Life earlier this month, a few of us exchanged phone numbers so we could better stay in touch. My cousin Dan forwarded a paper that highlighted my Grandfather Corbett’s Sinclair gas station and Earl’s Auto Service in South Toledo. It was interesting to […]
RichC | August 18, 2023
Proton Mail offers a free email service with limitations … as expected. There is a paid version which over time I’ve contemplated switching to for both the enhanced privacy and ability to use my old original business email domain: whatevername@cppnet.com. The monthly (yearly) subscription price is reasonable, but since I already run several Linux servers […]
RichC | August 15, 2023
Having a customer for over 30 years is something that I should be super happy about (and for the most part, I am), but in August like clockwork it is a trigger for me that it is the end of summer and the beginning of a new printing year, at least with the Greater Akron […]
RichC | May 17, 2023
We have been happy with Mint Mobile for a couple of years as our MVNO wireless carrier. The service has been good service … prices fair … and it has been perfect for our needs. In April though, I switched my iPhone7-plus to US Mobile for a trial due to less than optimum coverage at […]
RichC | May 12, 2023
Elon Musk, the world’s richest man, has announced that he will be handing over the reins of Twitter to a new female CEO. The move comes after Musk acquired the social media platform for $44 billion in April 2022. In a tweet on Thursday, Musk said: Excited to announce that I’ve hired a new CEO […]
RichC | May 4, 2023
While waiting for the big TWO TRILLION dollar company that is Apple ($AAPL) to report earning after hours on Thursday (story), I’m contemplating the likely outcome of accelerated interest rate hikes by the Federal Reserve. Obviously concluding that “inflation in transitory,” as the Fed Chair commented after the pandemic, was the incorrect assumption … and […]
RichC | May 4, 2023
Several years ago Drew and Katelyn gave me a premium everyday carry messenger bag for Christmas (2016). It has been a fantastic bag or briefcase like bag for my notebook computer, iPad, books, etc and a lot of tech gear (originally used for my Lumix camera). Unfortunately after years of travel and admitted overloading, it […]
RichC | April 28, 2023
Do you trust that Google isn’t using your emails to push advertising to you? Personally I’m thinking this might be a “sleight of hand” considering the cookies and the fact you are signed into your Google account and search are used in advertising. Perhaps they aren’t using the content of Gmail to generate advertising, but […]
RichC | April 6, 2023
There is probably a new survey or report out every month or so comparing the cost of living in different areas of the country. I usually gloss over them for one reason or another. Some exclude income taxes, state and local taxes or hefty property taxes. Others ignore lower salaries and some just don’t factor in […]
RichC | March 4, 2023
With area code 513 phone numbers in shortened supply in our Southwest Ohio area, “the Public Service Commission of Ohio has approved an all-services area code overlay for the 513 area code, which serves southwest Ohio including the communities of Cincinnati, Cleves, Forest Park, Hamilton, Lebanon, Maineville, Mason, Miamitown, Middletown, Norwood, Oxford, Trenton and West […]
RichC | January 7, 2023
The saying that “if something sounds to good to be true, it probably is” came to mind as I re-subscribed to a WSJ.com and Barronsonline.com for a FIVE-year subscription? Part of me wants to believe magazine resellers are legitimately selling the digital versions for less than going directly to Dow Jones, but the other part […]
RichC | November 13, 2022
A little family hospital business … and related news to archive … as Randy Oostra (my daughter’s father-in-law) announced his retirement last month. It was something we knew was coming (mentioned to me in September), but was no doubt one of those decisions that a successful career driven person does not take lightly. I can […]
RichC | September 17, 2022
Having initially enjoyed the weekly meal offering from Hello Fresh, the menu started to get a little stale as new items began to resemble previous meals. With inflation at the grocery store (and the fuel and time cost), the price was somewhat less of a gripe, but both of us started to notice fewer and […]
RichC | September 15, 2022
As we face another recession (some believe we are already in one – see February 2022 part 1 and part 2), I couldn’t help but notice a post from about this time of the year in 2008 (see chart at left) when we faced a previous self-inflicted recession (banking crisis). The 2007-2008 Financial Crisis was the […]
RichC | September 1, 2022
Some days I over-think things … today was one of those days. Like a lot of people, we have had an Amazon Prime membership for a long time. It has its pluses and minus, but continues to provide value and has become a habit and part of our daily lives. We use Alexa and I […]
RichC | August 26, 2022
It was an ugly day on Wall Street as investors reacted to comments from Fed Chairman Jerome Powell who indicated “that the Federal Reserve must continue to raise rates” and “hold them at a higher level until they are confident inflation is under control.” Some economists highlighted in Barron’s Magazine last week, have suggested that […]
RichC | August 21, 2022
While I generally do not plug things on My Desultory Blog, I do enjoy reading the paper edition of a couple of publications. Barron’s Magazine is my go-to weekend reading, but their shrinking size and poor delivery has me giving up on renewing again. If they would promise Saturday delivery again, perhaps with the WSJ, […]
RichC | June 11, 2022
CPI up 8.6% driven by a 35% jump in energy prices and 12% increase in groceries This is what a “sea of red” looks like for investors and stock market traders … and I can only imagine the “red” those living on a fixed income or families struggling to make ends meet must be seeing? […]
RichC | April 26, 2022
The financial markets have been following the Federal Reserves messaging regarding tightening their easy money policies and has been selling off the last few days. The more aggressive, but late stance to slow inflation is one needed piece of the puzzle … although also heights concerns over slow growth or even a recession. That news […]
RichC | April 8, 2022
After updating my iOS devices to 15.4 last week, I noticed a few annoying changes (normal when an operating system changes), and a few improvements. I suspected that older devices such as my iPhone 7 and older iPad would start to show signs of reduced battery life and sluggishness, yet how long nowadays do we […]
RichC | March 17, 2022
From the start of my small publishing business in the late 1980s, Consolidated Printing and Publishing Co, I have been fortunate to have worked with the Audubon Society as both a customer and board member over the decades. My kids remember hiking and taking trips tied to birds and their migration stops and even made […]
RichC | February 17, 2022
Well, two doses of disappointing news in one week. First, the Bengals lose in Super Bowl 56, and then my Barron’s magazine gets smaller with even smaller type (requires a second pair of readers!). They call it “shrinkflation” in an attempt to save a few dollars and probably force subscribers into a 100% digital subscription. […]
RichC | January 8, 2022
It feels like we are obliviously sailing on the Titanic and ignoring a financial storm on the horizon. We know that there is a debt iceberg ahead and yet have convinced ourselves that the United States is unsinkable … and so … continue our TRILLION dollar money printing and our unsustainable spending ways. Congress spends […]
RichC | January 3, 2022
Even with all the negativity around Covid19 and the rapidly spreading, but somewhat more tolerated, Omicron variant … investors chose to shrug off what looks to slow down the economic re-openings around the world. The saying I keep hearing is that “I’m done with it.” My view for the strong stock market start on the […]
RichC | December 26, 2021
Before the year 2021 disappears, it is worth highlighting Time magazine’s pick for Person of the Year – although I generally just roll my eyes. This time in picking Elon Musk, it is hard to disagree. The pick of Musk, the richest man on Earth, is a good one as he is not only an […]
RichC | December 11, 2021
It is a sneaky way to increase what I thought was a customer to Cincinnati Bell “contracted-each-year” cable TV and Internet monthly bill? Nope, according to @CincyBell … after being mislead by customer service that the below increases were “government related fees” and “out of their control” … the increases are negotiated contracts with content […]
RichC | November 29, 2021
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RichC | November 24, 2021
America has split down the middle on a lot of things that many of us took for granted just a few years ago. Our individual liberty is being eroded away with the help of progressives using propaganda and the heavy hand of the “we know better” bureaucrats to seize more power every day. The mainstream […]
RichC | November 19, 2021
How about mining Bitcoin and heating your house (room) with the excess energy/heat? For small room portable heating and cryptocurrency mining this looks interesting (although personally I’d rather install solar panels and sell electric power to the grid), check out the Heatbit website. https://youtu.be/bsjdIrcvz0E
RichC | October 23, 2021
It is probably inevitable that we will all be using cryptocurrency someday. The early adopters are already immersed and getting comfortable investing and trading it … perhaps too comfortable??? Risks of Leaving Cryptocurrency in Exchange A brief look at the history of Bitcoin and cryptocurrencies reveals why it is dangerous to leave your crypto funds […]
RichC | October 9, 2021
If you think about it, the IRS will probably need far more than another $80 BILLION tax dollars to hire enough agents to track and follow up on every American who has a bank account or transaction over $600? A major component of President Joe Biden’s plan to raise revenue to pay for his trillions […]