RichC | March 17, 2024
Going to college after high school has always seemed expensive, but by working, borrowing and getting help from parents … it was do-able, and by today’s standards, seemed affordable. I can’t help but smile noticing that when I finally paid off my student loan that I could start saving to put my kids through college. […]
RichC | July 10, 2022
While I personally have not worked the numbers, a May 2022 Barron’s Advisor column on retirement offered an enlightening look on “where” to live; it can be eye-opening! Low income taxes aren’t everything. Many retirees who live in states with high taxes are eager to move to states with no income taxes, says Rhian Horgan, […]
RichC | October 31, 2019
When it comes to politicians making promises and pitching far fetched ideas nowadays, the sky is the limit. The current crop of Democrats campaigning for their party’s presidential nomination have lifted the “sky is the limit” to “space is the limit.” The sales pitches stretch from free tuition and education debt forgiveness to buying votes […]
RichC | April 15, 2015
NPR’s Tom Ashbrook entertained an interesting discussion around the Cadillac plan tax which is part of Obamacare. If you’ve notice changes in your plan (just as colleges have), you will understand the emotions in the discussion. Well worth listening too … and yes, I’m a conservative who sometimes listens to NPR. NPR Tom Ashbrook […]
RichC | November 15, 2014
Some of the political hot-potato news this past week was related to self described “off the cuff” comments from MIT’s Jonathan Gruber a respected health economist. He helped craft President Obama’s health care law and was captured on video commenting about the “stupidity of the American voter” and suggesting the law was passed dishonestly (NYTimes). […]
RichC | December 28, 2013
2013 introduced us to the pain of what sold to America as the Affordable Health Care for America Act by the 2008 Democrats during President Obama’s first term. Instead of “affordable,” Obamacare launched with high premiums, high deductibles and far more frustrations for those who were already insured by their employers or paying for health […]
RichC | December 20, 2013
I listened to the president answer questions in today’s long news conference and it was interesting to hear reporters finally drill down on the Obama administrations’ blunders and shortcomings. For the past five years most network reporters in the Whitehouse press corps have been pretty gentle with questions and all but a few seemed to […]
RichC | December 11, 2013
The other day in sorting through my email inbox (need to work on a few more filters), I ran across a personal story about medical care overseas … in this case Bangkok, Thailand. For some of us, including the author, there is a preconceive notion that going into a hospital in southeast Asia is dangerous […]
RichC | November 21, 2013
Partisanship and opinions aside a moment, I took a serious look at the Affordable Care Act and exchange pricing just to see what it might cost IF one was to retire early and purchase heath care on the exchanges. As a resident of Ohio (or Florida), which both have federally run exchanges, the monthly outlay […]
RichC | October 20, 2013
Last week Dave Ramsey attempted to simplify the Affordable Care Act on his financial advice radio program for his listeners. He asked listeners to take off the political blinders – be they those of the supporters of Obamacare or those who want the law overturned. In a “tough love” Dave Ramsey kind of way, he […]
RichC | October 1, 2013
Once again our dysfunctional federal government reared its ugly head and made many of us wonder why we continue to send money to Washington DC? The taxpayer continues to be squeezed by our bloated bureaucrats who can’t seem live on the nearly trillion dollars we send them each year — it’s ridiculous! From my […]
RichC | July 27, 2013
The question posed by the WSJ this past week was “will the young and give up disposable income to pay for health insurance” or with they pay the penalty until it becomes too expensive? It has been difficult to explicate the complex and questionably titled “Affordable Care Act” – Obamacare to many who are politically […]
RichC | February 25, 2013
The negative implication of “big government’s Obamacare” is just beginning to be felt by those with health care coverage and businesses are squirming to adapt to the pages of new regulations. One of the latest money saving measures is that of “dropping spousal coverage” – I’m just guessing, but I suspect it will be unpopular? […]
RichC | May 22, 2012
Everyone wants to head home after a hospital stay … and that includes my mom, but if rehab is called for and skilled nursing care required, I can’t think of a better place than the Dorothy Love community. It is just a few miles from my mom and dad’s house in Sidney Ohio and an […]
RichC | December 10, 2011
What treatments do doctors seek when they get sick? That’s the basis of an article my daughter read to me this week while we were heading out to dinner … it is sobering. Ken Murray’s article in Zócalo Public Square is something I found thought provoking when considering just how far “we” want doctors and […]
RichC | August 28, 2011
I’ve been thinking about the big entitlement (negatively charged word?) issue when it comes to how the U.S. structured our senior citizen’s healthcare and retirement living expenses. Having never really fully understood the cost … and inching closer towards that eventual day … I do recognize while looking at my own health and insurance costs […]
RichC | March 17, 2010
Enjoyed a TWiT broadcast by streaming Security Now over a late lunch while catching up on my email today. The weather is starting to feel like we are turning the corner and closing in on spring; sunny and near 60 degrees today. The news of the day seems to be focused on the house Democratic […]
RichC | January 22, 2010
[flv:FN_Healthcare1001221.flv 480 255] After President Obama, and most of the U.S. Congress (the Democrats), wasted a year on massive health care legislation, many are suggesting our nations’ leaders may finally be getting the message: Focus on jobs and the economy before spending money we don’t have on taking over health care. The current bills, according […]
RichC | January 14, 2010
Although I rarely forward emails since I dislike the spam filling up my box, I do once in a while get the urge to share. Here’s a snippet worthy of thought as the our elected representatives continue in a direction to take over reform health care. Will they break their streak and run it efficiently […]
RichC | December 24, 2009
The year 2009 is closing with our federal government’s Christmas present making big changes in America’s healthcare system. Today, the senate passed legislation moving a massive 2000+ page healthcare bill one step closer to law and will in essence give significant control of over one-sixth of our nation’s economy to bureaucrats. Although supposedly promising needed […]
RichC | November 16, 2009
Currently upgrading and testing a new embed for flash video, although it might not work with current 2.8.6 version of WordPress. Nevertheless, it offers a few extra features that most have become accustom to such as a poster frame and full screen video. I’ll be tweaking the flash encoder on the Mac in order to […]
RichC | August 13, 2009
As U.S. Congressional representatives sweat over whether to have townhall meetings in their states to talk healthcare during the August recess, I sweat over how to plan financial security for my family‘s future, of which health insurance is a part. Years ago it seemed logical to just keep plunking away a few dollars into a […]