What is and are the criteria for a good FICO credit score?

| December 2, 2014

In talking with a long time customer today about shopping and using credit cards, the subject of FICO scores came up since they are printed each month on Discover Card statements (nice touch Discover). He ask me what a good score was and I “sort of” knew that over 700 was good and thought 760 […]

The confusing world of Credit Scores

| November 29, 2009

I’ve blogged couple times on identity theft and credit reports and I thought was relatively up-to-date on on how credit reporting and ‘credit scoring’ works … but I was wrong.  I didn’t realize that the three major credit collecting and reporting companies all have their own “credit scoring system” on top of the relatively popular […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
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