How far left will Democrats go as they campaign for president?

| April 17, 2019

It was a struggle to contain my frustration as I watched Senator Bernie Sanders pitch his version of Democratic Socialism to a “townhall” Q & A hosted by Bret Baier and Martha MacCallum of Fox News on Monday night. I “SO” hope that the American people have far more commonsense than to head further down […]

Gender roles and a repair estimate for our Honda Pilot

| April 13, 2019

Even in today’s gender-neutral world, there are duties, either said or unsaid, that married couples still assign to each other. One of them in our house assigned to me is taking care of our automotive issues … especially the ones nobody really wants to do. One of this past weeks’ tasks was to take our […]

Small things have turned me away from Ebay and Paypal

| April 12, 2019

The “customer experience” (a marketing buzz-term nowadays) can make or break companies. Some do it right, others fall on their face early in their start-up cycle … and others like Ebay ($EBAY) and Paypal ($PYPL) have employees, customer service departments and management issues dragging their company down … yes, this is going to be a […]

For the thrifty: Do you know the best day to fill up your car?

| April 10, 2019

According to Gasbuddy.com as reported in a Fox News article, the best day to fill up your car will depend on where you live … BUT in general, “fill up earlier in the week when the traffic is a little quieter since there is more volatility and higher prices later in the week." The ideal […]

Why is the yield curve inversion so important?

| March 31, 2019

Great "Quicktake" explaination on Bloomberg. The Yield Curve Is Inverted! Remind Me Why I Care If you’re wondering what a yield curve is and why there’s so much fretting in the U.S. over it flattening — and parts of it even inverting — you’re not alone. Late last year, Google searches for “yield curve inversion” […]

Tech Friday: The business practices of telecommunication, cable and Internet providers are ripe for disruptive innovation

| March 29, 2019

It has been a year since I’ve checked my Internet speed since we have not had any problems, but I doubted we were getting the advertised 500Mbps speeds , but then that my internal network problem. Speed aside, there hasn’t been any reason to question Cincinnati Bell’s service (our TV and internet service provider). They […]

Do you really think free college, wage/price controls, a green new deal, open borders and socialism will fix America’s problems?

| March 24, 2019

Maybe it is my age … or just the latest swing to the radical left by Democrats staging themselves for a presidential primary to challenge President Trump in 2020 … but this whole anti-free market socialist tilt has me concerned for the direction of our country. It is no longer the political quarrel over the […]

A question from a novice investor planning for retirement

| March 17, 2019

Years ago I thought I could outsmart the market … and in the 1990s when the tide was lifting all boats, I could … but that was before algorithms and computerized trading. I’ve since learned not to continue that dangerous “day-trading game,” at least for the most part. Still, new investors see a “system” working […]

Ohio gas taxes and a book by Kristin Tate – How Do I Tax Thee?

| March 7, 2019

I do miss browsing in bookstores … something our family would regularly do Sunday after church … and something my daughter and I would do “in the good ol’ days” when I would visit her in college. I suppose there are still a few bookstores around to enjoy, but nowadays I read what is recommended […]

Perhaps you should get a wireless phone plan in Oregon?

| February 7, 2019

The 2018 wireless phone Tax Foundation report came out in December 2018 and although we may have seen income tax rates drop, wireless phone plans continue to be ripe for the taxman’s pickings. It is shocking to see such a wide rate structure from all the different states (map above) but that doesn’t tell the […]

Shrimp are small, yet regulations and tax incentives can be big

| January 13, 2019

With incentives, South Dakota and Minnesota compete for tiny trū Shrimp and its promise of indoor shrimp farms. A company named trū Shrimp Co. had planned to break ground this spring in Luverne, Minn., on a $330 million to $360 million indoor shrimp farm. It aims to produce 8 million pounds of shrimp a year […]

Politicians of all stripes love spending someone else’s money

| January 12, 2019

There is one thing that is consistent in Washington DC … politicians and bureaucrats love spending other people’s money. It doesn’t matter whether they are a Democrats or a Republicans …  socialists or capitalists … politicians all want someone else to pay for their ideas. The current top two politicians in the news are newly […]

Read between the lines–When will ElioMotors begin production?

| January 6, 2019

Last year, the chit-chat from Paul Elio was that production of the Elio was scheduled for the end of 2019 … far longer than any reservation holder had anticipated. I’ve remained confident and have ignored the doubters … but likely because I’ve put on an artificial blindfold to remain positive – who likes  admitting they […]

How does a rock solid dividend stock sound about now? $RPM

| January 2, 2019

Are you looking at top quality dividend stocks? RPM International is a buy and hold stock that has a track record of increasing cash dividends to shareholders that can’t be match by many companies. Today it was down 1.87% to $57.68/share and is starting to look attractive again (at some point I’ve got to believe […]

Markets rallied, and as one headline stated, Ratemania!

| November 28, 2018

The Dow closed up 618 points on Wednesday after the Federal Reserve chief Jerome Powell indicated that "interest rates are just below the neutral level that neither aids or hinders economic growth." Investors looking for something positive as they wait hoping for some good news during the G-20 meeting between President Trump and China’s Xi […]

Why has the price of crude oil dropped so much and so fast?

| November 23, 2018

Even as someone who watches markets and oil, the precipitous drop in price over the past month has been shocking. Most observers expected the increased inventory to cause the price per barrel to drop a bit, just as it has in the past when oil is stored in surplus, but a $20/barrel collapse in 1 […]

How prepared are we for the next economic downturn?

| November 13, 2018

After Monday’s selloff (see below), what lies ahead for the U.S. economy? That thought has some of seriously thinking the next economic downturn could come sooner rather than as expected … later. The sell off … "again" … has me wondering if we are prepared for the next recession? Is the U.S., or the world, […]

Wages and prices rise as the economy improves. #inflation

| November 2, 2018

As the positive economy in the U.S. continues to grow America out of the "great recession" and rebound off the slow growth Obama years, we are seeing signs of inflation, hopefully just the right amount. Wages are rising and businesses sense they have pricing power and can raise prices (their cost are up too). Consumers […]

Markets for the most part bounced back on Tuesday

| October 30, 2018

October is indeed a "scary" month for investors who are still hoping the bull market is not over … and perhaps just slowing? Earning for the most part are still good, interest rates aren’t "scary" high and the economy seems to be chugging along. Most who want work are finding jobs and employers are complaining […]

Today was a reminder of Octobers past if you are an investor

| October 26, 2018

For those who watch the stock market, today was another one of those October trading days that can give one the willies. It was a reminder of the dreaded Octobers of the past and added to the steepest indices October decline since the 2007-2008 crisis. Still, the economy is sound, company earnings are good (tech […]

Fox Business shuffles their TV talent and expands their live shows

| October 14, 2018

As a business news junkie, I’ve been watching Fox Business since I "demanded it" (as Neil Cavuto would tell viewers in the early days of the expansion Fox network). They have steadily grown and have become serious competition for CNBC (watched/listen since it’s debuted) and BloombergTV. Fox Business has mixed in far more general news […]

Hurricanes and the stock market – duh, it’s October

| October 12, 2018

Q: Why am I not surprised to see U.S. stocks extend Wednesday’s ugly losses with more selling on Thursday? A: Because it is October! Well because the talking heads that “I listen to” point out just how strong our economy is and that corporate earnings are strong, consumer confidence high and the regulation and tax […]

ISS & FaceTime with Annalyn brightens an otherwise sour day

| October 11, 2018

With the stock market tumble on Wednesday and Hurricane Michael ravaging Florida’s Panhandle, I was in the mood to post something positive … but what?  Dow Industrials plunge more than 800 points, Nasdaq loses 4% in biggest decline in months I contemplated talking about how impressive it was to view the International Space Station (ISS) […]

DJIA, S&P 500, Nasdaq closing strong and political pontificating

| September 20, 2018

If the stock market is worried about another round of China tariffs, it sure doesn’t show it. Thursday saw the DJIA back to its record high from earlier this year. The S&P 500 did the same and even the Nasdaq was positive although off the higher record area earlier this year … but not by […]

Make someone’s day, give them a compliment, plus some advice

| September 17, 2018

None of us likely compliment others enough, but being on the receiving end of an unexpected compliment feels pretty good. It is past due that I do the same for someone else. Last week I connected with a friend that I don’t see as often as I use to, but he mentioned he keeps up […]

Is being creative with credit cards and banking worth the risk?

| September 16, 2018

I hate seeing any of my friends borrow money … especially when the borrowing is at high rates as it often is for those struggling with bills and  living month to month. It is particularly frustrating when they are still use credit cards with rates in the double digits, are paying the minimum and often […]

Tech Friday: Never shopping again at Jet.com – $WMT owned

| September 14, 2018

In recent years, we’ve grown accustom to DOTcom retail companies delivering on their promises. Thanks to Amazon and their outstanding efficiency and reliable fulfillment and delivery services. Perhaps I’ve forgotten that not all online retailers live up to what we now take for granted? One expects that when a product is listed on a major […]

The never ending quest to make my Sperry Topsiders last longer

| August 29, 2018

Those of you who regularly read my blog know that I love wearing boat shoes (and flip-flops) and have gone thru great lengths to make them last and keep them "semi" odor free. From insoles to epoxy mixes for "wear control" … and have been accused of going  a bridge too far.  Short answer, it […]

The NFL is losing my support and viewership again in 2018

| August 14, 2018

It is so frustrating to see a handful of NFL players once again willing to offend A WHOLE BUNCH of patriotic fans —  including me — for another season with their kneeing or holding a fist during the playing of our National Anthem. I blame a handful of players, their union, the NFL commissioner and […]

Tech Friday: Apple becomes the first $1 TRILLION company

| August 3, 2018

After impressing almost all analysis with their quarterly report, stock buyers continued to buy $AAPL stock on Thursday making Apple the most valuable company. I watched the coverage on and off all afternoon on Fox Business and the party atmosphere and giddy excitement reminded me of the same dot.com partying in the late 1990s. Oh […]

Tech Friday: Facebook stock drop demonstrates investing risk

| July 27, 2018

If you have any vested interest in the stock market, Thursday’s huge drop for social networking’s behemoth Facebook ($FB), demonstrated what go up, can come down … and can come down fast! The "biggest ever one-day loss in market value for a U.S. listed company" happened yesterday and saw investors in $FB (or any pension […]

How to best give investing advice to family and friends – DON’T!

| July 19, 2018

One of the topics of conversation for me throughout the years has been investing and trading. I enjoy the research and challenge, but having made many bad picks and mistakes, also realized just how dicey this is. This has made me sensitive when talking too specific with family and friends … even though I enjoy […]

Gender, asperations, family, careers and encouraging girls

| July 11, 2018

When it comes to encouraging girls, I’ve been very progressive (unfortunately a label stolen by the political left … so perhaps "contemporary" is a better word) about equality between the sexes. I accepted Brenda as an equal from day one, even before we were married and that carried through to decision making well after – […]

Predicting the end of the bull market and how to prepare

| July 8, 2018

As the current bull stock market gets long in the tooth (average is 7 years, we’re now closing in on 9 years), financial analysts are beginning to write regularly about preparing for the next slowdown. Few are declaring it over at this moment, but most advise prudence as it comes to what investments are being […]

Predictors of the next recession: Inverted yield curve?

| June 26, 2018

How does on plan for the flattening yield curve – or even inversion (spread between 10-yr and 2-yr Treasury Bonds)? Barron’s – June 2018: “Inversion has an amazing record of forecasting recession…but stocks have typically continued to rise (sometimes sharply) after the inversion with a median gain of 13.1%.…Bottom line: the flattening yield curve is […]

Filled up Jerry Cans and my BMW X5 35d with diesel (25 gal max)

| June 24, 2018

Since I drive a diesel BMW X5 35d as well as an old 1982 Mercedes 300D Turbodiesel, and use diesel fuel in our Kubota and John Deere lawn tractors (not to mention sailboat) … seeing pump prices 20 to 40 cents higher at the pump is starting to cut into my theory of saving money […]

It has been a tough week for those invested in the stock market

| June 21, 2018

After 8 down days for the Dow, the beginning of summer has not been kind to investors hoping 2018 would be a bit more positive. With unemployment at near all time lows, corporate tax cuts, the economy rebounding and promising better wages … and even talks with North Korea going well, one would think optimism […]

If we coddle, protect and give, are we doing a disservice?

| June 19, 2018

I generally do not read longer Facebook posts, but while scanning a few friends comments on Father’s Day remembering their dads, Kathy Pangborn (good friend and neighbor of my inlaws) reposted a story that had me remembering the different father-types that I knew. Neither my mother or father-in-laws’ or mother or fathers’ parents (my grandparents) […]

The correct conservative vs liberal economic balance for America

| June 14, 2018

Americans are struggling once again with carrots, sticks and tariffs event though throughout our history we have always been advocates for "free trade" … believing that in the end open trade wins. Unfortunately it isn’t always that simple when it is your job, your house and your life on the line. It is understandable that […]

Talking about “when to retire” and retirement “lifestyle”

| June 9, 2018

A conversation this week about "when to retire" after I mention attending my brother’s early retirement lunch lead to the question "how much do you need to have saved to retire?" Of course we ALL know the answer to that … "it depends." Yup, very helpful #sarcasm … yet so true, considering the differences in […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
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