RichC | November 22, 2024
This past week, while digging up answers for tax planning for a Barron’s Advisor group that I participate in, I searched for the standard 2024 deduction changes based on age, etc. At the top of my Brave Browser search (their Leo AI engine), which I’ve found helpful several times, pop the summary below: This recent search […]
RichC | November 5, 2023
So here’s a piece of advice that I really should have clearly known before my age. Old Spice High Endurance deodorant is significantly better than Classic deodorant (said to be discontinued … and now I know why). Don’t ever think you are going to save a buck buying the steeply-discounted 3-pack of Classic deodorant when […]
RichC | January 8, 2023
For the past few years, I’ve enjoyed reading the often contrarian thoughts from Forbes contributor, Brett Owens. He writes and contributes investment advice in several publications, newsletters and columns. He co-authored an excellent book too! 2023 Rule #1: Don’t fight the Fed. Print this rule out and tape it next to your computer. Or the […]
RichC | May 3, 2022
My dad was known for saying he was planning to live to 160 years old and I’m following in his ridiculous longevity theories and his questionable medical advice (he died at 86 in 2015). Years ago I jokingly theorized that when Jesus told us that “Indeed, the very hairs of your head are numbered” (Luke […]
RichC | September 29, 2021
Although my eyes are still a little dilated, I’m glad to have my 2021 vision appointment out of the way. Thankfully my prescription didn’t change, although the presbyopia is definitely not on the improve (suspect everyone will have aging eyes someday)? I’ve pondered the entire vision insurance gimmick (my opinion) before going back and forth […]
RichC | November 29, 2020
Don’t tell anyone, but while shopping for “my” Christmas gift from Brenda (below … and yes, she sent me out to get it). So … I added a Ridgid 18V USB charging attachment for my inconvenience. Ha! After returning home, I tried it out, but for the record, I didn’t open my actual gift. So […]
RichC | October 11, 2020
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RichC | March 8, 2020
While planning a long overdue bookcase woodworking project, I needed to learn a little more about edge banding. Previous bookcases that I’ve made have all been solid wood and either painted (in our first and second homes) or stained and poly finished oak (several book, CD, video and DVD case). This planned project is a […]
RichC | January 18, 2020
While working on post highlighting the DJIA crossing 29,000, I realized that the stock market has blown through that milestone and is rocketing towards 30,000 and that I’ll have to start over (probably a “worry-wart” post is coming). One of the big contributors to this Dow Jones Industrial Average is Apple ($AAPL). It just continues […]
RichC | October 9, 2019
An Ellen DeGeneres video clip (shared on EllenTube) has been circulating this week after she attended a Dallas Cowboys and Green Bay Packers NFL football game last weekend. With inflamed politics and our divided country it was both good to see and good to hear celebrities getting along. We all need to take her advice […]
RichC | June 16, 2019
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RichC | March 17, 2019
Years ago I thought I could outsmart the market … and in the 1990s when the tide was lifting all boats, I could … but that was before algorithms and computerized trading. I’ve since learned not to continue that dangerous “day-trading game,” at least for the most part. Still, new investors see a “system” working […]
RichC | January 20, 2019
A quick piece of advice for those who are in the habit of shopping online … especially if you are used to using Amazon and their Prime shipping. I’ve habitually price products since Amazon isn’t always competitively price with other online vendors, BUT my advice is to remember just how dependable and reliable shipping from […]
RichC | December 22, 2018
They are not the cheapest, but the cast iron US made Zoeller pumps are now my go-to for pumps when replacing our “way too many” pumps. They are definitely superior to the big box store brands. Although each time I need a new one, I inch up the line as to quality … this time […]
RichC | September 17, 2018
None of us likely compliment others enough, but being on the receiving end of an unexpected compliment feels pretty good. It is past due that I do the same for someone else. Last week I connected with a friend that I don’t see as often as I use to, but he mentioned he keeps up […]
RichC | August 4, 2018
This was posted back in 2016 and thought it was great advice for all of us to read again … whether working in the media, in our personal day-to-day interactions or posting on social networks. My daughter starts middle school tomorrow. We’ve decorated her locker, bought new uniforms, even surprised her with a new backpack. […]
RichC | July 19, 2018
One of the topics of conversation for me throughout the years has been investing and trading. I enjoy the research and challenge, but having made many bad picks and mistakes, also realized just how dicey this is. This has made me sensitive when talking too specific with family and friends … even though I enjoy […]
RichC | June 26, 2018
How does on plan for the flattening yield curve – or even inversion (spread between 10-yr and 2-yr Treasury Bonds)? Barron’s – June 2018: “Inversion has an amazing record of forecasting recession…but stocks have typically continued to rise (sometimes sharply) after the inversion with a median gain of 13.1%.…Bottom line: the flattening yield curve is […]
RichC | June 19, 2018
I generally do not read longer Facebook posts, but while scanning a few friends comments on Father’s Day remembering their dads, Kathy Pangborn (good friend and neighbor of my inlaws) reposted a story that had me remembering the different father-types that I knew. Neither my mother or father-in-laws’ or mother or fathers’ parents (my grandparents) […]
RichC | June 6, 2018
Once in a while we all end up squabbling with a company over their product or service. Neither Brenda or I have ever been advocates for "frozen meat" or ordering the generally higher priced national brands that require significant cost to package and ship a product … but earlier this spring we took advantage of […]
RichC | March 23, 2018
Here’s some advice from someone who as blogged daily since 2005 — AVOID using data, photos, video, etc archived on other services. Over the years, I have been frustrated by “what seemed great at the time” using services offered by companies who specialize in hosting data for users. A little history: It started for me […]
RichC | February 21, 2018
There are a few things in life that can really make someone feel good … one of them is in receiving a respectful complement. Really it started as a question, but a younger father of teenagers asked me how Brenda and I "balanced our lives" when our kids were growing up. I’m not sure if […]
RichC | February 15, 2018
Using acetone to clean up after nasty messy projects such as epoxy or sealant? There’s something that works better, is cheaper AND is less toxic! … Vinegar.
RichC | September 16, 2015
Archiving anchoring advice from a September 9, 2015 article in Bluewater Cruising‘s online Currents web publication. Anchor Marker Floats by Fran and Jean-Guy Nadeau Arriving in a crowded anchorage can be a daunting challenge. The degree of apprehension skyrockets while you bumble about trying to find that perfect spot while the skippers of the surrounding […]
RichC | March 12, 2015
In discussing FICA taxes the other day, I discovered just how much I didn’t know about one of the biggest taxes we pay throughout our entire working lives. I’m guessing most Americans are in my shoes? Now “let me be clear,” as President Obama has been known to say, I’m NOT “that” close to retirement […]
RichC | May 5, 2013
Once in a while the “post for the day” reaches desperation levels and inspiration comes to me in the shower … literally! So after reaching into the simpleton part of my brain – the majority of it, before I get a wise crack – a brilliant cheapskate idea for my eventual advice book crops up. […]
RichC | January 11, 2013
Here’s a helpful “Tech Friday” post that is really just some smart advice – it has nothing to do with the photo of Tootsie above except that it was taken with the iPhone 5. Anyway, a client of mine regularly upgrades his high end phone (and now his iPad) every 2 years as permitted by […]
RichC | December 1, 2012
This past week, I talked to a younger friend of mine about his growing family and making fiscally sound decisions. He politely told me how much he respected my opinion as he asked for some advice … and my head swelled with the less than deserved accolades (but who doesn’t appreciate complements?) His primary question […]
RichC | July 30, 2012
With a recent 2012 report that we have a case of West Nile Virus close to home here in Ohio, this “how-to make insect repellant” post from The Boat Galley is timely. Check out the full article here or some of the article below. Store the mix in a dark plastic bottle so it won’t […]
RichC | July 24, 2012
If laughing helps a person live a long and healthy life, my friend Jeff will easily make it to a healthy 100 years! Laughter relaxes the whole body. A good, hearty laugh relieves physical tension and stress, leaving your muscles relaxed for up to 45 minutes after. Laughter boosts the immune system. Laughter decreases stress […]
RichC | July 5, 2011
I saw some good advice from TheSimpleDollar.com blog that is worth reading. If you are advising someone who will soon be moving on as a college graduate, some of these points may be worth passing along. On Facebook, Brittaney asked “what should every soon to be college graduate know about finances before entering the real […]
RichC | June 22, 2011
Posting something marked as “advice” is rather egotistical, don’t you think … but then I’m not sure how else to label this? Reading for pleasure (and personal edification) is something many of us do and yet feel guilty when we take the time. It is a private/personal activity that closes one off from family, spouse […]
RichC | April 14, 2011
For those of us who can relate to being asked for investment advice by family … I’m sharing letter I received today that might help. For some delusional reason, a few in my family feed my ego by asking for investment advice, even though my competence is questionable. I usually keep quiet on the subject […]
RichC | September 29, 2009
Here’s a safety tip that came from a “Dear Heloise” clipping set to me by none other than my mom; no matter how old I am she never stops being a mom. Actually I don’t think she was really thinking about me, but most likely my son and daughter … so I’ll forward them the […]