RichC | November 4, 2021
Not to many years ago, the United States was on its way to becoming energy independent … until the American fossil fuel industry came under attack from within our own country. This time the reason is not due to our country’s inability to produce enough oil and natural gas for our needs, but an ideology […]
RichC | November 13, 2018
After Monday’s selloff (see below), what lies ahead for the U.S. economy? That thought has some of seriously thinking the next economic downturn could come sooner rather than as expected … later. The sell off … "again" … has me wondering if we are prepared for the next recession? Is the U.S., or the world, […]
RichC | February 9, 2018
With the rapid drop in oil prices, and equal "10% correction" in the overall stock market, will improving wages offset by falling commodities (oil) cause the Federal Reserve rethink their concern that inflation is picking up? Current thoughts were that we could see three quarter point rate hikes in 2018 if the economy continues to […]
RichC | March 13, 2017
The US has been going through immigration policy mood swings since the American Revolution. At first, only “free white persons” can become citizens. And over the next several decades, immigration (mostly from Europe) is fairly free flowing, because Thomas Jefferson and friends want more people to come party in the USA. In 1868, an NBD […]
RichC | November 23, 2015
As I mentioned to my Liberty Mutual agent … “at least I know what my premiums are paying for – mailings!” It is hard to believe that removing Taylor’s car from our policy and adding the X5 could generate 14 multipage envelopes of policy information? That said, our annual auto policy renews in November… so […]
RichC | October 1, 2015
The world around us is degrading into chaos as Russian “tough guy” President Vladimir Putin sent his militarily into the middle east and has quickly backed Syrian President Bashar al-Assad against the supposedly the terrorist group ISIL/ISIS who is aggressively building their Caliphate and the American backed pro-western rebels (well, maybe … but who really […]
RichC | November 29, 2014
I received a letter from Liberty Mutual, my auto insurance company, earlier this month “appreciating my loyalty” … until I looked at the details – Eligible in 2019 — hmm, must be a mistake? So … I first called the number on the bottom of the letter and reached the corporate folks so that they […]
RichC | February 4, 2014
If business growth is the medicine for job creation and a healthy economy … how does the U.S., or more specifically, each state, encourage business growth and incentivize expansion? Companies need to have an attractive tax climate in order to put capital at risk (or at less competitive), although it is not the only criteria […]
RichC | November 6, 2013
I had a somewhat frustrating day dealing with insurance policies and realized that we’ve been overpaying for a very long time … unless I’m missing something? It started with a simple phone call to verify that a 15 year term life insurance policy was indeed expired. A call to the Select Quote people confirmed I […]