RichC | January 14, 2020
The stock market continues to rally on positive news: low inflation, cheap money, increasing wages, low unemployment and even good news on trade with China. If there was ever a time to use the “hitting on all cylinders” idiom, this would be it … but when things are looking this good … everybody gets a […]
RichC | January 5, 2020
An interesting take on “inflation” and how different generations perceive the possibility of it accelerating in the next decade or so … and perhaps the effect it can or will have on our lives. For example, in the graph below, pick your birth year and note the color bars to determine how many years of […]
RichC | December 19, 2019
How does a “relatively open minded” politically moderate to conservative American see the impeachment of President Trump? I pay relatively close attention to the news … and politics since it is a big part of our news nowadays … AND with three years of quarrelling and intense dislike for President Donald Trump by his political […]
RichC | October 9, 2019
An Ellen DeGeneres video clip (shared on EllenTube) has been circulating this week after she attended a Dallas Cowboys and Green Bay Packers NFL football game last weekend. With inflamed politics and our divided country it was both good to see and good to hear celebrities getting along. We all need to take her advice […]
RichC | September 12, 2019
No matter your political ideology, everyone who values integrity in our elections and in political campaigns, should be concerned with how information is disseminated and prioritized. Nowadays we depend no a very few sources that we hope are unbiasedly sifting through and helping us search information and news. For the past decade or so we […]
RichC | September 11, 2019
Remember to pause for a moment of silence at 8:46AM this morning … and if you fly a flag, lower it to half-staff as a mark of respect for those who died on on 9/11. Patriot Day :– A day to remember. A day to never forget. On September 11, 2001, four commercial planes were […]
RichC | August 11, 2019
As the cost of education, health care, cars, etc. goes up, it should be no surprise our financing habits change in order to pay for priorities like higher education … or luxuries like newer and more reliable cars. Paying for semi-essentials is significantly more expensive than in the past and we now extend paying for […]
RichC | August 9, 2019
Currently, I pay for a few subscriptions. Some pricey (Wall Street Journal, Barrons, etc) because I avidly read them. Others, like monthly magazines, I continue to pay for and rarely get around to reading, especially online only subscriptions. Several others, I occasionally receive a link or click on one from those annoying “reader apps” that […]
RichC | August 7, 2019
Way too often our citizens in cities and communities across the country suffer at the hands of criminals and most notably disturbed individuals in our society. The topic rises to the top of the political news when there is a mass-killing and the weapon is a semi-automatic firearm and the target are ordinary people living […]
RichC | August 5, 2019
Monday, August 5th, 2019 was not a good day to be long in the stock markets – WSJ update. I think we are often too complacent with investing and fall victim to the “stay the course” and invest for long run mentality. It is easy to forget just how painful market drops can be. Economist […]
RichC | August 5, 2019
While Brenda and I wait for the new season of our favorite book-to-television Amazon Prime’s “Man In The High Castle” series, we (or should I really say “she”) got hooked on the popular binge watched series “Stranger Things.” It is amazing how our television habits have changed in this past decade? Gone are the weekend […]
RichC | July 12, 2019
There are challenges from users and governments facing several of the companies who make money advertising to the millions of eyeballs and the marketing of users personal data. We all want “free services,” but most people dislike the collection and selling of their personal data or having to sift through advertising … especially when it […]
RichC | July 11, 2019
I tend to use Twitter $TWTR as my daily newsfeed and choice of social media comment platform, but on Thursday afternoon this week, it is not working. For me, it is no big deal, but for reporters and politicians, it is the way they communicate nowadays. It will be interesting to hear what caused the […]
RichC | July 8, 2019
As a newspaper oriented guy from years ago, I have a soft spot for ink on paper and digital journalism (started as local newspaper photog when in high school and worked for Knight Ridder in the 1980s). Even my eventual career path followed from what I learned working for newspaper companies. But as a subscriber, […]
RichC | July 4, 2019
Most Americans love their country and enjoy celebrating our country’s “amazing” 243 year history and success. We are thankful for the rag-tag group of patriots from the 13 original colonies who boldly fought for their independence from Great Britain. In school, my generation (and previous) learned about our forefather’s near impossible struggle for freedom and […]
RichC | July 2, 2019
VP Joe Biden, Sen Bernie Sanders and Sen Kamala Harris – DemDebate2 6/27/2019 After watching the two night Democratic Debate last week, I couldn’t help, but notice that the socialist wing of the party has moved every candidate WAY left. All of the current 20+ candidates running to be the DEM’s nominee have made previous […]
RichC | June 30, 2019
In 2009 President Obama was awarded the Nobel Peace Prize for his "extraordinary effort" … one can’t help but wonder if nominations and the Nobel Committee is going to equally as fair to President Trump? I’m not holding my breath.
RichC | May 28, 2019
Thankfully the tornado(es) and severe storms that blasted through Indiana and Ohio last night were all to our north. I checked in with my brother Ron in Tipp City and he was fine, although his home and my nephew Jaben’s (Huber Heights) were in the path of this nighttime storm. The photo of a massive […]
RichC | May 24, 2019
The political tension around the globe, along with the trade battle between the United States and China, have put a damper on what was a relatively good economy here in the U.S. Add to those challenging international negotiations, the deepening divide between many Democrats still seeking to impeach President Trump in control of Congress are […]
RichC | May 22, 2019
Yes … the U..S economy is in good shape … but if you are an investor, these last few weeks may not have felt like the stock market is responding as it should in a good economy? Enter trade with China … well primarily China. Yet there is also unrest in the Middle East with […]
RichC | May 6, 2019
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RichC | May 5, 2019
Every student learns just how big and important the Mississippi River is in our country. From transporting materials from the America’s breadbasket to markets throughout the country and beyond … to draining the snowmelt and rainfall off the land so it can be cultivated (was reminded of this with all the flooding this spring). It […]
RichC | May 3, 2019
You are not alone in wanting the Trump-Russia collusion story and investigation to end. Americans in both parties are tired of this investigation and "thought" that after finally getting the summary from the US Attorney General William Barr (right), and the release of the full $30 million Mueller investigation report (with security redactions), that it […]
RichC | May 1, 2019
Those of us invested or following the stock market either with individual stocks, mutual funds or ETF index funds have to be pleased with the rebound in the economy since December 2018. The first quarter has rewarded those who remained invested (so as long as they have been diversified) for the long haul. Even with […]
RichC | April 26, 2019
Likely I am not alone in constantly reevaluating the pros and cons of participating in social media. I’ve purposely limited my exposure to only a couple of platforms even though I enjoy staying in touch with friends and acquaintances … and generally don’t have a problem with people respectfully debating news and politics. Facebook as […]
RichC | April 15, 2019
One of the finest examples of French Gothic architecture in Paris, France was gutted as the Notre Dame Cathedral in Paris France burned. The entire roof and main spire collapsed (below) along with what looks like significant damage to the rose windows. The heart wrenching images and video flooded social media streams and newsfeeds at […]
RichC | April 10, 2019
According to Gasbuddy.com as reported in a Fox News article, the best day to fill up your car will depend on where you live … BUT in general, “fill up earlier in the week when the traffic is a little quieter since there is more volatility and higher prices later in the week." The ideal […]
RichC | April 4, 2019
It looks like Drew’s Tesla Model 3 will arrive just in time (he is currently waiting for delivery), in order to avoid Ohio’s additional 10.5 cent/gallon gasoline tax hike? This new increase will boost Ohio’s gasoline tax it to 38.5 cents per gallon; it is expected that Ohio’s governor will sign a bill which just […]
RichC | March 31, 2019
Great "Quicktake" explaination on Bloomberg. The Yield Curve Is Inverted! Remind Me Why I Care If you’re wondering what a yield curve is and why there’s so much fretting in the U.S. over it flattening — and parts of it even inverting — you’re not alone. Late last year, Google searches for “yield curve inversion” […]
RichC | March 3, 2019
But before the “six degrees of separation” reference (see below), how do you stack up to the WSJ survey of “workers benefiting from a strong U.S. labor market?” One thing that seems to remain consistent over the years is that an education benefits you when it comes to jobs and compensation in the long haul, […]
RichC | February 27, 2019
As far as news goes, one would think that the biggest news of the day would be a second summit meeting between North Korean leader Kim Jong Un and President Donald Trump. It was only two short years ago that “little Rocket Man” was firing missiles over Japan and testing his nuclear weapons … and […]
RichC | February 20, 2019
Just an ominous filler photo that you probably don’t want to be looking at before going for a swim in the ocean. The Great White Shark can definitely give you nightmares. EDIT 2/22/2019 with an image from a Twitter friend: Let’s just hope sharks don’t like the crunchy texture of surfboards?
RichC | February 7, 2019
The 2018 wireless phone Tax Foundation report came out in December 2018 and although we may have seen income tax rates drop, wireless phone plans continue to be ripe for the taxman’s pickings. It is shocking to see such a wide rate structure from all the different states (map above) but that doesn’t tell the […]
RichC | February 4, 2019
While chatting with my son Taylor over the weekend about the terrible news regarding the killing of a law enforcement officer in the county where he works (depressing), we discussed his career options again. His job is currently to his liking, but the challenge and opportunity for advancement and salary improvement is dependent on seniority […]
RichC | January 25, 2019
As more and more federal employees decide they aren’t going to continue to work without a paycheck, the focus has shifted to the unpaid in the Coast Guard, TSA and Air Traffic Control. Air travel has now moved front and center as the “shutdown-standoff” continues (the Senate is at least negotiating). Flyers are feeling it […]
RichC | January 16, 2019
Although we hear (or at least I read) about cyber attacks to the U.S. electrical grid and utilities on a regular basis … but I’m not sure we take these events seriously enough? I’ve blogged on this ever since reading One Second After, a detailed factual-fiction story about just how devastating, vulnerable and dependent we […]
RichC | January 13, 2019
With incentives, South Dakota and Minnesota compete for tiny trū Shrimp and its promise of indoor shrimp farms. A company named trū Shrimp Co. had planned to break ground this spring in Luverne, Minn., on a $330 million to $360 million indoor shrimp farm. It aims to produce 8 million pounds of shrimp a year […]
RichC | January 12, 2019
There is one thing that is consistent in Washington DC … politicians and bureaucrats love spending other people’s money. It doesn’t matter whether they are a Democrats or a Republicans … socialists or capitalists … politicians all want someone else to pay for their ideas. The current top two politicians in the news are newly […]
RichC | December 19, 2018
On the political front, special council Robert Mueller has been digging into President Donald Trump’s campaign and practices since May of 2017 (officially: coordination between the Russian government and individuals associated with the Trump campaign) . His department has unlimited resources and likely can turn over rocks that are not flattering to anyone associated with […]
RichC | December 2, 2018
Perhaps it is human nature to reflect on ones own personal shortcomings and selfish thoughts at the passing of another well remembered United States president? President George H.W. Bush (1924-2018) lived an amazing life in an amazing time to have been alive. His completed life reminded me of a verse in Ecclesiastes (see bottom of […]
RichC | November 28, 2018
The Dow closed up 618 points on Wednesday after the Federal Reserve chief Jerome Powell indicated that "interest rates are just below the neutral level that neither aids or hinders economic growth." Investors looking for something positive as they wait hoping for some good news during the G-20 meeting between President Trump and China’s Xi […]
RichC | November 23, 2018
Even as someone who watches markets and oil, the precipitous drop in price over the past month has been shocking. Most observers expected the increased inventory to cause the price per barrel to drop a bit, just as it has in the past when oil is stored in surplus, but a $20/barrel collapse in 1 […]
RichC | November 13, 2018
After Monday’s selloff (see below), what lies ahead for the U.S. economy? That thought has some of seriously thinking the next economic downturn could come sooner rather than as expected … later. The sell off … "again" … has me wondering if we are prepared for the next recession? Is the U.S., or the world, […]
RichC | November 7, 2018
The midterm election is finally over and those who are tired of pile of flyers in their mail, phone calls, email spam and still watching cable TV network stations are no doubt thankful that is the case. As for the results, each political party can claim some degree of victory. The Democrats definitely gained ground […]
RichC | November 4, 2018
Americans are finally working again and the U.S. is once again the place for businesses to expand, hire, give raises and grow. For all the questionable rhetoric from the far right and left extremes … and yes, from President Trumps’ "tweets" and biased media reporting … the actual governing under his administration and a GOP […]
RichC | November 2, 2018
As the positive economy in the U.S. continues to grow America out of the "great recession" and rebound off the slow growth Obama years, we are seeing signs of inflation, hopefully just the right amount. Wages are rising and businesses sense they have pricing power and can raise prices (their cost are up too). Consumers […]
RichC | October 30, 2018
October is indeed a "scary" month for investors who are still hoping the bull market is not over … and perhaps just slowing? Earning for the most part are still good, interest rates aren’t "scary" high and the economy seems to be chugging along. Most who want work are finding jobs and employers are complaining […]
RichC | October 26, 2018
For those who watch the stock market, today was another one of those October trading days that can give one the willies. It was a reminder of the dreaded Octobers of the past and added to the steepest indices October decline since the 2007-2008 crisis. Still, the economy is sound, company earnings are good (tech […]
RichC | October 10, 2018
EDIT: Updated 14:00-14:30 ET – Landfall Mexico Beach, FL with maximum sustained winds clocked at 145 mph Previous 11:28 a.m. ET update Hurricane Michael has been upgraded to a “potentially catastrophic” Category 4 storm, with maximum sustained winds of 150 mph, the National Hurricane Center says. Data collected by NOAA and U.S. Air Force Hurricane […]
RichC | October 6, 2018
As we watch the Brett Kavanaugh hearing play out in the political circus that has become Washington DC politics, some Americans have lost sight that there are actual people and lives at the center of these hearings. Senate confirmation hearings were once straight forward, and usually concluded with a vote to confirm, if the appointed […]
RichC | September 26, 2018
Although I suspect Google management and most of their Silicon Valley employees are of a left-leaning tilt, there reminder and LINK to "register to vote" is a great universally welcomed message. Hopefully ALL U.S. citizens will exercise the privilege to vote come this November … although personally disagree with non-citizens and illegal aliens voting in […]
RichC | September 15, 2018
A shocking number of Twitter impression for a simple Volkswagen Beetle update I posted yesterday – well over 100,000. I do use Twitter regularly to share and comment a variety of topics, but rarely have tweets generated more than 10,000 looks or a handful of retweets and likes (on the other hand, my blog’s Google […]
RichC | September 6, 2018
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RichC | September 2, 2018
The nations’ citizens, Washington DC elites and the news media devoted significant time to honor and mourn with Senator John S. McCain’s family last week and especially on Saturday. I watched the funeral proceedings and memorial events along with much of the country who recognized his devotion to country. His loyalty to the men and […]
RichC | August 30, 2018
Of course perception is everything, but here’s a pretty good indicator regarding the media and their reporting/stories bias. About the political L and R split you expected?
RichC | August 24, 2018
|￣￣￣￣￣￣ | | WE | | ARE NOT | | THE | | NATIONAL | | ENQUIRER | | ＿＿＿＿＿__| (\__/) || (•ㅅ•) || / づ — Enquirer (@Enquirer) August 23, 2018
RichC | August 24, 2018
What’s new with the popular and well loved Apple MacBook Air? Nothing yet, but this week heated up with rumors that 8-year old Air is getting a big makeover for the end of 2018 (2017 CNET review of last years Macbook Air). First on the "hope for rumors HAS" list is that the device remains […]
RichC | August 23, 2018
Brenda and I had a back and forth text messaging conversation with our son Taylor, who is the Clermont County planner, regarding a new fire station in and around a developed residential area not too far from us. Although this improvement will be great for us, it does get us concerned over the impact to […]
RichC | August 9, 2018
Unions have slowly been losing their grip on "laws" in each state over the years as workers want to be able to choose whether or not they want to belong to a union (and pay the dues). Several states have passed "right-to-work" laws giving those workers that freedom … but others have not adopted "independent […]