Predictors of the next recession: Inverted yield curve?

| June 26, 2018

How does on plan for the flattening yield curve – or even inversion (spread between 10-yr and 2-yr Treasury Bonds)? Barron’s – June 2018: “Inversion has an amazing record of forecasting recession…but stocks have typically continued to rise (sometimes sharply) after the inversion with a median gain of 13.1%.…Bottom line: the flattening yield curve is […]

Talking about “when to retire” and retirement “lifestyle”

| June 9, 2018

A conversation this week about "when to retire" after I mention attending my brother’s early retirement lunch lead to the question "how much do you need to have saved to retire?" Of course we ALL know the answer to that … "it depends." Yup, very helpful #sarcasm … yet so true, considering the differences in […]

Retirement – different from what your parents experienced

| May 11, 2018

Retirement is continuing to change and "has changed a lot in recent years, and may be far different from what you expect," says Tom Sightings, author of You Only Retire Once. The biggest difference is that you will most likely be responsible for overseeing (or hiring out)  much of your own finances and health care […]

Financial planning. We are all suppose to be doing it. Are you?

| April 10, 2018

While reading a bit this past week about retirement savings and planning, it really hit home when realizing just how lifespans have changed in the past 100+ years. Did you know: •In 1900, the average life expectancy was 47 years. Only 100,000 Americans lived to age 85. •By 2010, the number of people over 85 […]

Encore has a new dock space in February if she is ready?

| January 13, 2018

Google Maps view of the space D-8 that will be Encore’s new dock After hauling Encore last year for some much needed out-of-water bottom work, I’m hoping to relaunch and have her back in the water in February for the improving weather this upcoming spring. But with such few trips and infrequent sailing, I’m torn […]

Archiving a sailing route planning site — fastseas.com

| November 24, 2016

On the recommendation of Carolyn Goodlander (wife of Fatty Goodlander), I’m giving the FastSeas.com weather routing and passage planning online tool a try. Not that I’m planning a bluewater passage to Bermuda just yet, but it is interesting how technology has changed route planning. Where it seems to help is in tweaking departure dates and […]

My son Taylor accepts a position and is moving back to Ohio

| May 3, 2015

Brenda and I knew the good news when we were on vacation last week that Taylor received an offer from Clermont County, Ohio … although Taylor didn’t yet returned to Williston North Dakota to submit his resignation properly (therefore no public blog post). On Friday, Taylor submitted his letter and verbal resignation to his superiors […]

Sailboats are a great place to relax, even when not sailing

| November 26, 2014

Took this photo while enjoying a warm and quiet evening relaxing in the cockpit before heading for home and back to less attractive weather, but it will soon be Thanksgiving and a time to be “thankful.”  I’ll need to keep reminding myself that when the snow starts to fly! On the positive side, having a […]

Be sure to accurately factor inflation when retirement planning

| July 28, 2014

I regularly eyeball the government’s reported CPI inflation data (although question the applicability for real living in America?), and am concerned for those planning or already retired living on their “conservatively” invested savings. Many that I’ve talked with moved to cash positions after the 2008 recession or moved to much more conservative investments. Others hold […]

The purpose of a county planning and zoning department

| June 26, 2014

When talking about my kids, people know what my daughter Katelyn does when I tell them she is a “pediatrician,” but most have no clue what my son Taylor does when I explain he is a “planner” for Williams County, North Dakota. The usual, “huh?” reply or just the blank look on their face tells […]

As of today, Taylor officially starts work in North Dakota

| September 30, 2013

Once upon a time, a “little” boy named Taylor lived with us … but that was a long time ago. That little boy has grown into a young man and as of Monday is working for Williams County in Williston, ND. Before heading out the door for work, he sent me a “selfie” as he […]

Good news comes with apprehension for my son Taylor

| September 10, 2013

Taylor took a bold step toward his future by accepting a planning position in North Dakota. Since graduating from Miami University in May, the resumes and cover letters have been many, but openings in his field few. With the feedback always highlighting a desire for more experience, Taylor decided that starting his planning career in […]

Santa Barbara, California to Williston, North Dakota

| August 28, 2013

My recent college graduate came back from his test-taking City-County Planning interview trip to Santa Barbara today and has fallen head over heels in love with California, at least the part that he was seeing. Besides his taking the next step in the interview process, Taylor was able to explore the area a bit by […]

Learning a little about The Code of the West and planning

| August 16, 2013

While helping my son bone up for an interview for a planning job west of the Mississippi … and well north too, he began reading a bit of information on the county so he can at least talk intelligently with the interviewer. He researched the area, included cities and towns, geography, political make up, culture […]

Archive: A video project for a Planning class by Taylor

| May 16, 2013

As Taylor wrapped up his senior year in college and reviewed his posted grades for the last time, he read me his 20-some page capstone paper and showed me a video he did for another class. I enjoyed the history lesson …

My girls were busy with wedding plans AGAIN this weekend

| October 29, 2012

It sure has been nice to see my daughter on weekends the last couple of months as her residency schedule has been somewhat gentler. Unfortunately she knows it will not last and the rotations will eventually be more challenging and stressful in a couple more weeks. She went to a wedding show near Kings Island […]

Three of the most important women in my life

| September 30, 2012

My weekend was filled with more wedding stuff and with three of the most important women in my life. On Saturday I chauffeured Brenda and Katelyn to and from a few more wedding planning functions as well as participated in more cake tasting. This time the final cake arrangements were made. My wife and daughter […]

Desultory - des-uhl-tawr-ee, -tohr-ee

  1. lacking in consistency, constancy, or visible order, disconnected; fitful: desultory conversation.
  2. digressing from or unconnected with the main subject; random: a desultory remark.