How far in advance should you book air travel? #tidbit
RichC | April 16, 2024
Last week when reading and posting about Berkshire Hathaway investments and Warren Buffett from Kiplinger, I also snipped a “Best Time to Book a Flight” sidebar.
A language use tidbit: Who/Whom
RichC | March 9, 2024
Language usage is not one of my particular strengths … therefore I’m with the thought that “when in doubt reach for whom over who, just to be safe. Then get the ‘overcorrected’ mistakes …” — LINK A trick to figure it out, which we’ve mentioned before, is to substitute he or she in your sentence—and […]
A simple yet debatable chart for “tart vs sweet” Apples
RichC | February 22, 2024
As an Apple eater, I’ve personally always wanted a simple way to know which and why I enjoy certain Apples. After seeing this chart, I thought it was worth sharing.
Is a Costco Executive Membership worth $120/year?
RichC | November 15, 2023
After one year of Costco Executive membership it was time to ask the “is it worth it” question. Thankfully for us, after one year, it did pay for itself for the first year. For us, at least for the first year, being an Executive Member vs Gold Star Member at Costco did pay off, but […]
Wood screw lubrication tip: Use toilet bowl wax ring
RichC | November 12, 2023
While looking thorough my library borrowed e-version copy of Woodworker’s Journal magazine (Oct/Nov 2023), I scanned an interesting tip. Since the paraffin wax that I usually apply to a heated wood screw take a little more effort (butane torch the screw threads and stick it in the wax), I thought I might try this great […]
Advice: An embarrassingly honest deodorant assessment #PSA
RichC | November 5, 2023
So here’s a piece of advice that I really should have clearly known before my age. Old Spice High Endurance deodorant is significantly better than Classic deodorant (said to be discontinued … and now I know why). Don’t ever think you are going to save a buck buying the steeply-discounted 3-pack of Classic deodorant when […]
Tech Friday: Inching closer to the paid version of ProtonMail
RichC | October 13, 2023
We live in a world where personal privacy has all but disappeared when it comes to our lives. We are surveilled everywhere and by practically every device. Our connected gadgets collect and send data on our every movement … and increasingly “inner” goings-on (smart devices monitoring our health). New cars are pumping data to the […]
Searching MDB: Current blog calendar navigation tip
RichC | October 3, 2023
Let’s just call this a PSA since I’ve been busy rethinking My Desultory Blog themes after updating to PHP 8.2 and how at least use the thousands of old blog entries for reference … or more precisely, remembering things! Anyway, the monthly “Archives” section is the same (select a previous month), but the “Calendar” was […]
A “feel good” story from Clint Edwards’ book “Fatherish”
RichC | October 1, 2023
Make America Great Again, one parent at a time (not political). Here’s slightly different take on MAGA with an uplifting lesson and message for fathers; pay attention to your role in your family. When I asked my 11-year-old son to help me unload dirt from our small pickup into his mother’s new garden boxes, his reaction […]
Ordered a new pair of Sperry Harbormaster 2.0 Sneakers
RichC | August 19, 2023
Those who have spent any time with me, or reading my blog, know that I’m a big fan of Sperry Boat Shoes. I’ve been a steady buyer of their Topsiders, sandals, water shoes and flip-flops over the years (first post about them in 2006?).I often comment on their wear, insoles and occasional issues (all minor) and […]
Tech Friday: Web email and deleting ProtonMail how-to tip
RichC | August 18, 2023
Proton Mail offers a free email service with limitations … as expected. There is a paid version which over time I’ve contemplated switching to for both the enhanced privacy and ability to use my old original business email domain: whatevername@cppnet.com. The monthly (yearly) subscription price is reasonable, but since I already run several Linux servers […]
Filler: Be careful what you “thumbs-up” via text message!
RichC | July 19, 2023
Especially in Canada—> LINK
Tech Friday: Ridgid 9Ah lithium battery claim for failing latch
RichC | July 7, 2023
One of the TWO reasons that I’ve opted for the Ridgid brand of cordless power tools is their LSA … which I’ve used once before on a couple of early batteries. Besides the minor hassle in registering and filing a claim, it seems to be the right way to go considering the problems with tools […]
Pros and Cons for dividend investors using closed end funds
RichC | July 5, 2023
For investors and retirees desiring an income stream from their investments, Closed-End Funds can be pretty attractive. That said, there are advantages and disadvantages … with some help from ChatGPT. 😉 Advantages of Closed-End Funds (CEFs): Market Pricing Efficiency: Unlike open-end mutual funds, CEFs trade on stock exchanges, allowing their shares to be bought and […]
New Electric Edger and Ember Mug coaster warranty
RichC | May 31, 2023
One would think after twenty some years of pool ownership, I would have invested in a cement sidewalk (pool decking) edger. Nope … it was not something familiar to me since we have never lived on a city lot or had sidewalks. Now after 40 years of homeownership, I’ve finally broken down and spent $79.20 […]
Embracing Change: How to Thrive in an Ever-Changing World
RichC | March 12, 2023
This past week my son Taylor and I had a father-son dinner together at Chili’s and enjoyed some “desultory” conversation … from the Ukraine-Russia war to ChatGPT. Eventually he commented, “Dad, you should let the AI system write or rewrite your blog posts.” Hm … how about I just ask the Chatbot to write […]
Sound advice for 2023, but am I disciplined enough to follow?
RichC | January 8, 2023
For the past few years, I’ve enjoyed reading the often contrarian thoughts from Forbes contributor, Brett Owens. He writes and contributes investment advice in several publications, newsletters and columns. He co-authored an excellent book too! 2023 Rule #1: Don’t fight the Fed. Print this rule out and tape it next to your computer. Or the […]
More repairing: Dowels to strengthen a broken table leg
RichC | September 18, 2022
Who hasn’t needed to repair, or re-repair, a broken piece of furniture? In today’s world, most furniture, as well as other items, are throw-away after they break, but there are still a few of us who enjoy getting the last few useable years out of a well worn piece of furniture. My like-minded son-in-law showed […]
A little tested and untested advice for flying on @SouthwestAir
RichC | September 14, 2022
Read an interesting Washington Post article (PDF ReaderView archive) this past week discussing Southwest Airlines “open seating policy” and challenges in landing preferred seating without paying a premium – although, “the only way to guarantee an early boarding position is to pay,” wrote James Bikales. Still some of us make a game of trying to […]
Treating Sod Webworms is delayed by a Sprayer repair
RichC | August 30, 2022
Having recently ordered some Permethrin SFR 36.8% from DoMyOwn.com in order to hopefully prevent the sod webworm invasion that happened last year, I started a late August spraying this past weekend. Little did I know that the bearings in my aging 25 gallon sprayer were almost all failing (except for one – photo below). I […]
Video tips on how to do a better job caulking
RichC | July 31, 2022
As someone who is not fond of both painting and caulking, whenever there are professional tips that make those jobs easier, I listen (a better “dripless” caulking guns link too).
Do Statins Increase Your Risk for Dementia?
RichC | July 16, 2022
Since a lot of aging Americans have been prescribed a statin, they likely pay close attention to articles talking about possible links between statins and dementia –I take note too. Thankfully each time the medical studies and advice is updated, the benefits of taking a statin vs trying to live with high cholesterol still outweigh […]
Where do you WANT vs where SHOULD you live in retirement?
RichC | July 10, 2022
While I personally have not worked the numbers, a May 2022 Barron’s Advisor column on retirement offered an enlightening look on “where” to live; it can be eye-opening! Low income taxes aren’t everything. Many retirees who live in states with high taxes are eager to move to states with no income taxes, says Rhian Horgan, […]
Stay on your retirement planning track and consider iBonds
RichC | June 25, 2022
It is stomach-churning to follow the often heard “hold tight” and “stick with the plan” advice often given by financial advisors. If you are currently retired and living off of a fix-income and nest egg, or are trying to prepare for retirement, you are likely worried about times like these. Advisors tell you not to […]
Tech Friday: Ultrasound detection and the 4th gen Echo hub
RichC | June 24, 2022
After a week of working with the new “trade-up” from an older Echo (triggered by a $30 trade-in offer) to the 4th generation Amazon Echo “with premium sound, smart home hub (Zigbee) and Alexa” … the results have been mixed. My advice, don’t rush. First, I was looking forward to the idea to not need […]
Tech Friday: Souring on backing startups with great ideas
RichC | June 3, 2022
Over the years, I have backed a few smaller companies needing capital and pre-sales to expand their businesses. Before the days of online crowdfunding platforms such as Indiegogo and Kickstarter, I participated as an investor in two smaller Ohio local companies … one that landed a contract to fulfill candy for Disney World which need […]
Stocks, bonds, crypto all down. What to do, what to do?
RichC | May 13, 2022
FoxBusiness/WSJ graphic For the good or bad, whenever I’m away from my daily routine, it seems like the financial markets lose stability and investors go into crisis mode? The past couple of weeks, those invested in stocks, bonds and crypto know that it has been painful; there have been very few refuges from the sharp […]
Another colonoscopy and laughing at my old heartbeat theory
RichC | May 3, 2022
My dad was known for saying he was planning to live to 160 years old and I’m following in his ridiculous longevity theories and his questionable medical advice (he died at 86 in 2015). Years ago I jokingly theorized that when Jesus told us that “Indeed, the very hairs of your head are numbered” (Luke […]
A little praise for our HelloFresh trial and now subscription
RichC | April 5, 2022
When it comes to FRESH meals in a box, we’re relative newcomers to any of the meal plans … including the one we’re trying from HelloFresh. We have been pretty happy with ordering from Omaha Steaks over the years, but that’s not a “fresh” meal … just thaw and toss on the grill (my wheelhouse). […]
Tech Friday: A new Shokz headset called OPENRUN is available
RichC | March 25, 2022
Those who know me likely have noticed that I’m often wearing an Aftershokz headset. I’ve worn them for the last several years and since my hearing has been impacted by Ménière’s disease way back in the late 1990s (long story) … in dealing with Menieres related hearing loss, I have found a bone conduction headset […]
Tidbits: A workshop hook and a Canton, Ohio based idiom
RichC | March 22, 2022
“A place for everything and everything in its place,” is probably not the most fitting idiom for my cluttered workshop, since the debatable originate has to do with “neatness” according to an Ohio Repository (Canton, Ohio) article by Charles A. Goodrich in 1827. Although with a little sleuthing, it has also been credited to Benjamin […]
New Year’s Eve Friday Filler Photo: Make 2022 better than 2021
RichC | December 31, 2021
As we wind down 2021 and close the book on a stressful COVID19 filled year … here’s hoping next year will bring an end to the pandemic. If that is not going to be the case, then let’s hope the Omicron Variant isn’t as deadly as the Delta Variant … and that we will keep […]
Guide to reducing Ethereum Gas Fees somewhat simplified
RichC | December 30, 2021
There’s more to buying, trading and SENDING Ethereum cryptocurrency and blockchain dapps than just reading this short paragraph, but if you want make $ETH transactions (applies to other cryptocurrencies as well) … the best way to reduce fees (gas fees) is to make the transactions when the traffic is not at its highest. In other […]
We are thinking about retirement … in a few years!
RichC | December 15, 2021
As Christmas cards arrive and the 15th of December hits, it is time to start winding down my business year and thinking about 2022 (BTW, we mailed our cards this week). One thing I have noticed this year is that more cards are from people who are now retired or are retiring. Hm … does […]
Brakes for both the Acura RDX and BMW X5 35d last weekend
RichC | December 14, 2021
Looking at the rear brake wear on Brenda’s 2010 Acura RDX is not a sign that I’ve been taking good care of her car, but she did mention her brakes were squealing a bit last month. By the time I got around to ordering brakes and discs for both the dual-piston fronts and rears, it […]
Advice: Consider replacing the wax ring seal on your toilet
RichC | December 5, 2021
It might be a good idea to replace, or at least check, the wax ring seal on your toilet … as the line goes, “ask me how I know.” It seems ours was fine for 25 years, but at some point decided to drip when flushed. Slowly but surely the drip turned into a wet […]
Tech Friday: Is there too much of YOU on the Internet?
RichC | December 3, 2021
As years of your personal information accumulates on servers across the Internet, do you ever wonder just how much of your data has evolved from a generic interpreted sketch, to a colorful painting with specific details … to now a high resolution gigabyte sized photo of you and your life? Well it is past due […]
A practical lesson for students who insist that socialism works
RichC | November 27, 2021
Phrases to avoid. Most of us can work on these.
RichC | November 21, 2021
Saw a longer list of phrases on CNBC’s "Make It" website last week but pick out a few that I hear (or say) quite often. The easiest to correct are probably the ones that we stop saying … but can it be done? “Needless to say …” What to say instead: Nothing “Needless to say” […]
Purchased a fair-priced 2-year subscription to NordVPN
RichC | November 17, 2021
When it comes to privacy and security, especially when traveling or connecting in hotels and coffee shops, every cybersecurity expert recommends using a VPN … and especially when connecting overseas or to unknown WiFi routers. I’ve used several different free VPNs over the years starting with my own private connection back in the 2000s, but […]
The Ridgid cordless tool LSA left me a little disappointed
RichC | November 6, 2021
The Ridgid brand of cordless tools have been my choice for the home workshop for a few years now and until this past week I have had a positive experience. Earlier this year Ridgid even replaced a couple failing batteries under the LSA (Lifetime Service Agreement) … BUT now this brand of choice is a […]
Advice: My current thoughts on hardware crypto wallets
RichC | November 5, 2021
Although I’m not an all-in cryptocurrency buyer, trader or investor (pick your poison), I do own and am accumulating small amounts of different crypto. After a fair amount of reading this past year, my conclusion is to use a reputable cryptocurrency exchange like Coinbase Pro, Coinbase (disclosure: I own $COIN stock), Uphold or Interactive Brokers […]
For many people, working 40 hours a week would be a dream
RichC | November 3, 2021
There was a Q & A “workfriend” letter in the New York Times a couple months ago suggesting that a “40 hours a week is not sustainable.” A 27 year old made the comment and it triggered my GOM (Grumpy Old Man) response … especially after reading: I have hobbies. I have creative pursuits and therapy […]
A response test, but also an online advertising warning
RichC | October 28, 2021
I noticed that Thursday’s post disappeared from the blog so in a quick attempt to repost the graphic, here we go again. One of the “very small” perks of using the Brave browser on the web is that it offers the option to accept fairly non-invasive advertising and links on the default home page and […]
Are you interested in Cryptocurrency? Where will you keep it?
RichC | October 23, 2021
It is probably inevitable that we will all be using cryptocurrency someday. The early adopters are already immersed and getting comfortable investing and trading it … perhaps too comfortable??? Risks of Leaving Cryptocurrency in Exchange A brief look at the history of Bitcoin and cryptocurrencies reveals why it is dangerous to leave your crypto funds […]
Investors are concerned as the Fed tapers and inflation rises
RichC | October 16, 2021
A friend contemplating rolling over his 401K to an IRA asked me a bond investing question the other day as he would like to balance his portfolio of stocks by adding some bonds after the rollover. Since he has never owned a bond (outside of a managed fund), the question was, “what’s the impact of […]
Tidbits: A favorite kitchen product – Glad Press’n Seal
RichC | October 13, 2021
When it comes to tools in the workshop, there are a few of them that I keep at arm’s length or in a small toolbox. The same goes for kitchen utensils and products. One of my favorites, if not thee favorite, is GLAD Press’n Seal® wrap (mentioned year’s ago when I still had a Keurig). […]
From not being diversified to owning too many tickers?
RichC | October 12, 2021
For most investors, the normal criticism is that they are not diversified enough … or at least they often own too much of one sector or one stock (happened in the old days when companies often matched or did a partial match in company stock). I’ve tried to keep “diversity” in mind over my lifetime […]
My eye doctor appointment has been checked off for the year
RichC | September 29, 2021
Although my eyes are still a little dilated, I’m glad to have my 2021 vision appointment out of the way. Thankfully my prescription didn’t change, although the presbyopia is definitely not on the improve (suspect everyone will have aging eyes someday)? I’ve pondered the entire vision insurance gimmick (my opinion) before going back and forth […]
Archive: The Practical Sailor “Foundational Four” solvent list
RichC | September 13, 2021
Who wants to even look at their home or boat shelf of solvents. I’ve bought different ones for different tasks and the cans just sit there since I never know which ones to use for which purpose. Is it possible to just stick with four? The Foundational Four Mineral Spirits. Good for thinning varnish and […]
Disposing and recycling takes a little more effort these days
RichC | September 8, 2021
Since I have a couple items to pack up to take to a recycling and solid waste facility and was searching for options in our area (replaced an old AC compressor with refrigerant), it occurred to me that one way to reduce the items we generate is to not buy environmentally hazardous products in the […]
What are you going to invest in if inflation continues to rise?
RichC | September 3, 2021
A friend asked me the other day, “what are you going to do if inflation becomes a bigger problem than it is already?” Good question … the canned answer (safe answer) is to be diversified. The reality is far more challenging. There was a day when the first reply was to own hard assets like […]
Some thoughts on investing as technology races forward
RichC | August 20, 2021
Most aging entrepreneurs and investors can “in hindsight” spot their mistakes and missed opportunities, but with age and experience, also comes wisdom. The pace of change is rapidly accelerating and decisions seem to be made much faster and happen quicker nowadays’; I suspect even millennials are learning this faster? As a more cautious trader and […]
Primer: An retirement savings decision making cheat sheet
RichC | August 14, 2021
The older I get, the less investment risk I’m comfortable taking. Perhaps it is not the age thing, but having experienced stock market gyrations and what happens to our investments? For those of us in small business or in the gig economy, and increasingly for those who move from company to company, we are our […]
Tech Friday: Google Drive help with Delay Start app for Mac OS
RichC | August 6, 2021
For those setting up their Mac to automatically start-up applications after rebooting the computer, using the “open automatically on log in” settings in very helpful. I have found that the programs I want running most are cloud-based data storage services, but it can also be helpful for apps you may just want running all the […]
Satisfied with price/service after 6 months with Mint Mobile
RichC | August 4, 2021
After a conversation with a friend regarding the several smartphones his family has with AT&T, I mentioned that our service with Mint Mobile has been flawless … as was our Sprint-based Virgin Mobile and even Boost Mobile. Besides excellent coverage nearly everywhere we’ve been (don’t know about 5G service yet (July 2021 map below), but […]
Still glad we bought a Bosch Dishwasher 11 years ago #TBT
RichC | July 8, 2021
After seeing the latest Wirecutter recommendation the other day, I was glad to know we were ahead of the curve back when we replaced our old dishwasher with a Bosch model in 2010.
Do you pop the end tabs in before unrolling aluminum foil?
RichC | June 27, 2021
Who doesn’t occasionally need a little advice from the helpful tips, tricks and tidbits floating around the Internet? Here’s one that should be familiar to most of us, but surprisingly catches us off guard once in a while when a roll of aluminum foil pops out of the box and ends up unrolled and dinged […]
Desultory - des-uhl-tawr-ee, -tohr-ee
- lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
- digressing from or unconnected with the main subject; random: a desultory remark.