Will the average American middle class family rent forever?

| August 11, 2019

As the cost of education, health care, cars, etc. goes up, it should be no surprise our financing habits change in order to pay for priorities like higher education … or luxuries like newer and more reliable cars. Paying for semi-essentials is significantly more expensive than in the past and we now extend paying for […]

Is there a best time to become a first time home buyer?

| May 7, 2019

In a discussion with my son Taylor last week, the subject of homeownership came up. He is single and currently rents, but like many millennials, hasn’t been in a big hurry to "put down roots" as have previous generations. On the other hand, being that his career is in "planning" and "economic development," regularly talks […]

Delicious food, great conversation and a new side-hustle

| August 1, 2018

Brenda and I had a good time talking to our millennial son Taylor and his girlfriend Megan last weekend. In contrast to our usually politically deteriorating topics of conversation (like his dad, Taylor loves to debate), it was a very enjoyable time. He picked up some shrimp and brought over the ingredients to make us […]

So Lonesome – Dome homes in Cape Romano Florida

| October 12, 2014

Somewhat an excuse to slip in a Hank Williams song, but the Dome Homes article was intriguing because we explored this area with my college buddies in the late 1970s every Christmas break. I’d still like to get back there by sailboat and anchor for a few days …weeks … or maybe months … and […]

A word of warning before shopping online for refinance rates

| June 5, 2014

Be warned before you contact a company like Quicken Loans with a mortgage refinance request (rates are pretty low again) because they will be pumping your contact information to bunches of boiler room sales people who will send canned emails and make phone calls all day and evening (even different people from the same company […]

A roof over your head … and one over your boat(s)

| March 23, 2011

The Winns’ residence in Charlevoix, Michigan has a “modest” boathouse and in viewing the video, they have a couple nice boats to put in it too (HGTV video below). The 10,437 square-foot Round Lake home and 8,537 square-foot boathouse of long-time Charlevoix residents John and Zita Winn is an architecturally stunning masterpiece. One of the […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.
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