A question from a novice investor planning for retirement
RichC | March 17, 2019
Years ago I thought I could outsmart the market … and in the 1990s when the tide was lifting all boats, I could … but that was before algorithms and computerized trading. I’ve since learned not to continue that dangerous “day-trading game,” at least for the most part. Still, new investors see a “system” working […]
Advice: Compare price vs shipping times when ordering online
RichC | January 20, 2019
A quick piece of advice for those who are in the habit of shopping online … especially if you are used to using Amazon and their Prime shipping. I’ve habitually price products since Amazon isn’t always competitively price with other online vendors, BUT my advice is to remember just how dependable and reliable shipping from […]
Zoeller has become my go-to favorite for replacement pumps
RichC | December 22, 2018
They are not the cheapest, but the cast iron US made Zoeller pumps are now my go-to for pumps when replacing our “way too many” pumps. They are definitely superior to the big box store brands. Although each time I need a new one, I inch up the line as to quality … this time […]
Make someone’s day, give them a compliment, plus some advice
RichC | September 17, 2018
None of us likely compliment others enough, but being on the receiving end of an unexpected compliment feels pretty good. It is past due that I do the same for someone else. Last week I connected with a friend that I don’t see as often as I use to, but he mentioned he keeps up […]
Are you heading back to school this month?
RichC | August 4, 2018
This was posted back in 2016 and thought it was great advice for all of us to read again … whether working in the media, in our personal day-to-day interactions or posting on social networks. My daughter starts middle school tomorrow. We’ve decorated her locker, bought new uniforms, even surprised her with a new backpack. […]
How to best give investing advice to family and friends – DON’T!
RichC | July 19, 2018
One of the topics of conversation for me throughout the years has been investing and trading. I enjoy the research and challenge, but having made many bad picks and mistakes, also realized just how dicey this is. This has made me sensitive when talking too specific with family and friends … even though I enjoy […]
Predictors of the next recession: Inverted yield curve?
RichC | June 26, 2018
How does on plan for the flattening yield curve – or even inversion (spread between 10-yr and 2-yr Treasury Bonds)? Barron’s – June 2018: “Inversion has an amazing record of forecasting recession…but stocks have typically continued to rise (sometimes sharply) after the inversion with a median gain of 13.1%.…Bottom line: the flattening yield curve is […]
If we coddle, protect and give, are we doing a disservice?
RichC | June 19, 2018
I generally do not read longer Facebook posts, but while scanning a few friends comments on Father’s Day remembering their dads, Kathy Pangborn (good friend and neighbor of my inlaws) reposted a story that had me remembering the different father-types that I knew. Neither my mother or father-in-laws’ or mother or fathers’ parents (my grandparents) […]
Customer service issue with Omaha Steaks and a business lesson
RichC | June 6, 2018
Once in a while we all end up squabbling with a company over their product or service. Neither Brenda or I have ever been advocates for "frozen meat" or ordering the generally higher priced national brands that require significant cost to package and ship a product … but earlier this spring we took advantage of […]
Avoid fly by night services, plugins and linking when blogging
RichC | March 23, 2018
Here’s some advice from someone who as blogged daily since 2005 — AVOID using data, photos, video, etc archived on other services. Over the years, I have been frustrated by “what seemed great at the time” using services offered by companies who specialize in hosting data for users. A little history: It started for me […]
The pressure of saying the right thing or old person #advice
RichC | February 21, 2018
There are a few things in life that can really make someone feel good … one of them is in receiving a respectful complement. Really it started as a question, but a younger father of teenagers asked me how Brenda and I "balanced our lives" when our kids were growing up. I’m not sure if […]
Try Vinegar instead of Acetone to Clean Hands
RichC | February 15, 2018
Using acetone to clean up after nasty messy projects such as epoxy or sealant? There’s something that works better, is cheaper AND is less toxic! … Vinegar.
Anchor Marker Floats – Currents
RichC | September 16, 2015
Archiving anchoring advice from a September 9, 2015 article in Bluewater Cruising‘s online Currents web publication. Anchor Marker Floats by Fran and Jean-Guy Nadeau Arriving in a crowded anchorage can be a daunting challenge. The degree of apprehension skyrockets while you bumble about trying to find that perfect spot while the skippers of the surrounding […]
Get What’s Yours: The secrets to maxing out your Social Security
RichC | March 12, 2015
In discussing FICA taxes the other day, I discovered just how much I didn’t know about one of the biggest taxes we pay throughout our entire working lives. I’m guessing most Americans are in my shoes? Now “let me be clear,” as President Obama has been known to say, I’m NOT “that” close to retirement […]
Desultory advice: Buy BIGGER bathroom bar soap
RichC | May 5, 2013
Once in a while the “post for the day” reaches desperation levels and inspiration comes to me in the shower … literally! So after reaching into the simpleton part of my brain – the majority of it, before I get a wise crack – a brilliant cheapskate idea for my eventual advice book crops up. […]
Tech Friday: Protect your expensive phone for resale sake
RichC | January 11, 2013
Here’s a helpful “Tech Friday” post that is really just some smart advice – it has nothing to do with the photo of Tootsie above except that it was taken with the iPhone 5. Anyway, a client of mine regularly upgrades his high end phone (and now his iPad) every 2 years as permitted by […]
Advice: New cars, high prices and borrowing to purchase
RichC | December 1, 2012
This past week, I talked to a younger friend of mine about his growing family and making fiscally sound decisions. He politely told me how much he respected my opinion as he asked for some advice … and my head swelled with the less than deserved accolades (but who doesn’t appreciate complements?) His primary question […]
Making Your Own Insect Repellant
RichC | July 30, 2012
With a recent 2012 report that we have a case of West Nile Virus close to home here in Ohio, this “how-to make insect repellant” post from The Boat Galley is timely. Check out the full article here or some of the article below. Store the mix in a dark plastic bottle so it won’t […]
Advice: Laugh a little more each day for your own health
RichC | July 24, 2012
If laughing helps a person live a long and healthy life, my friend Jeff will easily make it to a healthy 100 years! Laughter relaxes the whole body. A good, hearty laugh relieves physical tension and stress, leaving your muscles relaxed for up to 45 minutes after. Laughter boosts the immune system. Laughter decreases stress […]
What College Graduates shold know about finances and careers
RichC | July 5, 2011
I saw some good advice from TheSimpleDollar.com blog that is worth reading. If you are advising someone who will soon be moving on as a college graduate, some of these points may be worth passing along. On Facebook, Brittaney asked “what should every soon to be college graduate know about finances before entering the real […]
Suggestion/Advice: Finding time to read
RichC | June 22, 2011
Posting something marked as “advice” is rather egotistical, don’t you think … but then I’m not sure how else to label this? Reading for pleasure (and personal edification) is something many of us do and yet feel guilty when we take the time. It is a private/personal activity that closes one off from family, spouse […]
Giving financial advice to family if you cannot keep quiet
RichC | April 14, 2011
For those of us who can relate to being asked for investment advice by family … I’m sharing letter I received today that might help. For some delusional reason, a few in my family feed my ego by asking for investment advice, even though my competence is questionable. I usually keep quiet on the subject […]
The old luggage tag hint applies to GPS units too
RichC | September 29, 2009
Here’s a safety tip that came from a “Dear Heloise” clipping set to me by none other than my mom; no matter how old I am she never stops being a mom. Actually I don’t think she was really thinking about me, but most likely my son and daughter … so I’ll forward them the […]
Desultory - des-uhl-tawr-ee, -tohr-ee
- lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
- digressing from or unconnected with the main subject; random: a desultory remark.
