RichC | September 23, 2022
It has taken me a while, but after updating my Fitbit Versa smartwatch a couple weeks ago, I couldn’t be happier with the “at the time” difficult decision. Once before, my original was replaced under warranty (free) but with the same Versa (1) smartwatch which really did serve me well. Lesson: Watches and gadgets do not […]
RichC | November 5, 2021
Although I’m not an all-in cryptocurrency buyer, trader or investor (pick your poison), I do own and am accumulating small amounts of different crypto. After a fair amount of reading this past year, my conclusion is to use a reputable cryptocurrency exchange like Coinbase Pro, Coinbase (disclosure: I own $COIN stock), Uphold or Interactive Brokers […]
RichC | September 16, 2018
I hate seeing any of my friends borrow money … especially when the borrowing is at high rates as it often is for those struggling with bills and living month to month. It is particularly frustrating when they are still use credit cards with rates in the double digits, are paying the minimum and often […]
RichC | September 24, 2015
Just in case you are the type of responsible credit card user who pays off the balance each month and has excellent FICO scores, you might want to consider using the Citi Double Cash Card. It is a no annual fee credit card and pays a total of 2% on purchases … I think that […]
RichC | September 9, 2015
I’m a Dave Ramsey advocate for the most part and prefer not to borrow money for anything other than a home. Unfortunately that’s challenging for most people as well as yours truly a few items in the past. Brenda and I borrowed when starting and expanding our small business, for the occasional new car (a […]
RichC | August 5, 2010
Once upon a time I thought I had our family’s banking and credit card use figured out … but between the bureaucrats sticking their noses into banking and the greedy bankers themselves wanting to make money hand over fist off the backs of the financially irresponsible like they did a few years ago, a wrench […]
RichC | May 3, 2010
American Express continues their rich and creative advertising using USB technology computer technology to entice card members and ‘would be’ card members to apply for one of their credit cards. I started to ponder the safety of popping the little fold out USB plug into a waiting computer … wondering just who made the card […]