RichC | June 21, 2019
Taylor is my millennial antagonist when it comes to discussing politics, investing and both government and personal finances. We both enjoy debating, so it’s cool most of the time. He is also a product of his generation just as I am of mine. We view the role and expanse of government differently when it comes […]
RichC | June 5, 2019
We were obviously not alone in sheading tears over the lost of our favorite local restaurant Spinning Fork in Fairfiled, Ohio(we’ve eaten there since 1995)… but thankfully the family, recipes and history looks like it will be around a while longer, just not at the same location. They have moved to a Hamilton Elks Golf […]
RichC | May 14, 2019
It has taken awhile, but someone who enjoys Walleye fishing decided they wanted all my MayFly Lures. He made me an offer and so decided to give him a “buy them all” price. At least I’ve recovered most of my printing losses on this project from years ago and likely made a fisherman happy. He’ll […]
RichC | April 26, 2019
Likely I am not alone in constantly reevaluating the pros and cons of participating in social media. I’ve purposely limited my exposure to only a couple of platforms even though I enjoy staying in touch with friends and acquaintances … and generally don’t have a problem with people respectfully debating news and politics. Facebook as […]
RichC | April 19, 2019
All who have been through computer and cellphone issues know what a headache little glitches can become. For me, ever since having my battery replaced on my iPhone 7-plus back in January, the front facing microphone has not worked. After a couple back and forth evening phone calls with Apple Support, we set up an […]
RichC | April 14, 2019
It is hard to believe our local El Rancho Nuevo Mexican Restaurant has been around for 9 years now (photo from opening in 2010) … but as the competition has increase, entrepreneurs have had to step up their game. This restaurant is one of the greatest small business example of why capitalism works: with increased […]
RichC | April 12, 2019
The “customer experience” (a marketing buzz-term nowadays) can make or break companies. Some do it right, others fall on their face early in their start-up cycle … and others like Ebay ($EBAY) and Paypal ($PYPL) have employees, customer service departments and management issues dragging their company down … yes, this is going to be a […]
RichC | April 9, 2019
There aren’t many things that makes a mom and dad prouder than realizing their parenting efforts have paid off. We are now regularly seeing our children as productive professional adults and realizing that our being positive examples, and prioritizing school and providing a college education, has paid off. Besides Katelyn and husband Drew being accomplished […]
RichC | March 29, 2019
It has been a year since I’ve checked my Internet speed since we have not had any problems, but I doubted we were getting the advertised 500Mbps speeds , but then that my internal network problem. Speed aside, there hasn’t been any reason to question Cincinnati Bell’s service (our TV and internet service provider). They […]
RichC | March 22, 2019
This is project for work as I wanted to demonstrate to a customer what I was referring to when I encouraged them to add a simple “read a script” podcast channel or simple YouTube video component to their marketing. It is a way to capture audiences who have moved away from reading articles and blogs […]
RichC | February 27, 2019
Since printing presses (and bindery equipment) is in my DNA, I can’t help but have a soft spot for this guy tweaking his equipment to spit out paper airplanes. Personally I would rather … and remember many-a-late nights … calculating $$$ as our sheet-fed offset presses mesmerizingly crank out piles of paper. 🙂
RichC | February 8, 2019
Yup … I have over 1000 photos. Once again, the lesson to take to heart is to "control your own data" whenever you can or be blackmailed into new subscription rules or lose everything. Even more challenging if a company goes out of business or deciding you have infringed on their user policy without warning […]
RichC | February 7, 2019
The 2018 wireless phone Tax Foundation report came out in December 2018 and although we may have seen income tax rates drop, wireless phone plans continue to be ripe for the taxman’s pickings. It is shocking to see such a wide rate structure from all the different states (map above) but that doesn’t tell the […]
RichC | January 18, 2019
The recent price increases rumbling through the economy are starting to be felt in the products we all use and have learned to appreciate. One of the services I’ll likely eliminate before the monthly price increase is the streaming service Netflix. We did this once before, but with all the new added content and lack […]
RichC | January 13, 2019
With incentives, South Dakota and Minnesota compete for tiny trū Shrimp and its promise of indoor shrimp farms. A company named trū Shrimp Co. had planned to break ground this spring in Luverne, Minn., on a $330 million to $360 million indoor shrimp farm. It aims to produce 8 million pounds of shrimp a year […]
RichC | November 26, 2018
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RichC | November 23, 2018
Even as someone who watches markets and oil, the precipitous drop in price over the past month has been shocking. Most observers expected the increased inventory to cause the price per barrel to drop a bit, just as it has in the past when oil is stored in surplus, but a $20/barrel collapse in 1 […]
RichC | November 2, 2018
As the positive economy in the U.S. continues to grow America out of the "great recession" and rebound off the slow growth Obama years, we are seeing signs of inflation, hopefully just the right amount. Wages are rising and businesses sense they have pricing power and can raise prices (their cost are up too). Consumers […]
RichC | October 14, 2018
As a business news junkie, I’ve been watching Fox Business since I "demanded it" (as Neil Cavuto would tell viewers in the early days of the expansion Fox network). They have steadily grown and have become serious competition for CNBC (watched/listen since it’s debuted) and BloombergTV. Fox Business has mixed in far more general news […]
RichC | October 11, 2018
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RichC | September 23, 2018
According to my very pleased Volkswagen driving daughter, she’ll likely stay committed to the VW brand IF they continue to appreciate her as a customer. She was one of the first owners of the new 2018 Tiguan last year and has been very pleased with the first year vehicle. The performance, including regular 30+ mpg […]
RichC | September 11, 2018
“We’re Going to Do Something …” After a week of total disgust over Nike selecting Colin Kaepernick as their new spokesperson suggesting he "sacrificed everything" when he knelt during the National Anthem and wore socks portraying "police as pigs" … I saw Mike Rowe’s Facebook post and thought his way too polite comment sum things […]
RichC | September 6, 2018
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RichC | August 25, 2018
Here’s a great explanation of the history and current role of Pharmacy Benefit, Managers (PBMs) as it relates to health care, drug cost and insurance plans. LINK to Marketplace story
RichC | August 23, 2018
Brenda and I had a back and forth text messaging conversation with our son Taylor, who is the Clermont County planner, regarding a new fire station in and around a developed residential area not too far from us. Although this improvement will be great for us, it does get us concerned over the impact to […]
RichC | August 19, 2018
In preparation for an upcoming work related project, I need to record a video for a client’s website and include both their voice and that of someone asking questions. I was hoping to keep it as professional as possible and will be using my Lumix GX8 DSLR.f I am using my external Rode shotgun microphone […]
RichC | August 14, 2018
It is so frustrating to see a handful of NFL players once again willing to offend A WHOLE BUNCH of patriotic fans — including me — for another season with their kneeing or holding a fist during the playing of our National Anthem. I blame a handful of players, their union, the NFL commissioner and […]
RichC | August 9, 2018
Unions have slowly been losing their grip on "laws" in each state over the years as workers want to be able to choose whether or not they want to belong to a union (and pay the dues). Several states have passed "right-to-work" laws giving those workers that freedom … but others have not adopted "independent […]
RichC | August 3, 2018
After impressing almost all analysis with their quarterly report, stock buyers continued to buy $AAPL stock on Thursday making Apple the most valuable company. I watched the coverage on and off all afternoon on Fox Business and the party atmosphere and giddy excitement reminded me of the same dot.com partying in the late 1990s. Oh […]
RichC | August 2, 2018
I have, and do, support a few crowd funded projects — I’ve placied preorders taking on risk and see it as taking a small scale venture capital risk (without much reward). A couple bigger investments have been Elio and MagFast. The latter posts weekly, and relatively personal updates via YouTube video, on how the process […]
RichC | July 25, 2018
While doing a bit of server housekeeping on the CPP servers and preparing for the eventual push to make all websites secure for users, I ran across a helpful Qualys SSL Labs site to check on certificates, etc. If you are working to get websites updated and compliant for the day ALL site will need […]
RichC | July 11, 2018
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RichC | June 27, 2018
Colgate is my usual go-to toothpaste, although generally prefer the old fashion white and am partial to baking soda … but I’m off topic. My gripe is that their recent packaging (at least so I’ve noticed) is terribly misleading. After opening the normal large sized toothpaste box, I noticed it was WAY larger than the […]
RichC | June 19, 2018
I generally do not read longer Facebook posts, but while scanning a few friends comments on Father’s Day remembering their dads, Kathy Pangborn (good friend and neighbor of my inlaws) reposted a story that had me remembering the different father-types that I knew. Neither my mother or father-in-laws’ or mother or fathers’ parents (my grandparents) […]
RichC | June 6, 2018
Once in a while we all end up squabbling with a company over their product or service. Neither Brenda or I have ever been advocates for "frozen meat" or ordering the generally higher priced national brands that require significant cost to package and ship a product … but earlier this spring we took advantage of […]
RichC | May 19, 2018
Although the new auto company Elio Motors has struggled financially to move their production forward, Paul Elio still claims the Shreveport, Louisiana plant is 1-1/2 years from production. Those of use who have deposits and reservations and blog about it in are still hopeful, although low fuel prices, advancements in EVs and American’s love of […]
RichC | April 17, 2018
Have you filed your income tax return yet? 2017 returns are due today! While catching up on some reading while out of town this week, Jim Glassman, Head Economist at JPMorgan Chase, had me pondering (and tweeting) about the length of sustained growth that might be possible after the recession. He, and many others, have […]
RichC | April 5, 2018
From the inside I have watched the disruption in healthcare for decades now. Early on it was Brenda and our somewhat laughable attempt in thinking we could start an independent mail order pharmacy, this was in the early 1990s. We looked at leasing property and duplicating existing “store” pharmacy components of a drugstore and at […]
RichC | March 27, 2018
While cleaning out old Consolidated Printing and Publishing files and boxes stored in our basement, I ran across about 50 May Fly Lures made by a charter fishing company. We printed and packaged these in batches on demand for Darrel Rowh’s side company Misty Blue Tackle and a note on the box indicated these were […]
RichC | February 9, 2018
As a Fox Business addicted viewer, I keep a live-feed running much of the day just as others do for music, talk radio or sports. One of the challenges is that it isn’t convenient or available, especially in a low bandwidth, "just" audio feed … unless I’m in the car and listening on SiriusXM Radio. […]
RichC | January 24, 2018
As GE stock continues getting battered (although a 4.48% bounce back today), quite a few investors have been waiting for the bad news to end and new management direction to bring this huge ship back on course. (I’ve been buying, and selling) It is likely be too soon to expect things to change, but General […]
RichC | January 20, 2018
Probably should have been posted as a New Year’s resolution, but this works for ALL and at ALL times in life and career.
RichC | January 19, 2018
Besides my personally server and fading Raspberry Pi server projects (just too small), I been using several different companies to host Internet connected servers for Consolidated Printing and Publishing’s customers – traditional servers and virtual Droplets. Having used a variety of dedicated servers and virtual shared machines over the years since first getting into archiving […]
RichC | January 12, 2018
Last spring I was so disgusted with the Time Warner to Spectrum change for cable and Internet along with their price increase that I switched to Cincinnati Bell Fioptics. The painful rewiring and equipment switch worked to my favor and lower the bill with the help of a representative that handled everything as if he […]
RichC | December 28, 2017
My daughter and son-in-law, who moved back to Ohio in 2017, send me occasional updates from my "birth" city and the surrounding area. This past week the Toledo Blade reflected on 2017 in the "glass city" with its Finding Nellie illustration and included the Promedica Promenade Park revitalization … with Drew’s dad dancing in the […]
RichC | November 30, 2017
As someone who had an early interest in cryptocurrency as a replacement for product and services exchange, the recent rise of Bitcoin is nothing more than frightening. Supply and demand obviously has traders of this public ledger block chain protected transaction “currency” excited and like all manias, is concerning since eventually trading profits will be […]
RichC | November 3, 2017
On Thursday, the long awaited Republican tax reform plan finally saw the light of day after most political and financial watchers haggled over the unknown details most of this year. President Trump has made tax reform and cuts as his centerpiece agenda as essential to growing the economy and stimulating job and wage growth for […]
RichC | October 13, 2017
The early 1980s were challenging as manufacturing headed overseas, inflation ate up the buying power of every dollar and the cost to borrow was at an all time high. In fact, Brenda and I were giddy to have acquired a 12% mortgage on our first house in 1982 because our friends were applying for new […]
RichC | October 4, 2017
A little bit of research highlights which of the Dow 30 companies benefit from corporate tax reform and which one are currently better at working the existing complex tax code. Company Ticker Median effective income-tax rate – past five reported quarters UnitedHealth Group Inc. US:UNH 40% Home Depot Inc. US:HD 36% Verizon Communications Inc. US:VZ […]
RichC | September 21, 2017
Tuned into Motley Fool’s Industry Focus podcast this week talking about how drugmakers get patents and drug trials through the FDA. The Q & A segment was helpful for those looking to understand the process and pitfalls before adding shares of these companies to their portfolios. Motley Fool Industry Focus Podcast (mp3) | 9/20/2017 […]
RichC | September 14, 2017
While driving this week I had a opportunity to scan through a few SiriusXM stations and picked up on part of a Bloomberg interview between philanthropist David Rubenstein and National Institutes of Health director Dr. Francis Collins (looked up the video so I could listen to the entire interview later – below). Dr Collins seemed […]
RichC | September 2, 2017
For the fun of it, I ran a lightly responded to Twitter poll (200+ votes and nearly 40,000 views) with an idea that could generate some subscription based income for $TWTR – yes I would like to see the stock price rise too. My purpose was to see just how many users would be interested […]
RichC | August 31, 2017
As the title and Robert Burns suggest, "the best laid plans of mice and men often go awry." Here are a couple Thursday lunchtime updates. On the upside, the Ford ($F) trades from a week ago continue to pan out and I exited half of my position on Thursday morning to book profits (for those […]
RichC | August 30, 2017
Good news for our neck of the woods … Amazon will open a new fulfillment center in a Monroe industrial park near Interstate 75, bringing 1,000 new jobs to the region, the state announced Wednesday. The specific location of Amazon’s latest investment in Ohio was not disclosed, but it will be the closest location for […]
RichC | July 12, 2017
The United States is healthy enough to absorb further gradual rate increases and the slow wind down of the massive bond portfolio accumulated by the Federal Reserve during the financial crisis, Fed Chair Janet Yellen said in prepared testimony to be delivered to Congress Wednesday morning. Source: Fed’s Yellen says economy steady enough for more […]
RichC | July 7, 2017
Complaining is getting me nowhere … but those of us old school users of Yahoo and Google continue to be frustrated to see both companies going down the "design for smartphone – card look format" to their pages, even for large display computers. YAHOO A few weeks ago Yahoo Finance forced all users to give […]
RichC | June 4, 2017
From a small business perspective, excessive debt is near the top for reasons entrepreneurs fail in business. In my experience there are bankers and leasers with terms in the lenders favor, but not in the borrower’s favor. Bankruptcies are harmful not only to the person and family going through the ordeal, but on the creditors […]
RichC | May 9, 2017
Rarely do I endorse many establishments on the blog, but Spinning Fork in Fairfield, Ohio is not a problem for me. The casual family owned Italian restaurant has been our favorite since 1995, although it was in a different location a bit further north on Dixie Highway/ Route 4. Besides the excellent food, the friendly […]
RichC | April 9, 2017
Survey and ratings systems are a pet peeve of mine ever since finding out many places that use a rating scale (like 1- 5 or 0 – 10), will only count a perfect score as suitable to reward, complement or evaluate service, products and employees in a positive way. I’ve even stopped trying to offer […]
RichC | April 6, 2017
The banking giant Chase is not alone in their inefficiency — they mailed me a 1 cent check by first class mail (below) — since local Fifth Third Bank continues to send me a paper statement a decade after trying to close an old 529 college savings account. I’m not sure how many dollars have […]