Your health care plan: Spouses may no longer be covered

Posted By on February 25, 2013

The negative implication of “big government’s Obamacare” is just beginning to be felt by those with health care coverage and businesses are squirming to adapt to the pages of new regulations. One of the latest money saving measures is that of “dropping spousal coverage” – I’m just guessing, but I suspect it will be unpopular?

WSJ (mp3) Companies begin to exclude spousal insurance coverage – 2/25/2013

President Obama famously promised“if you like your health care plan, you keep your health care plan.”

Our new law is heralded by liberals as a step closer to socialistic utopia is making preventative healthcare affordable available to all by putting the taxpayer on the hook for citizens (and “undocumented” aliens) meeting income requirements. Those still paying for their own policies or receiving it as compensation in lieu of pay will find the additional cost of adding “adult” children to their policies until age 26 will increase cost as well lumping those with an unhealthy lifestyle into overall cost. Not being able to exclude applicants with pre-existing condition seems like the right thing to do, but have no doubt it will end up raising the premiums on those who are responsible … to the benefit of those who are drug users, smokers, over-eating, adrenaline junkies and living sexually promiscuous lifestyles. (It is nice to know we can wait until we’re sick before opting for that premium policy. [sarcasm]) 

Conservatives point out that this new law will not reduce the rising healthcare cost. The requirements being dictated by Washington DC will lead to an even bigger government-centered behemoth of an entitlement program, which will end up costing the U.S. even more economic competitiveness and jobs. Unknown to all I suspect is the above mentioned additional headaches for spouses who will now be split from an existing health care plan and forced into the Obamacare exchanges. I guess Rep. Nancy Pelosi was right, “We have to pass the bill so that you can find out what is in it.”   


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