Will the average American middle class family rent forever?

| August 11, 2019

As the cost of education, health care, cars, etc. goes up, it should be no surprise our financing habits change in order to pay for priorities like higher education … or luxuries like newer and more reliable cars. Paying for semi-essentials is significantly more expensive than in the past and we now extend paying for […]

Personal thoughts on recent events in El Paso and Dayton, Ohio

| August 7, 2019

Way too often our citizens in cities and communities across the country suffer at the hands of criminals and most notably disturbed individuals in our society. The topic rises to the top of the political news when there is a mass-killing and the weapon is a semi-automatic firearm and the target are ordinary people living […]

Nobody likes investing when there is blood in the stock market?

| August 5, 2019

Monday, August 5th, 2019 was not a good day to be long in the stock markets – WSJ update.  I think we are often too complacent with investing and fall victim to the “stay the course” and invest for long run mentality. It is easy to forget just how painful market drops can be.  Economist […]

Our culture has accepted two huge lies … a Rick Warren #quote

| August 4, 2019

Rick Warren has one of the more fitting quotes for our current cultural divide: “Our culture has accepted two huge lies. The first is that if you disagree with someone’s lifestyle, you must fear or hate them. The second is that to love someone means you agree with everything they believe or do. Both are […]

Do you recycle or think about your environmental footprint?

| July 24, 2019

As a conservation minded “conservative” and as someone who has always balanced the cost vs benefits of decisions, I once thought “recycling” was as simple as “not littering” and cleaning up pollution highlighted by the 1971 ad campaign (Iron Eyes Cody photo above). From an early age we were bombarded by pointing out how careless […]

Tech Friday: The challenges of policing speech on social media

| July 12, 2019

There are challenges from users and governments facing several of the companies who make money advertising to the millions of eyeballs and the marketing of users personal data. We all want “free services,” but most people dislike the collection and selling of their personal data or having to sift through advertising … especially when it […]

Twitter is a dead bird at the moment …

| July 11, 2019

I tend to use Twitter $TWTR as my daily newsfeed and choice of social media comment platform, but on Thursday afternoon this week, it is not working. For me, it is no big deal, but for reporters and politicians, it is the way they communicate nowadays. It will be interesting to hear what caused the […]

Happy Independence Day 2019–tainting another symbol

| July 4, 2019

Most Americans love their country and enjoy celebrating our country’s “amazing” 243 year history and success. We are thankful for the rag-tag group of patriots from the 13 original colonies who boldly fought for their independence from Great Britain. In school, my generation (and previous) learned about our forefather’s near impossible struggle for freedom and […]

Our countries founders and past presidents, no matter their political party, would be “turning over in their graves”

| July 2, 2019

VP Joe Biden, Sen Bernie Sanders and Sen Kamala Harris – DemDebate2 6/27/2019 After watching the two night Democratic Debate last week, I couldn’t help, but notice that the socialist wing of the party has moved every candidate WAY left. All of the current 20+ candidates running to be the DEM’s nominee have made previous […]

A Nobel Peace Prize in President Trump’s future? #sarcasm

| June 30, 2019

In 2009 President Obama was awarded the Nobel Peace Prize for his "extraordinary effort" … one can’t help but wonder if nominations and the Nobel Committee is going to equally as fair to President Trump? I’m not holding my breath.

The challenges of pursing the American Dream – a discussion

| June 21, 2019

Taylor is my millennial antagonist when it comes to discussing politics, investing and both government and personal finances. We both enjoy debating, so it’s cool most of the time. He is also a product of his generation just as I am of mine. We view the role and expanse of government differently when it comes […]

Political unrest is impacting economy and financial markets

| May 24, 2019

The political tension around the globe, along with the trade battle between the United States and China, have put a damper on what was a relatively good economy here in the U.S.  Add to those challenging international negotiations, the deepening divide between many Democrats still seeking to impeach President Trump in control of Congress are […]

A good economy, but we are dealing with other political issues

| May 22, 2019

Yes … the U..S economy is in good shape … but if you are an investor, these last few weeks may not have felt like the stock market is responding as it should in a good economy? Enter trade with China … well primarily China. Yet there is also unrest in the Middle East with […]

Even news savvy Americans struggle to grasp Mueller report

| May 3, 2019

You are not alone in wanting the Trump-Russia collusion story and investigation to end. Americans in both parties are tired of this investigation and "thought" that after finally getting the summary from the US Attorney General William Barr (right), and the release of the full $30 million Mueller investigation report (with security redactions), that it […]

Investing during the first quarter 2019 has been rewarding

| May 1, 2019

Those of us invested or following the stock market either with individual stocks, mutual funds or ETF index funds have to be pleased with the rebound in the economy since December 2018. The first quarter has rewarded those who remained invested (so as long as they have been diversified) for the long haul. Even with […]

How far left will Democrats go as they campaign for president?

| April 17, 2019

It was a struggle to contain my frustration as I watched Senator Bernie Sanders pitch his version of Democratic Socialism to a “townhall” Q & A hosted by Bret Baier and Martha MacCallum of Fox News on Monday night. I “SO” hope that the American people have far more commonsense than to head further down […]

American exceptionalism and competition on local display

| April 14, 2019

It is hard to believe our local El Rancho Nuevo Mexican Restaurant has been around for 9 years now (photo from opening in 2010) … but as the competition has increase, entrepreneurs have had to step up their game. This restaurant is one of the greatest small business example of why capitalism works: with increased […]

An of branded Smart Home plug fail … so what’ inside?

| April 11, 2019

A Smartthings- like plug that I used with the Amazon Echo virtual assistant failed this past week, so I took it to the workbench in order to diagnose. I suspected that I was not really going to be able to fix it, but was curious as to what what inside anyway (sort of hoping, but […]

Food for thought with all the political labeling nowadays

| April 6, 2019

Obviously labeling someone as a “fascist, socialist or an authoritarian dictator” is not new in politics, but the bigger government grows, the more we U.S. voters need to defend America’s founding principles such as individual liberty and personal freedom. During the 2016 campaign and election of President Donald Trump, those on the political left were […]

Is an EV is in my future? Gas Fuel taxes are going up in Ohio.

| April 4, 2019

It looks like Drew’s Tesla Model 3 will arrive just in time (he is currently waiting for delivery), in order to avoid Ohio’s additional 10.5 cent/gallon gasoline tax hike? This new increase will boost Ohio’s gasoline tax it to 38.5 cents per gallon; it is expected that Ohio’s governor will sign a bill which just […]

Do you really think free college, wage/price controls, a green new deal, open borders and socialism will fix America’s problems?

| March 24, 2019

Maybe it is my age … or just the latest swing to the radical left by Democrats staging themselves for a presidential primary to challenge President Trump in 2020 … but this whole anti-free market socialist tilt has me concerned for the direction of our country. It is no longer the political quarrel over the […]

Ohio gas taxes and a book by Kristin Tate – How Do I Tax Thee?

| March 7, 2019

I do miss browsing in bookstores … something our family would regularly do Sunday after church … and something my daughter and I would do “in the good ol’ days” when I would visit her in college. I suppose there are still a few bookstores around to enjoy, but nowadays I read what is recommended […]

Pres Trump meets Kim Jong Un in Hanoi for second summit

| February 27, 2019

As far as news goes, one would think that the biggest news of the day would be a second summit meeting between North Korean leader Kim Jong Un and President Donald Trump. It was only two short years ago that “little Rocket Man” was firing missiles over Japan and testing his nuclear weapons … and […]

Politics, a socialist movement and the Overton window in 2019

| February 23, 2019

About a decade ago, I researched a bit about Joseph Overton’s theory regarding a range of ideas that will be tolerated in discussion and debate. This “range of acceptable ideas” is now termed the “Overton window” and the political concept brought to light in conservative circles when the Democrats, lead by President Obama and Nancy […]

Perhaps you should get a wireless phone plan in Oregon?

| February 7, 2019

The 2018 wireless phone Tax Foundation report came out in December 2018 and although we may have seen income tax rates drop, wireless phone plans continue to be ripe for the taxman’s pickings. It is shocking to see such a wide rate structure from all the different states (map above) but that doesn’t tell the […]

Government cannot give anybody anything that the government does not first take from somebody else

| February 6, 2019

We often act as if we are so enlightened in the 21st century when it comes to political philosophy and an understanding as to what motivates human beings. Politicians, and in turn their dreamy-eyed followers, are once again attempting to solve income equality with big government and expensive social programs that propose to "tax the […]

What will higher diesel fuel cost mean for the economy? #inflation

| February 5, 2019

The prediction that diesel fuels will rise (“double in price” – note the last minute of the interview) is bound to impact the price of goods. Everything is shipped using diesel fuel, be it on ships, trains or trucks, and with those prices rising significantly, consumers will be paying. On the personal side, those of […]

Sooner or later a close call with a drone will be too close

| January 25, 2019

As more and more federal employees decide they aren’t going to continue to work without a paycheck, the focus has shifted to the unpaid in the Coast Guard, TSA and Air Traffic Control. Air travel has now moved front and center as the “shutdown-standoff” continues (the Senate is at least negotiating). Flyers are feeling it […]

Politicians of all stripes love spending someone else’s money

| January 12, 2019

There is one thing that is consistent in Washington DC … politicians and bureaucrats love spending other people’s money. It doesn’t matter whether they are a Democrats or a Republicans …  socialists or capitalists … politicians all want someone else to pay for their ideas. The current top two politicians in the news are newly […]

Investigating President Trump–a guide posted in Wired.com

| December 19, 2018

On the political front, special council Robert Mueller has been digging into President Donald Trump’s campaign and practices since May of 2017 (officially: coordination between the Russian government and individuals associated with the Trump campaign) . His department has unlimited resources and likely can turn over rocks that are not flattering to anyone associated with […]

Markets rallied, and as one headline stated, Ratemania!

| November 28, 2018

The Dow closed up 618 points on Wednesday after the Federal Reserve chief Jerome Powell indicated that "interest rates are just below the neutral level that neither aids or hinders economic growth." Investors looking for something positive as they wait hoping for some good news during the G-20 meeting between President Trump and China’s Xi […]

How prepared are we for the next economic downturn?

| November 13, 2018

After Monday’s selloff (see below), what lies ahead for the U.S. economy? That thought has some of seriously thinking the next economic downturn could come sooner rather than as expected … later. The sell off … "again" … has me wondering if we are prepared for the next recession? Is the U.S., or the world, […]

DEMs grow governorships & flip House, but GOP gains Senators

| November 7, 2018

The midterm election is finally over and those who are tired of pile of flyers in their mail, phone calls, email spam and still watching cable TV network stations are no doubt thankful that is the case. As for the results, each political party can claim some degree of victory. The Democrats definitely gained ground […]

Make it a good day and be sure to exercise your right to VOTE

| November 6, 2018

This year Brenda and I voted absentee …  or by mail. I knew it was an important mid-term and wanted to be sure our votes counted, but do miss the feeling of standing in line with others and waiting my turn at the polls. That said, minus the hiccup with our verification system (missing digits […]

Mid-term elections: What it might mean for the US economy

| November 4, 2018

Americans are finally working again and the U.S. is once again the place for businesses to expand, hire, give raises and grow. For all the questionable rhetoric from the far right and left extremes … and yes, from President Trumps’ "tweets" and biased media reporting … the actual governing under his administration and a GOP […]

Wages and prices rise as the economy improves. #inflation

| November 2, 2018

As the positive economy in the U.S. continues to grow America out of the "great recession" and rebound off the slow growth Obama years, we are seeing signs of inflation, hopefully just the right amount. Wages are rising and businesses sense they have pricing power and can raise prices (their cost are up too). Consumers […]

Today was a reminder of Octobers past if you are an investor

| October 26, 2018

For those who watch the stock market, today was another one of those October trading days that can give one the willies. It was a reminder of the dreaded Octobers of the past and added to the steepest indices October decline since the 2007-2008 crisis. Still, the economy is sound, company earnings are good (tech […]

Hurricanes and the stock market – duh, it’s October

| October 12, 2018

Q: Why am I not surprised to see U.S. stocks extend Wednesday’s ugly losses with more selling on Thursday? A: Because it is October! Well because the talking heads that “I listen to” point out just how strong our economy is and that corporate earnings are strong, consumer confidence high and the regulation and tax […]

"A Complete National Disgrace" – Where is our nation headed?

| October 6, 2018

As we watch the Brett Kavanaugh hearing play out in the political circus that has become Washington DC politics, some Americans have lost sight that there are actual people and lives at the center of these hearings. Senate confirmation hearings were once straight forward, and usually concluded with a vote to confirm, if the appointed […]

Air Force One “like” replicate being moved by barge

| October 1, 2018

Air Force One is parked at Joint Base Andrews in Prince George’s County. Want to board? Run for the highest office in the land or join the White House press corps. Or, for a slightly easier route, visit National Harbor as of Oct. 19, when what’s billed as an “identical model of the president’s aircraft” […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
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