RichC | November 2, 2018
As the positive economy in the U.S. continues to grow America out of the "great recession" and rebound off the slow growth Obama years, we are seeing signs of inflation, hopefully just the right amount. Wages are rising and businesses sense they have pricing power and can raise prices (their cost are up too). Consumers […]
RichC | October 30, 2018
October is indeed a "scary" month for investors who are still hoping the bull market is not over … and perhaps just slowing? Earning for the most part are still good, interest rates aren’t "scary" high and the economy seems to be chugging along. Most who want work are finding jobs and employers are complaining […]
RichC | August 31, 2018
Tech news this week highlighted Yahoo and AOL brand email services. There are still plenty of users still using them and unknowingly being spied on (including me since I still use Yahoo for "junk" mail — I started with AOL & Yahoo in the early 1990s kept the simple rdc2@ addresses). The search algorithms and […]
RichC | July 27, 2018
If you have any vested interest in the stock market, Thursday’s huge drop for social networking’s behemoth Facebook ($FB), demonstrated what go up, can come down … and can come down fast! The "biggest ever one-day loss in market value for a U.S. listed company" happened yesterday and saw investors in $FB (or any pension […]
RichC | July 16, 2018
HELSINKI—President Donald Trump on Monday publicly questioned U.S. intelligence agencies’ conclusion that Moscow interfered in the 2016 presidential election while standing beside Russian leader Vladimir Putin, saying he “didn’t see any reason why” the finding would be true. Mr. Trump said he and the Russian president “spent a great deal of time” discussing the matter […]
RichC | December 16, 2017
With all the buzz around Bitcoin and bubbles, the really big financial crisis being somewhat overlooked is Student Loan Debt. The number of Americans struggling to pay back the money they borrowed for their education is mindboggling. The WSJ reported that Nearly 5 Million Americans are in Default on their Student Loans … and there […]
RichC | September 20, 2017
If Joanna Stern (WSJ) moves too fast, check out this longer list of iOS11 features by David Pogue at Yahoo.com.
RichC | September 13, 2017
And the number one reason to upgrade to the latest Apple iPhone (8, 8plus or X) … the talking Poophead emoji. (see WSJ video) Now personally I don’t have a need for this new latest and greatest iPhone, but know many of my fellow Apple gadget addicted friends will definitely find a way to scrape […]
RichC | August 2, 2017
The Dow broke above the 22,000 threshold for the first time on Wednesday rising for the seventh straight day. The boost over the "nice round number" happened after Apple posted stronger-than-expected quarterly earnings and iPhone sales met expectations. $AAPL stock rose 5.5% and made its largest single day percentage rise since February. (Story WSJ.com)
RichC | May 29, 2017
While looking back at previous year blog posts Memorial Day prior to making a 2017 update in order to see how I may or may not have recognized this sacred day, I realized just how many there were and it made me think about just “how many” have paid that ultimate price. Be sure to try and set […]
RichC | May 21, 2017
LINK to WSJ article
RichC | May 18, 2017
Great tips from tech writer Joanna Stern of the Wall Street Journal on dealing with a few Gmail nits most of us using Google’s free services have. See her article at WSJ.com. 1. Priorities, Priorities You may not know it, but Google’s email bots have not one but two ways of automatically organizing your messages: […]
RichC | April 1, 2017
The “Trump Rally” as many have dubbed it, provided investors with solid quarterly gains as a brighter economic outlook offset the lackluster Washington DC agenda which has become bogged down in politics. Investors still believe job growth, better corporate financial returns and tax cuts will over shadow the Fed “applying the brakes” in the form of higher […]
RichC | February 21, 2017
Once again the US Financial market rose to new record highs on Tuesday as the Trump rally continues to encourage investment and hope for earning, regulation reductions and tax relief. Likely those three biggies will either get done and satisfy investors or disappoint with a delay and trigger a sell-off. Who knows if congress can […]
RichC | December 15, 2016
Forgiving debt and bankruptcy options aren’t new, but those of us who strive to “play by the rules” often feel like suckers when it comes to bureaucrats playing fast and free with tax dollars … or with OPM. While it is understandable that our society wants to be compassionate and lend a helping hand to […]
RichC | December 7, 2016
U.S. stocks charged to fresh highs, with major indexes logging their biggest one-day rally since the election. See WSJ story.
RichC | November 6, 2016
As someone who politically grew up at a time when Ronald Reagan instilled optimism in America and in Americans, I am disgusted and embarrassed to to watch and vote for the “least worst” person running for president. On this coming Tuesday, or for many mailing in absentee or early voting, we’ll be doing just that […]
RichC | September 27, 2016
After watching David Stockman on Wall Street Week this past weekend, I was intrigued enough in his message of economic panic to pick up the Kindle version of his latest book. Although he is not new to the "Henny Penny" view that economically we can’t continue on the current path, hearing and reading his analysis […]
RichC | September 23, 2016
While Twitter shareholders seemed to like the rumor of Salesforce.com showing interest in $TWTR, those holding shares of $CRM are not quite as enthused. This has happened before so we’ll see if there is any real substance … OR if others might be interested? Google??? Salesforce.com Inc. is considering a takeover of Twitter Inc., according […]
RichC | September 11, 2016
A WSJ article posted about a year ago listed 11 books recommended by legendary investor Warren Buffett … interesting choices. Some are expected, others surprising. The Intelligent Investor, by Benjamin Graham. Of this classic tome on value investing, Mr. Buffett once wrote: “Picking up that book was one of the luckiest moments in my life.” […]
RichC | August 31, 2016
Now that I’m going to be a grandfather, it is time to start reading (or re-reading) all those important articles about babies again. Eating Fruit While Pregnant May Boost A Baby’s Intelligence By DANA WECHSLER LINDEN Aug. 29, 2016 9:00 a.m. ET New research raises the intriguing possibility that eating more fruit during pregnancy […]
RichC | August 24, 2016
The weekly "My Ride" article by A. J. Baime in the Wall Street Journal has become a sentimental favorite column as besides highlighting a Mercedes a couple weeks ago, did the same for a Packard this week. The story plots are almost always as unique as the cars themselves … although this one touches a […]
RichC | June 24, 2016
Financial markets around the globe are reeling Friday morning from yesterday’s historic BREXIT vote in the UK as the people have chosen to exit the EU. Big picture is that life has not improved for citizens of Britain under the real or perceived central control — some suggesting it is "their" Independence Day. Even though […]
RichC | June 23, 2016
Volkswagen AG has agreed to pay more than $10 billion to settle claims from U.S. owners of diesel-powered vehicles affected by the German auto maker’s emissions-cheating scandal, said people familiar with the matter.The $10 billion-plus deal would address owners of nearly 500,000 diesel-powered vehicles with two-liter engines that contain software capable of duping government emissions […]
RichC | March 21, 2016
Will the next generation of car enthusiasts continue to appreciate the sound of the American V-8?
RichC | March 3, 2016
Yes … it probably can and will IF “friends” like Donald Trump and Hillary Clinton go at it. On the otherhand, they still have some mud to sling to reach the level of the John Quincy Adams and Andrew Jackson campaign as highlighted in the WSJ. Political Mudslinging, 1828 If you think this presidential campaign […]
RichC | February 23, 2016
Winter weekends (even warm ones) present an opportunity to catch up on a pile of articles collected during the week. These are one that aren’t necessarily timely or are “required” reading based on the news of the day. Those who know me, know that I’ve enjoyed a few minutes each morning leafing though the Wall […]
RichC | January 20, 2016
Americans are flooding the government with appeals to have their student loans forgiven on the grounds that schools deceived them with false promises of a well-paying career. Source: Thousands Apply to U.S. to Forgive Their Student Loans, Saying Schools Defrauded Them
RichC | January 10, 2016
The U.S. Department of Justice lawyers on behalf of the EPA are probably sleeping and dreaming dollar signs … a still unknown number but calculations mentioned in the WSJ top $45 Billion. They have an opportunity to capitalize on Volkswagen’s willful disregard and purposeful installation of “defeat devices” on Volkswagen, Audi and Porche TDI diesel […]
RichC | January 5, 2016
It has been an annual tradition to look at the overused terms, words and slang at the end of a year … this years Lake Superior State University’s list wasn’t that impressive in my opinion, but tradition continues: BAE One of the top nominees. “Meaning ‘before anyone else.’ How stupid! Stop calling your boyfriend ‘bae’.” […]
RichC | December 11, 2015
Stocks have been in decline as investors wait for the Fed to either “move” or get off the pot this month. Adding to the misery for those who are thinking they are in long “safe” dividend paying stocks, like those in energy, they are nervous too. While the economy is not particularly bad, the deflationary […]
RichC | December 8, 2015
Warmer forecasts, no production cut by OPEC and inventory surplus is keeping energy prices low and crude oil has moved to seven year lows. The impact is being felt by small leveraged U.S. oil companies who are on the brink of bankrupcy and even creating waves throughout the economy. As I tweeted… Oil prices fell […]
RichC | November 10, 2015
As a big fan of the Wall Street Journal and the FoxBusiness network, I’m looking forward to the next GOP debate tonight (9PM Tuesday 11/10/2015) and am hoping the moderators do a better job than last months CNBC hosted debate. I suspect Maria Bartiromo, Neil Cavuto and Gerard Baker will work particularly hard to avoid […]
RichC | July 10, 2015
For the past few weeks I’ve been enjoying a quick read each morning summarizing the previous day’s news from theSkimm.com. Currently it is a free subscription and is delivered to your email box and worded in a light and easy to comprehend way. For those interested in more of a business news update, check out […]
RichC | July 7, 2015
It doesn’t get more #random than this as mentioned in my tweet today. In a Wall Street Journal video interview with a Columbus Zoo “zookeeper,” one of the comments made about the the Bearcat (or Binturong) is that they have a peculiar smell – that of Doritos!
RichC | July 5, 2015
More than 40% of Americans surveyed said they fight over how to load the dishwasher, according to appliance maker Bosch. (see WSJ) -More than 70% of users choose the ‘normal’ cycle every time, even though dishwashers now have specialized settings. -Stainless-steel pans get cleaner in the dishwasher but never wash cast-iron or nonstick pans there. […]
RichC | June 30, 2015
Seems like about every article I read pointed to the fact that Greece’s economy is only “half the size of Ohio” and that we are insulated from the turmoil over this game of chicken they are playing with the IMF and pending $1.73B payment default. Still traders on Monday in about every market decided this […]
RichC | June 25, 2015
Most Americans, not covered under government healthcare programs, have been feeling the higher cost of healthcare since Obamacare as traditional policies give way to high deductible plans which cost them more than their previously “more” inclusive lower deductible plans – so much for “keeping your healthcare plan.” Commonsense dictates that restructuring so those who actually […]
RichC | June 22, 2015
For those of you who are NOT Wall Street Journal readers, but have always wanted to try it out, here’s your chance. The $1 price is about as cheap as I’ve ever seen from WSJ.com … for a 3 month introductory deal. The yearly or normal monthly subscription is higher and can be hard to […]
RichC | May 8, 2015
The bigger the federal government grows and the longer the tenticles reach into business and personal lives, the slower our country grows. What will it take for Americans to recognize that our country grows and lifts every citizen when the ambitious and innovative are not thwarted by Uncle Sam at every turn? Besides limiting the […]
RichC | May 6, 2015
Millions of people damage their knees. Scientists are testing implanting an artificial meniscus or inducing the body to grow a new one. Source: New Fixes for Worn Knees
RichC | April 8, 2015
Very confusing numbers in a recent Wall Street Journal graph noting that the number of job openings being posted are way up (green line) … up to the highest level in 14 years. That’s good news right? Unfortunately a look at the red line shows the number of hiring. Hmm, that trend has moved down, […]
RichC | February 6, 2015
While watching my Twitter feed and tuning into Squawkbox on CBNC (my usual morning routine), the excitement was notable particularly since partisans on both sides of the political spectrum spar to take credit for improving numbers. We do seem to be on a trajectory of adding jobs consistently which should eventually put pressure on employers […]
RichC | December 10, 2014
One of my favorite technology reporters, Joanna Stern with the Wall Street Journal, offered her thoughts on tablet keyboards just as started to use a Zagg Folio Keyboard case that arrived on Tuesday. I’ve been waiting for a Brydge Keyboard for iPad Air2 (the space gray ships on Dec. 15th I’m told) and have been pecking […]
RichC | December 2, 2014
In talking with a long time customer today about shopping and using credit cards, the subject of FICO scores came up since they are printed each month on Discover Card statements (nice touch Discover). He ask me what a good score was and I “sort of” knew that over 700 was good and thought 760 […]
RichC | October 15, 2014
WSJ’s “Ebola’s Deadly Reach” map of locations I understand our government’s reluctance to over react to the deadly Ebola virus, but disagree with the lack of precautions being taken to prevent the spread by those traveling from Western Africa to the United States … particularly by air. Commonsense dictates that we expect too much from […]
RichC | September 27, 2014
The WSJ printed an interesting article by Jeanne Whalen earlier this month listing the benefits of s-l-o-w-e-r reading. A Wellington, New Zealand book club calling itself the Slow Reading Club consists of members who “miss old-school reading” and may be on to something. They get together at a café and spend an hour reading in […]
RichC | August 29, 2014
Mercedes-Benz leads the pack in having the most satisfied customers, with only the American brand Buick making the “most satisfied” WSJ screen shot. I can’t say that “satisfied” list was a big surprise, but I was shocked that the “least satisfied” brand was Acura … according to the survey by the American Customer Satisfaction Index.
RichC | May 31, 2014
WSJRadio had a short segment with their Washington Bureau Chief Gerald Seibtalking about Nationalismand how it seems to be growing around the world. Usually Americans take pride in our national identity and “American Exceptionalism” … but taken too far history shows that this sentiment can be dangerous – think about the events which lead to […]
RichC | May 9, 2014
I’ve mentioned LastPass a few times in the past as a way to manage the many passwords that our online presence requires and it still looks like a good option. Over the years things change, so I was interested to read “The Best Way To Manage All Your Passwords” article in the WSJ by Geoffrey […]
RichC | March 19, 2014
It’s a big day for Fed Chairwoman Janet Yellen as she took the stage and continued a third wave of tapering of the Federal Reserve’s bond buying program. Not that any of this was unexpected, but it an indication that the Fed sees the economy improving and is slowly removing the nation’s fiscal training wheels […]
RichC | February 15, 2014
Although I have a libertarian slant to my political philosophy, the wars and struggles in the Middle East demonstrate why our country need to maintain the appropriate balance between freedom and over reaching government. An article in the WSJ on Friday is a reminder that the threat from terrorists, cartels, gangs and other countries is […]
RichC | January 31, 2014
It’s depressing to be back from a few days of sun (and rain), after a long drive from Florida yesterday, but also good to be home. It has been a morning clearing a few bills and accumulated mail off my desk and a light work day before Superbowl XLVIII weekend. One piece of mail, a […]
RichC | December 12, 2013
The more delays and longer the flight, the more cranky passengers are bound to get. Now imagine sitting in the middle seat of modified Airbus A320 as the scrunched seats get smaller and give up 3 more inches to the aisle seats? Oh, I’m sure those fortunate enough to book the wider seats, will be […]
RichC | November 2, 2013
RichC | September 10, 2013
Saw this in the Wall Street Journal personal section today and although I knew about the gum, I did not know about the string cheese (for the fun of it, I’m trying the iPhone’s Mobile OCR app to capture text). Studies show two things people can chew to help ward off tooth decay. One, Dr. […]
RichC | August 30, 2013
According to Scott McCartney who writes for the Wall Street Journal, rental car companies are keeping cars longer and accumulating more miles than in years past. The slow creep of their aging fleet is a result of the long recession and the improved quality of today’s vehicles (industry spokesmen say), but from a car renter’s […]
RichC | July 30, 2013
FORT MEADE, Md.—A military judge acquitted Pfc. Bradley Manning of the most serious accusation against him—that he aided U.S. enemies—but found him guilty Tuesday on most other charges related to his disclosure of documents to the antisecrecy website WikiLeaks. (WSJ) No matter which side of the argument you come down on in dealing with soldiers […]
RichC | July 27, 2013
The question posed by the WSJ this past week was “will the young and give up disposable income to pay for health insurance” or with they pay the penalty until it becomes too expensive? It has been difficult to explicate the complex and questionably titled “Affordable Care Act” – Obamacare to many who are politically […]