RichC | May 2, 2025
Having both an interest in Value Investing and AI, I decided to do a side by side comparison between ChatGPT and Grok3 for “stock trading advice for value investors” (highlighted in my request) … and “recommend three dividend stock buys that limit risk of loss but offer the highest chance of gains over the next […]
RichC | May 1, 2025
The Federal Reserve finds itself walking a tightrope as new data released this week points to a troubling mix: slower economic growth and higher inflation during the first quarter of 2025. It’s a combination that could eventually force the Fed to prioritize one of its dual mandates—either keeping inflation in check or supporting employment—at the […]
RichC | April 29, 2025
Although TheHustings.news editor didn’t ask me to write anything this week (previous requests), I decided to work on something over the weekend that has been bothering me. As a long time advocate for shrinking our Federal government (as a conservative, small government Republican) and focused on the “spending problem” Congress has had for decades —which […]
RichC | April 15, 2025
Although this was mentioned in 2019 and 2020, the U.S. Department of Homeland Security (DHS) will begin enforcing the REAL ID Act on May 7, 2025. After this date, standard state-issued driver’s licenses will no longer be accepted as valid identification for boarding domestic flights or accessing certain federal facilities, such as military bases (graphic […]
RichC | March 18, 2025
After the January inauguration of President Trump and the confirmation of his cabinet, there was an immediate change to trade policies that included tariffs … often viewed as protectionist or at minimum leveling and reshaping the relationships with key trading partners. This month the U.S. levied 25% tariffs on steel and aluminum imports from Canada, […]
RichC | March 6, 2025
President Donald J. Trump gave a 90 minute Joint Session of Congress speech on Tuesday night and since it went a bit late, I was unable to finish my commentary for TheHustings.News “right-hand” column (a request). Being a bit late, I’m unsure the editor will now find it timely enough to include, but am adding […]
RichC | January 2, 2025
A palpable sense of optimism has swept across America since the November 2024 elections. The nation, having navigated a period of intense political division, now looks forward with renewed hope and confidence. The election results have sparked a collective sense of relief and of possibility, with many Americans believing that the future holds great promise […]
RichC | December 26, 2024
Sleep has never been a problem for me until this past year or so. I don’t know if it is age or that my mind is filled with too much stuff — my running out of hard drive space theory (a worthless thought for another time). Anyway, I mentioned this to my primary care physician […]
RichC | December 20, 2024
As a “Stone Age” user of the Apple Macintosh computer, it is always surprising to stumble upon a feature or shortcut that I didn’t know about. Command-click the files to Quick Look I often use the Quick Look spacebar shortcut (2007) to preview a file in a folder, but until reading an iBoysoft article this […]
RichC | December 11, 2024
After typing the title and looking at my photo below from Sunday afternoon, I realized that listing “smartphone” should also be added to the title/subject list … since it more than likely is read from the most these days? I personally have always been a luddite and preferred paper as the medium of choice when […]
RichC | November 22, 2024
This past week, while digging up answers for tax planning for a Barron’s Advisor group that I participate in, I searched for the standard 2024 deduction changes based on age, etc. At the top of my Brave Browser search (their Leo AI engine), which I’ve found helpful several times, pop the summary below: This recent search […]
RichC | November 20, 2024
President-Elect Donald Trump is currently preparing his list of nominees for the cabinet he needs to help advise him. Along with a few controversial picks, Trump has also added a couple of high profile names, Elon Musk and the Vivek Ramaswamy to a new advisory panel … a committee that is smugly being referred to […]
RichC | November 3, 2024
Goodbye Fruit Flies To get rid of pesky fruit flies, take a small glass, fill it 1/2′ with Apple Cider Vinegar and 2 drops of dish washing liquid; mix well. You will find those flies drawn to the cup and gone forever! Get Rid of Ants. Put small piles of cornmeal where you see ants. […]
RichC | October 13, 2024
The Christian mentoring organization Truth For Life, centered around the teachings of Pastor Alistair Begg has a new audio book on marriage call “Lasting Love” that I’ve recently downloaded. I can’t comment on it yet since I’ve not listen to it, but if it is anything like his other books, it should be helping in […]
RichC | October 11, 2024
So far I can endorse a couple of inexpensive “non-charging” Magsafe “magnetic” car mounts for our two iPhones (iPhone 14 and iPhone 16 Pro Max). Both were purchased together on Amazon with a minor discount for 2 items together … and for the low-price, I expected to be disappointed. Nope, I was not. The magnets […]
RichC | October 5, 2024
In case you are looking for guidance when it comes to who you elect to run your city, county, state or country … put this thought in the back of your mind when it comes to who has been putting their thumb on the scale (think lawfare) and which political party “might” … no guarantee […]
RichC | September 1, 2024
As a weekend mechanic (or far less to be truthful), I’ve used air powered impact tools and a couple different cheaper branded impact wrenches for years. The Chicago Tool impact wrench from decades ago never had the power to make it even worth pulling out and so it was replaced with a Harbor Freight more-torque […]
RichC | August 25, 2024
May the peace and tranquility one derives from imagining escaping to a cabin of solitude overlooking a mountain lake, be the same as when reading Proverbs. “Trust in the Lord with all your heart, and lean not on your own understanding; In all your ways acknowledge Him, And He shall direct your paths.” — Proverbs […]
RichC | August 11, 2024
Investors who bought US Treasury iBonds when inflation was raging may see the lower May 2024 rate reduction as no longer attractive; the rate is currently 4.28% (it adjusts every 6 months). The interest rate has steadily fallen as month to month inflation has eased from its high and investors may be able to find […]
RichC | June 19, 2024
Amazon’s Prime shipping is still impressive and definitely beats spending time driving to the hardware or big box store to pick up a single item. Last week I had a exact Fluidmaster valve fail at the top of the stalk and decided to just order another (hoping it was just that one valve???) I probably could […]
RichC | June 14, 2024
After chatting with Brenda’s sisters and brother-in-laws about booking flights for a trip together, I mentioned that I was partial to Southwest Airlines. My brother-in-laws are both Delta fliers … and have a long history of booking business travel with the major airlines — I did feel as if I were ruffling feathers (text updates […]
RichC | May 29, 2024
Last weekend Drew and Katelyn discussed their plans to bury pipes with yard pop-up that lead from their homes’ gutters and downspouts. I mentioned that I thought having downspout traps was essential when living on a property with trees, especially with underground drainage tiles. I think they agreed and will be adding them while finished […]
RichC | May 19, 2024
It is time to face the inevitable that working later in life is not a reality for most people. As I commented on a Barron’s article last week, you “better have a Plan B or even a Plan C” in case there is a health concern that prevent working later in life. From personal experience, […]
RichC | May 10, 2024
Sometimes I know that I’m just tempting fate … like when it comes to switching mobile phone carriers … in my case, MVNO companies. Last year, I switch my aging iPhone 7 plus over to USMobile on a trial. I ended up finding it preferred to Mint Mobile (T-Mobile) and found the service to be […]
RichC | May 7, 2024
The sunsets across rural Ohio never really get old. I’ve driven home to Cincinnati this time of evening more times than I care to remember while coming home from NE Ohio … but those days are now behind me. This time it was returning from a spring vacation in April and I realized that there […]
RichC | April 16, 2024
Last week when reading and posting about Berkshire Hathaway investments and Warren Buffett from Kiplinger, I also snipped a “Best Time to Book a Flight” sidebar.
RichC | March 9, 2024
Language usage is not one of my particular strengths … therefore I’m with the thought that “when in doubt reach for whom over who, just to be safe. Then get the ‘overcorrected’ mistakes …” — LINK A trick to figure it out, which we’ve mentioned before, is to substitute he or she in your sentence—and […]
RichC | February 22, 2024
As an Apple eater, I’ve personally always wanted a simple way to know which and why I enjoy certain Apples. After seeing this chart, I thought it was worth sharing.
RichC | November 15, 2023
After one year of Costco Executive membership it was time to ask the “is it worth it” question. Thankfully for us, after one year, it did pay for itself for the first year. For us, at least for the first year, being an Executive Member vs Gold Star Member at Costco did pay off, but […]
RichC | November 12, 2023
While looking thorough my library borrowed e-version copy of Woodworker’s Journal magazine (Oct/Nov 2023), I scanned an interesting tip. Since the paraffin wax that I usually apply to a heated wood screw take a little more effort (butane torch the screw threads and stick it in the wax), I thought I might try this great […]
RichC | November 5, 2023
So here’s a piece of advice that I really should have clearly known before my age. Old Spice High Endurance deodorant is significantly better than Classic deodorant (said to be discontinued … and now I know why). Don’t ever think you are going to save a buck buying the steeply-discounted 3-pack of Classic deodorant when […]
RichC | October 13, 2023
We live in a world where personal privacy has all but disappeared when it comes to our lives. We are surveilled everywhere and by practically every device. Our connected gadgets collect and send data on our every movement … and increasingly “inner” goings-on (smart devices monitoring our health). New cars are pumping data to the […]
RichC | October 3, 2023
Let’s just call this a PSA since I’ve been busy rethinking My Desultory Blog themes after updating to PHP 8.2 and how at least use the thousands of old blog entries for reference … or more precisely, remembering things! Anyway, the monthly “Archives” section is the same (select a previous month), but the “Calendar” was […]
RichC | October 1, 2023
Make America Great Again, one parent at a time (not political). Here’s slightly different take on MAGA with an uplifting lesson and message for fathers; pay attention to your role in your family. When I asked my 11-year-old son to help me unload dirt from our small pickup into his mother’s new garden boxes, his reaction […]
RichC | August 19, 2023
Those who have spent any time with me, or reading my blog, know that I’m a big fan of Sperry Boat Shoes. I’ve been a steady buyer of their Topsiders, sandals, water shoes and flip-flops over the years (first post about them in 2006?).I often comment on their wear, insoles and occasional issues (all minor) and […]
RichC | August 18, 2023
Proton Mail offers a free email service with limitations … as expected. There is a paid version which over time I’ve contemplated switching to for both the enhanced privacy and ability to use my old original business email domain: whatevername@cppnet.com. The monthly (yearly) subscription price is reasonable, but since I already run several Linux servers […]
RichC | July 19, 2023
Especially in Canada—> LINK
RichC | July 7, 2023
One of the TWO reasons that I’ve opted for the Ridgid brand of cordless power tools is their LSA … which I’ve used once before on a couple of early batteries. Besides the minor hassle in registering and filing a claim, it seems to be the right way to go considering the problems with tools […]
RichC | July 5, 2023
For investors and retirees desiring an income stream from their investments, Closed-End Funds can be pretty attractive. That said, there are advantages and disadvantages … with some help from ChatGPT. 😉 Advantages of Closed-End Funds (CEFs): Market Pricing Efficiency: Unlike open-end mutual funds, CEFs trade on stock exchanges, allowing their shares to be bought and […]
RichC | May 31, 2023
One would think after twenty some years of pool ownership, I would have invested in a cement sidewalk (pool decking) edger. Nope … it was not something familiar to me since we have never lived on a city lot or had sidewalks. Now after 40 years of homeownership, I’ve finally broken down and spent $79.20 […]
RichC | March 12, 2023
This past week my son Taylor and I had a father-son dinner together at Chili’s and enjoyed some “desultory” conversation … from the Ukraine-Russia war to ChatGPT. Eventually he commented, “Dad, you should let the AI system write or rewrite your blog posts.” Hm … how about I just ask the Chatbot to write […]
RichC | January 8, 2023
For the past few years, I’ve enjoyed reading the often contrarian thoughts from Forbes contributor, Brett Owens. He writes and contributes investment advice in several publications, newsletters and columns. He co-authored an excellent book too! 2023 Rule #1: Don’t fight the Fed. Print this rule out and tape it next to your computer. Or the […]
RichC | September 18, 2022
Who hasn’t needed to repair, or re-repair, a broken piece of furniture? In today’s world, most furniture, as well as other items, are throw-away after they break, but there are still a few of us who enjoy getting the last few useable years out of a well worn piece of furniture. My like-minded son-in-law showed […]
RichC | September 14, 2022
Read an interesting Washington Post article (PDF ReaderView archive) this past week discussing Southwest Airlines “open seating policy” and challenges in landing preferred seating without paying a premium – although, “the only way to guarantee an early boarding position is to pay,” wrote James Bikales. Still some of us make a game of trying to […]
RichC | August 30, 2022
Having recently ordered some Permethrin SFR 36.8% from DoMyOwn.com in order to hopefully prevent the sod webworm invasion that happened last year, I started a late August spraying this past weekend. Little did I know that the bearings in my aging 25 gallon sprayer were almost all failing (except for one – photo below). I […]
RichC | July 31, 2022
As someone who is not fond of both painting and caulking, whenever there are professional tips that make those jobs easier, I listen (a better “dripless” caulking guns link too).
RichC | July 16, 2022
Since a lot of aging Americans have been prescribed a statin, they likely pay close attention to articles talking about possible links between statins and dementia –I take note too. Thankfully each time the medical studies and advice is updated, the benefits of taking a statin vs trying to live with high cholesterol still outweigh […]
RichC | July 10, 2022
While I personally have not worked the numbers, a May 2022 Barron’s Advisor column on retirement offered an enlightening look on “where” to live; it can be eye-opening! Low income taxes aren’t everything. Many retirees who live in states with high taxes are eager to move to states with no income taxes, says Rhian Horgan, […]
RichC | June 25, 2022
It is stomach-churning to follow the often heard “hold tight” and “stick with the plan” advice often given by financial advisors. If you are currently retired and living off of a fix-income and nest egg, or are trying to prepare for retirement, you are likely worried about times like these. Advisors tell you not to […]
RichC | June 24, 2022
After a week of working with the new “trade-up” from an older Echo (triggered by a $30 trade-in offer) to the 4th generation Amazon Echo “with premium sound, smart home hub (Zigbee) and Alexa” … the results have been mixed. My advice, don’t rush. First, I was looking forward to the idea to not need […]
RichC | June 3, 2022
Over the years, I have backed a few smaller companies needing capital and pre-sales to expand their businesses. Before the days of online crowdfunding platforms such as Indiegogo and Kickstarter, I participated as an investor in two smaller Ohio local companies … one that landed a contract to fulfill candy for Disney World which need […]
RichC | May 13, 2022
FoxBusiness/WSJ graphic For the good or bad, whenever I’m away from my daily routine, it seems like the financial markets lose stability and investors go into crisis mode? The past couple of weeks, those invested in stocks, bonds and crypto know that it has been painful; there have been very few refuges from the sharp […]
RichC | May 3, 2022
My dad was known for saying he was planning to live to 160 years old and I’m following in his ridiculous longevity theories and his questionable medical advice (he died at 86 in 2015). Years ago I jokingly theorized that when Jesus told us that “Indeed, the very hairs of your head are numbered” (Luke […]
RichC | April 5, 2022
When it comes to FRESH meals in a box, we’re relative newcomers to any of the meal plans … including the one we’re trying from HelloFresh. We have been pretty happy with ordering from Omaha Steaks over the years, but that’s not a “fresh” meal … just thaw and toss on the grill (my wheelhouse). […]
RichC | March 25, 2022
Those who know me likely have noticed that I’m often wearing an Aftershokz headset. I’ve worn them for the last several years and since my hearing has been impacted by Ménière’s disease way back in the late 1990s (long story) … in dealing with Menieres related hearing loss, I have found a bone conduction headset […]
RichC | March 22, 2022
“A place for everything and everything in its place,” is probably not the most fitting idiom for my cluttered workshop, since the debatable originate has to do with “neatness” according to an Ohio Repository (Canton, Ohio) article by Charles A. Goodrich in 1827. Although with a little sleuthing, it has also been credited to Benjamin […]
RichC | December 31, 2021
As we wind down 2021 and close the book on a stressful COVID19 filled year … here’s hoping next year will bring an end to the pandemic. If that is not going to be the case, then let’s hope the Omicron Variant isn’t as deadly as the Delta Variant … and that we will keep […]
RichC | December 30, 2021
There’s more to buying, trading and SENDING Ethereum cryptocurrency and blockchain dapps than just reading this short paragraph, but if you want make $ETH transactions (applies to other cryptocurrencies as well) … the best way to reduce fees (gas fees) is to make the transactions when the traffic is not at its highest. In other […]