RichC | March 4, 2023
With area code 513 phone numbers in shortened supply in our Southwest Ohio area, “the Public Service Commission of Ohio has approved an all-services area code overlay for the 513 area code, which serves southwest Ohio including the communities of Cincinnati, Cleves, Forest Park, Hamilton, Lebanon, Maineville, Mason, Miamitown, Middletown, Norwood, Oxford, Trenton and West […]
RichC | January 7, 2023
The saying that “if something sounds to good to be true, it probably is” came to mind as I re-subscribed to a WSJ.com and Barronsonline.com for a FIVE-year subscription? Part of me wants to believe magazine resellers are legitimately selling the digital versions for less than going directly to Dow Jones, but the other part […]
RichC | November 13, 2022
A little family hospital business … and related news to archive … as Randy Oostra (my daughter’s father-in-law) announced his retirement last month. It was something we knew was coming (mentioned to me in September), but was no doubt one of those decisions that a successful career driven person does not take lightly. I can […]
RichC | September 17, 2022
Having initially enjoyed the weekly meal offering from Hello Fresh, the menu started to get a little stale as new items began to resemble previous meals. With inflation at the grocery store (and the fuel and time cost), the price was somewhat less of a gripe, but both of us started to notice fewer and […]
RichC | September 15, 2022
As we face another recession (some believe we are already in one – see February 2022 part 1 and part 2), I couldn’t help but notice a post from about this time of the year in 2008 (see chart at left) when we faced a previous self-inflicted recession (banking crisis). The 2007-2008 Financial Crisis was the […]
RichC | September 1, 2022
Some days I over-think things … today was one of those days. Like a lot of people, we have had an Amazon Prime membership for a long time. It has its pluses and minus, but continues to provide value and has become a habit and part of our daily lives. We use Alexa and I […]
RichC | August 26, 2022
It was an ugly day on Wall Street as investors reacted to comments from Fed Chairman Jerome Powell who indicated “that the Federal Reserve must continue to raise rates” and “hold them at a higher level until they are confident inflation is under control.” Some economists highlighted in Barron’s Magazine last week, have suggested that […]
RichC | August 21, 2022
While I generally do not plug things on My Desultory Blog, I do enjoy reading the paper edition of a couple of publications. Barron’s Magazine is my go-to weekend reading, but their shrinking size and poor delivery has me giving up on renewing again. If they would promise Saturday delivery again, perhaps with the WSJ, […]
RichC | June 11, 2022
CPI up 8.6% driven by a 35% jump in energy prices and 12% increase in groceries This is what a “sea of red” looks like for investors and stock market traders … and I can only imagine the “red” those living on a fixed income or families struggling to make ends meet must be seeing? […]
RichC | April 26, 2022
The financial markets have been following the Federal Reserves messaging regarding tightening their easy money policies and has been selling off the last few days. The more aggressive, but late stance to slow inflation is one needed piece of the puzzle … although also heights concerns over slow growth or even a recession. That news […]
RichC | April 8, 2022
After updating my iOS devices to 15.4 last week, I noticed a few annoying changes (normal when an operating system changes), and a few improvements. I suspected that older devices such as my iPhone 7 and older iPad would start to show signs of reduced battery life and sluggishness, yet how long nowadays do we […]
RichC | March 17, 2022
From the start of my small publishing business in the late 1980s, Consolidated Printing and Publishing Co, I have been fortunate to have worked with the Audubon Society as both a customer and board member over the decades. My kids remember hiking and taking trips tied to birds and their migration stops and even made […]
RichC | February 17, 2022
Well, two doses of disappointing news in one week. First, the Bengals lose in Super Bowl 56, and then my Barron’s magazine gets smaller with even smaller type (requires a second pair of readers!). They call it “shrinkflation” in an attempt to save a few dollars and probably force subscribers into a 100% digital subscription. […]
RichC | January 8, 2022
It feels like we are obliviously sailing on the Titanic and ignoring a financial storm on the horizon. We know that there is a debt iceberg ahead and yet have convinced ourselves that the United States is unsinkable … and so … continue our TRILLION dollar money printing and our unsustainable spending ways. Congress spends […]
RichC | January 3, 2022
Even with all the negativity around Covid19 and the rapidly spreading, but somewhat more tolerated, Omicron variant … investors chose to shrug off what looks to slow down the economic re-openings around the world. The saying I keep hearing is that “I’m done with it.” My view for the strong stock market start on the […]
RichC | December 26, 2021
Before the year 2021 disappears, it is worth highlighting Time magazine’s pick for Person of the Year – although I generally just roll my eyes. This time in picking Elon Musk, it is hard to disagree. The pick of Musk, the richest man on Earth, is a good one as he is not only an […]
RichC | December 11, 2021
It is a sneaky way to increase what I thought was a customer to Cincinnati Bell “contracted-each-year” cable TV and Internet monthly bill? Nope, according to @CincyBell … after being mislead by customer service that the below increases were “government related fees” and “out of their control” … the increases are negotiated contracts with content […]
RichC | November 29, 2021
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RichC | November 24, 2021
America has split down the middle on a lot of things that many of us took for granted just a few years ago. Our individual liberty is being eroded away with the help of progressives using propaganda and the heavy hand of the “we know better” bureaucrats to seize more power every day. The mainstream […]
RichC | November 19, 2021
How about mining Bitcoin and heating your house (room) with the excess energy/heat? For small room portable heating and cryptocurrency mining this looks interesting (although personally I’d rather install solar panels and sell electric power to the grid), check out the Heatbit website.
RichC | October 23, 2021
It is probably inevitable that we will all be using cryptocurrency someday. The early adopters are already immersed and getting comfortable investing and trading it … perhaps too comfortable??? Risks of Leaving Cryptocurrency in Exchange A brief look at the history of Bitcoin and cryptocurrencies reveals why it is dangerous to leave your crypto funds […]
RichC | October 9, 2021
If you think about it, the IRS will probably need far more than another $80 BILLION tax dollars to hire enough agents to track and follow up on every American who has a bank account or transaction over $600? A major component of President Joe Biden’s plan to raise revenue to pay for his trillions […]
RichC | October 8, 2021
Although my interest in productivity in running a business has waned a bit now that I’m no longer aggressively working or growing a small business, I still have curiosity when it comes to the direction things are going. I’ve read Christopher Mims “tech writing” for a few years now as he contributes regularly to the […]
RichC | October 1, 2021
What once was a weekly or at least bi-monthly lunch with my friend Jeff, has shifted to once every 3 months or so since COVID19. It’s not all due to the pandemic as changes in work habits and eating out habits has contributed to neglecting getting together. Nevertheless, it was enjoyable to spend an hour […]
RichC | September 3, 2021
A friend asked me the other day, “what are you going to do if inflation becomes a bigger problem than it is already?” Good question … the canned answer (safe answer) is to be diversified. The reality is far more challenging. There was a day when the first reply was to own hard assets like […]
RichC | August 15, 2021
For decades now I’ve had a fairly positive relationship with both business (CPP) and personal banking … and particularly with local banks. I grumbled the 1990s when multiple bank mergers forced out the manager I worked with in NE Ohio. He knew me by name and often pulled me aside to see if there was anything […]
RichC | August 14, 2021
The older I get, the less investment risk I’m comfortable taking. Perhaps it is not the age thing, but having experienced stock market gyrations and what happens to our investments? For those of us in small business or in the gig economy, and increasingly for those who move from company to company, we are our […]
RichC | August 1, 2021
Perhaps I’ve been asleep at the wheel, but when looking to buy another pair of Eddie Bauer shorts (liked the lightweight ones I ordered last month – below), I noticed that they are promoting a “Rent Your Adventure” outdoor camping gear program. It caught me off-guard to see them renting outdoor gear as well as […]
RichC | July 27, 2021
As a longtime subscriber to the Wall Street Journal (and for the last decade or so Barron’s), I’ve learned to appreciate certain journalists, economists and opinion piece writers like Jason Riley at the Manhattan Institute. When he told the inspiring story of Thomas Sowell for PragerU, I quickly viewed the video and applauded – well […]
RichC | May 6, 2021
Whoops … an interesting Throwback Thursday #TBT flashback and mistake on my part … I received an order for MayFly Lures that I posted back in 2018 and sold a few and then sold my entire inventory in one lump in 2019. Unfortunately I forgot to remove the original blog post and so received a […]
RichC | April 6, 2021
Democrats have been gaining ground over the past few years with their “hate Trump” blitzing supported by the leftists, big tech and mainstream media (one in the same from what I’ve seen), and continue to put heavy pressure politicians and corporations. Just as with the tactics used by BLM, Antifa and “woke” groups using racism, […]
RichC | March 30, 2021
The news that has captured much of the of the world’s interest this week was the very large Ever Given container ship lodged sideways in the Suez Canal by 40+ mph winds (and perhaps some mechanical issues?). The “Empire State Building” size ship snarled traffic for 6 days surprising most people as to just how […]
RichC | March 27, 2021
This past week was an on and off work week. I’ve been struggling to update software and the latest Linux flavor on an old server while telling myself “I’m getting too old for this.” Right or wrong attitude, I think keeping up with fast-paced technology change is a young person’s game. On the plus side, […]
RichC | March 18, 2021
Real estate has been on a tear in many markets as the coronavirus has people moving from cities to the suburbs and their own piece of land. In my opinion it is not just COVID19 related, but that fact that cities aren’t as secure or as tax friendly to live in, especially on the east […]
RichC | March 10, 2021
After cleaning out my email in-box and “attempting” to unsubscribe to a bunch of marketing oriented email lists, it became clear that I chose to remain subscribed to the lists that do more than plug their products or repeat sales again and again. A couple “subscribed-to” lists stood out because they were informative and were […]
RichC | January 26, 2021
All I can think about are the stock market “bubbles” from the past. I’d love to believe the upward trend we’ve seen this past years is genuine and built on an appropriate foundation, but suspect as most know, it is being built on “hope” and “stimulus dollars.” Now that is not to say that certain […]
RichC | January 23, 2021
Once upon a time, I was … or at least tried … to be frugal in most things. I’ve always shied away from buying higher priced brand names, when there were less expensive option. Coffee is a prime example … since I was perfectly happy with the Chock full o’Nuts brand of canned coffee since […]
RichC | January 20, 2021
While talking with a customer on the phone today and talking about when I’ll be traveling to NE Ohio again, they asked me when they could get the Covid-19 vaccine? See Covid-19 Vaccination Program – LINK. So I figured it would be appropriate to include a screenshot from an Ohio-based health care provider in our […]
RichC | January 2, 2021
Adam Savage, from Mythbusters claim-to-fame, has been regularly posting a few of his shop ideas online. A few months ago he triggered me into improving my portable Sailrite Sewing machine set-up (well my wife’s sewing machine that I use .. cough, cough). Anyway, a few weeks after he built his table for his impressive Sailrite […]
RichC | December 17, 2020
For Throwback Thursday #TBT this week I’ll include a couple photos from 1998 or 1999. These Soma.com photos are items from my friend Jeff sent to me when cleaning out his apartment. He (and my wife Brenda) were hired to build out the first Dot-Com era online Pharmacy … or at least the fulfillment facility. […]
RichC | December 16, 2020
Are you tired of this COVID19 lockdown yet? It is hard to believe the 2020 Coronavirus pandemic AND those politicians dictating shutdowns in their mini-kingdoms have not had more pushback than they have? Way too many small businesses, and especially people working in the travel and food service industry, will not be having much of […]
RichC | October 10, 2020
As a dad who has always kept up and archived the “goings-on” with Taylor and Katelyn on MyDesultoryBlog, I realized that grandchildren steal the limelight most of the time … that is just the way it is. But … that doesn’t mean life doesn’t keep moving along for adult children in the work-a-day world either. […]
RichC | October 1, 2020
While clearing out a little more garage clutter this past weekend in order to gain some space as the weather changes (things are getting too crowded), I finally ripped apart an old type galley cabinets that I hauled from my building in Cuyahoga Falls years ago. Consolidated Printing and Publishing Co. wasn’t really an old […]
RichC | July 24, 2020
As a start up, doing business with big company in order to boost sales and visibility can be a great way to grow a business. Unfortunately it can also be cut-throat and the smaller companies can and are taken advantage of. It is not new, but but in the fast-paced and highly competitive technology world, […]
RichC | July 18, 2020
As politicians and most of us in the United States (and probably world) debate how to live under the shadow of the Coronavirus pandemic, researchers, doctors and academics are flooding the Internet with studies and opinions both for and against opening up the country. Some have our best interest at heart … and likely some […]
RichC | July 3, 2020
As often as I gripe about ordering from Amazon or more to the point, complain about their delivery and updating, one would think I would opt for another online ecommerce portal? Unfortunately there aren’t better options or more dependable deliveries. This past week a small order came a day early, yet the app notification that […]
RichC | June 26, 2020
Besides Google’s less intuitive cloud storage, Dropbox was the first cloud service that I gravitated to “back in the day.” I’ve posted about them before on TechFriday (2015 comparison) and they are still one of the best cloud storage services for the way I work on computers and devices. Unfortunately over the last few years […]
RichC | June 20, 2020
A couple weeks ago I shared an old automotive link from MyDesultoryBlog.com on Twitter and one of my automotive buddies sent me a private message asking about the name of my blog (now nearly 7000 posts). The conversation had me contemplate the early decisions and thoughts .. or lack of thought .. when all of […]
RichC | June 17, 2020
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RichC | June 16, 2020
Like a lot of people during COVID19, we have gravitated even more to Amazon and online ordering for our “stuff.” We have not ordered groceries online yet, but are definitely doing more online shopping than ever before. I mentioned having issues with Amazon a few times before (1, 2, 3) during stay-at-home orders and find […]
RichC | June 7, 2020
Just an automotive kind of filler today after sharing Erwin Wurm’s “chubby” Volkswagen Hot Dog “microbus” from NYC last week on Tom Appel’s Twitter feed. The discussion started when I commented that the Fiat 500X Sport reminded me of the “plump when you cook it” Ballpark franks commercials in the 1990s. Eventually I shared the […]
RichC | May 31, 2020
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RichC | May 12, 2020
After mentioning problems last week, the new webserver is up and running with a fresh install of Linux Ubuntu 18.04 “Bionic Beaver,” MySQL database and PHP 7.2 … well I actually decided to upgrade that to PHP 7.4 for a little better speed (who knows?) I’ve abandoned MongoDB for the time being for the Quickdex.net […]
RichC | May 7, 2020
Nine years ago, it would have been polite for our FedEx driver to have at LEAST left a note or to have mentioned he ran off the driveway … although it was understandable with the snow cover (see link). On the other hand, it makes me smile now, especially since I can use it as […]
RichC | May 6, 2020
Today’s post serves as a test … since I’m having a few webserver and database problems. If you are a regular reader, this will also be a notice that this blog will likely be sporadic until it is fixed. Once my business sites are updated, then I’ll address my long-in-the-tooth (see below) Quickdex project site and […]
RichC | April 21, 2020
As the United States and the world prepare to open society in phases after well over a month of stay-at-home orders due to the Coronavirus, the debate between those who see the health risk as too high and those who fear a full on economic collapse (world wide depression) continues. Several states are seeing protests […]
RichC | March 27, 2020
If Daniel Ives of Wedbush is right, the new 5G capable Apple iPhone release seems "extremely unlikely" for the normal September or October release this year. Most iPhone iOS users have been anticipating or even holding off on an upgrade thinking they might want the new 5G promise data. Personally, I’m relatively satisfied with my […]
RichC | March 13, 2020
Earlier this year in preparation for the Sprint – T-Mobile merger, Sprint ended their business relationship with Virgin Mobile USA; Sprint was the carrier for the Virgin plans which we opted to switch to back in the summer of 2017. Neither Brenda or I have had any problems or complains with our wireless service or […]
RichC | March 11, 2020
Although I suspect all the selling on Wall Street has to do with needed cash or the “sell and re-assess later” attitude, I’ve been puzzled that gold (usual safe haven) and utilities have been hit as well. Personally I thought these areas might balance exposure to industrials, tech and energy. Obviously not as Wednesday’s market […]